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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Very good lending, would highly recommend

Very good lending, would highly recommend Reviewed on: 9th June 2026

Easy process for application, and easy to manage in...

Easy process for application, and easy to manage in the app Reviewed on: 9th June 2026

Had a very good experience...

Had a very good experience, PayPal are very lenient and understanding Reviewed on: 9th June 2026

PayPal has been a game changer for me, offering a ra...

PayPal has been a game changer for me, offering a range of products that suit my needs. The only time i contacted their customer care for a minor issue, I was amazed by well it was resolved. Reviewed on: 9th June 2026

PayPal review

Easy to use, excepted in lots of places, and feels safe to use Reviewed on: 9th June 2026

Interest rate is so expensive and hard to pay back.

Interest rate is so expensive and hard to pay back. Reviewed on: 9th June 2026

Excellent service, I would thoroughly recommend!

Excellent service, I would thoroughly recommend! Reviewed on: 9th June 2026

I have no problems since i signed up for paypal and...

I have no problems since i signed up for paypal and it has made paying online so much easier and secure. Reviewed on: 9th June 2026

Just simple and straightforward, zero fuss.

Just simple and straightforward, zero fuss. Never had any technical issues and use the service regularly. Reviewed on: 9th June 2026

Egidijus

I am very satisfied. I received the loan without any problems as I needed the money. Reviewed on: 9th June 2026

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