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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,484 reviews, last reviewed 18th Apr 2026
2275300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

What more do you need? 0% options. Never needed to contact customer services, which is a good thing anyway. Had no issues. Easy to use. Reviewed on: 18th April 2026
Graham T's avatar
Graham T

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75484)

Always easy to use, very easily navigated and tells...

5
Always easy to use, very easily navigated and tells you exactly what you need to know regarding limits and payments. Reviewed on: 11th June 2024
Nai R's avatar
Nai R

Great, does everything you need.

5
Great, does everything you need. Provides very convenient money services. Reviewed on: 11th June 2024
Riley G's avatar
Riley G

Super company making life easier

5
Super company making life easier Reviewed on: 11th June 2024
S's avatar
S

Always found PayPal excellent and never had any prob...

5
Always found PayPal excellent and never had any problems with it Reviewed on: 11th June 2024
Nathan D's avatar
Nathan D

Quick and easy to use.

5
Quick and easy to use. And very helpfull and friendly customer service. Reviewed on: 11th June 2024
Stanislav B's avatar
Stanislav B

Simple and straight forward.

5
Simple and straight forward. With choice around the type of credit. Reviewed on: 11th June 2024
Gary M1EGI's avatar
Gary M1EGI

A great payment option, so easy to use.

5
A great way of making payments and providing short term credit. I've not had a credit card for years but this is a good alternative. Reviewed on: 11th June 2024
Derek 's avatar
Derek

It’s been really good experience

5
It’s been really good experience Reviewed on: 11th June 2024
Mohammed I's avatar
Mohammed I

Easy to use and reliable , I bought a products from...

5
Easy to use and reliable , I bought a products from Germany and used the PayPal service as a security transaction went very smoothly. Reviewed on: 11th June 2024
Tamer Simsek's avatar
Tamer Simsek

easy to use.

5
Really easy to use and manage. The 4 months interest free to spread costs is really useful. Reviewed on: 11th June 2024
Helen 's avatar
Helen

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