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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Aug 2025
98% decrease in 5 star reviews
in the past 90 days
96% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Absolutely perfect!!

5
Absolutely perfect, really easy to get, 4 month 0% and repay in flexible ways. Reviewed on: 8th July 2022

Quick and easy

5
Dead easy. No fuss. There when you need it at a click of a button. Love it ! Reviewed on: 8th July 2022

Amazing service

5
easy to access,lovely interface Reviewed on: 8th July 2022

Love the flexi payment

5
I love the 4 and 6 months pay plan and fact the fact that I can choose how much i want to pay monthly. I love the easy and secure sign in to PayPal too Reviewed on: 8th July 2022

Great Credit Card

5
Easy, cheaper cost services, and secure to use a Paypal credit card in a wider horizon of businesses. Reviewed on: 8th July 2022

Brilliant

5
I love yous so helpful and handy Reviewed on: 8th July 2022

Really good

5
5 star, very good experience with pay pal and hipper safe to use Reviewed on: 8th July 2022

It's so useful to have this as a back up

5
If I need something I know I'd be allowed to pay for it after the holiday Reviewed on: 8th July 2022

Very easy and useful to use

5
Came at very crucial point and was so useful and helpful! Easy repayments and very understanding! Reviewed on: 8th July 2022

Brilliant no worries

5
So easy to use and they have your back if something goes wrong Reviewed on: 8th July 2022

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