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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great credit company No problems great response to a...

Great credit company No problems great response to any queries. The App is easy to use and use Thank you pay pal Reviewed on: 9th June 2026

During the Covid lock-down, my income from AirBnb co...

During the Covid lock-down, my income from AirBnb completely dried-up. Paypal credit helped me to get through this. Reviewed on: 9th June 2026

Peace of mind

PayPal gives me peace of mind when using it to pay for services and products online. The app is great, it's user-friendly and I have the paypal credit and debit card to help me manage my spending habits. Plus, it's a well recognised and trusted name and brand. Reviewed on: 9th June 2026

Convenient and easy to use.

Convenient and easy to use. Sending money to others is very quick and easy. Reviewed on: 9th June 2026

Easy to use and set up.

Easy to use and set up. Regular emails to keep on top of transactions. Transactions clearly listed with a date clearly displayed on when the 4 months interest free is expired. Easy to set up a direct debit. Reviewed on: 9th June 2026

Exceptionally professional

Exceptionally reliable , clear and reliable communication with service offerings others do not have Reviewed on: 9th June 2026

Always been reliable and very helpful with any probl...

Always been reliable and very helpful with any problems I have encountered Reviewed on: 9th June 2026

PayPal to earn points and money

Been with them for I believe 14 years now and pay nearly everything through them. i now earn points and therefore money so could not be better. Reviewed on: 9th June 2026

Extremely helpful and beneficial when you’re looking...

Extremely helpful and beneficial when you’re looking for some extra financial help. Readily available for most payments and fair in the payback period. Reviewed on: 9th June 2026

Excellent professional service, great and fair help...

Excellent professional service, great and fair help in spreading the cost of purchases Reviewed on: 9th June 2026

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