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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,676 reviews, last reviewed 18th Apr 2026
2293100% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Fairly high interest rates for purchases lowers over... Fairly high interest rates for purchases lowers overall score. Quick and easy to set up a purchase loan . Reviewed on: 18th April 2026
Cjg's avatar
Cjg

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75676)

Good and flexible means to pay for large purchases

5
Good and flexible means to pay for large purchases Reviewed on: 11th June 2024
Justin E's avatar
Justin E

Smooth transactions for years.

5
Smooth transactions for years. And great buyer protection also the customer service is also pleasant Reviewed on: 11th June 2024
Steeper's avatar
Steeper

Great Business

5
Really like the service and the easiest way. Reviewed on: 11th June 2024
Michael Nagy 's avatar
Michael Nagy

Easy, self serving management.

5
Easy, self serving management of funds. Reliable. Reviewed on: 11th June 2024
Michael P's avatar
Michael P

So simple and hassle free

5
So easy, great credit options especially interest free Reviewed on: 11th June 2024
Amber E's avatar
Amber E

Using PayPal credit is easy and good value

5
Using PayPal credit is easy and good value Reviewed on: 11th June 2024
Keri B's avatar
Keri B

Easy and efficient .

5
Easy and efficient . I would recommend using whenever possible . Reviewed on: 11th June 2024
Ray Potter's avatar
Ray Potter

Hard to find chat agent when needed

5
Hard to find chat agent and is quite difficult to navigate to find what you need as info Reviewed on: 11th June 2024
Dan C's avatar
Dan C

PAYPAL always provided me with great service wh...

5
PayPal have always provided me with great service when things go wrong and money needs to be refunded Reviewed on: 11th June 2024
Rob M's avatar
Rob M

Great at investigating any issues with purchase and...

5
Great at investigating any issues with purchase and issuing refunds where appropriate. Easy to pay minimum or additional instalments each month and clear breakdown of purchase etc. Reviewed on: 11th June 2024
Jennifer R's avatar
Jennifer R

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