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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Very good service

Easy to use and no problems and very efficient and useful for when paying online and also for other things Even transfer to other people I also received refunds through PayPal Reviewed on: 8th July 2022

Very helpful

To help me buy furniture for my new flat. Reviewed on: 8th July 2022

Always use it when I can

PayPal credit gives me massive flexibility to spread the cost of large items with a simple and easy to use process. Payments are slick and reminders for payments are always in advanced! Reviewed on: 8th July 2022

Very fantastactic and great customers acceptance fair and considarate

Pal pal helps me alot in different ways of which I don't regret transacting with them please let others try pay pal and see what iam saying they were great and Exellent Reviewed on: 8th July 2022

Good, helpful service - Always

PayPal and PayPal credit is easy to use and is increasingly available on most online retailers. If I ever have any issues I can speak to someone pretty much straight away and they always without fail resolve my query, professionally and effectively. Very happy with the overall service and will continue to use as my primary source of credit. I do hope that the longer I stay the better my interest will become though! Reviewed on: 8th July 2022

Great service

Flexible and easy to use great customer service Reviewed on: 8th July 2022

Best credit card

Best credit card services from Customer team support Reviewed on: 8th July 2022

PayPal Credit allows us to manage household budget more effectively

PayPal Credit has allowed us to manage finances by offloading fuel costs away from other credit card use. The 4mth. interest free offer is also providing much needed breathing space to manage our credit use more effectively Reviewed on: 8th July 2022

great service

fast ,reliable, secure. The best way to buy something with the best APR. Reviewed on: 8th July 2022

Great

I used one time paypal credit and I love it Reviewed on: 8th July 2022

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