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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

It’s easy to use and has many different options whic...

It’s easy to use and has many different options which is great for the consumer. I’ve had PayPal for many years and over time it gets better and better. Reviewed on: 9th June 2026

Great credit service

I haven't needed to interact with customer service so I can't comment on that. However, I have made a few big purchases recently and I am grateful for the four months interest free option. Reviewed on: 9th June 2026

Very good service, very easy to use

Very good service, very easy to use Reviewed on: 9th June 2026

Always pay through PayPal as I trust it and has good...

Always pay through PayPal as I trust it and has good offers , pay in 4 etc Reviewed on: 9th June 2026

Super fast easy set up and pay with different ways t...

Super fast easy set up and pay with different ways to pay easily. customer service is spot on always happy to help I will always trust and use PayPal Reviewed on: 9th June 2026

paypal is improving

I find that paypal is improving but quite a few of there systems are a bit slow, like taking ten days to clear a payment but it is improving and better now they provide a physical bank card that can be used! Reviewed on: 9th June 2026

I’ve used PayPal for years, the app is so easy to na...

I’ve used PayPal for years, the app is so easy to navigate & I’ve not really had to use customer care much but when I have they have been great, I feel more safe buying items through PayPal than I do my own bank. Reviewed on: 9th June 2026

Fantasic servies very easy to use and convenient

Fantasic servies very easy to use and convenient Reviewed on: 9th June 2026

Safe money

Using it for 2 decades now, and no stolen money’s Reviewed on: 9th June 2026

The best ever

They are great. Even I coud get a card with them. Amazing. I really recommend Reviewed on: 9th June 2026

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