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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,877 reviews, last reviewed 18th Apr 2026
2311200% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy simple way to pay. Easy simple way to pay. No issues. Reviewed on: 18th April 2026
Christopher R's avatar
Christopher R

Latest lowest rating:

1

Dia company would really think twice about using them Dia company would really think twice about using them Reviewed on: 18th April 2026
Christopher Poyser's avatar
Christopher Poyser
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75877)

Easy to use and keep track of your spending.

5
Easy to use and keep track of your spending. Reviewed on: 12th June 2024
Gordon I's avatar
Gordon I

Very useful to have 4 months free credit and also to...

5
Very useful to have 4 months free credit and also to split payments in 3 months Reviewed on: 12th June 2024
Alessandro 's avatar
Alessandro

Just the ultimate in convenience and control.

5
Just the ultimate in convenience and control. Reviewed on: 12th June 2024
Carl H's avatar
Carl H

Easy to use, easy to keep up to date with your balance.

5
Easy to use, easy to keep up to date with your balance. Reviewed on: 12th June 2024
Beverley 's avatar
Beverley

Optimistic

4
Ive had a problem in the past which took over a year to resolve so am using it sparsely. Until I regain my trust Reviewed on: 12th June 2024
JemMai's avatar
JemMai

Really easy and helpful to use, gives you confidence...

5
Really easy and helpful to use, gives you confidence dealing with money etc... Reviewed on: 12th June 2024
Sarah J's avatar
Sarah J

I love the ease and simplicity of using the PayPal c...

5
I love the ease and simplicity of using the PayPal credit scheme Reviewed on: 12th June 2024
Ian F's avatar
Ian F

Easy hassle free

5
Used paypal so many times hassle free for many years. Transactions are smooth and efficiently done. Reviewed on: 12th June 2024
Colin W's avatar
Colin W

So easy to use!

5
So easy and convenient to use PayPal to pay for almost anything! Such good value too. Reviewed on: 12th June 2024
James H's avatar
James H

Smouth and easy to use .

5
Smouth and easy to use .in online gread pack of option to pay later Reviewed on: 12th June 2024
robert n's avatar
robert n

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