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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

PayPal Credit is great

PayPal Credit has honestly been super handy for me. The approval was quick, the payments are easy to manage and it makes bigger purchases way less stressful. It just works smoothly with my PayPal which I really appreciate. Reviewed on: 9th June 2026

Love PayPal.

Love PayPal. Easy to use. Support is good. Reviewed on: 9th June 2026

Brilliant secure piece of mind shopping, I always us...

Brilliant secure piece of mind shopping, I always use PayPal and have done for ages as you know you’re going to be looked after time and time again thanks PayPal! Reviewed on: 9th June 2026

Always been a reliable source of credit, easy to tra...

Always been a reliable source of credit, easy to track and fast acting approval system in place so that you can progress as you need to with your purchases. Always been able to get suppprt easily from the team too should their be a problem Or issue. Reviewed on: 9th June 2026

Always had good experience, nothing to complain about

Always had good experience, nothing to complain about Reviewed on: 9th June 2026

Loyal customer loyal business ...

I ben with PayPal for years now, easy to get credit and easy to pay off . Its a very handy credit app that links straight to your bank account Reviewed on: 9th June 2026

Paypal credit is amazing and really useful

Paypal credit is amazing and really useful Reviewed on: 9th June 2026

I’ve found PayPal Credit really useful for spreading...

I’ve found PayPal Credit really useful for spreading the cost of larger purchases. It’s easy to use, secure, and gives me extra flexibility when managing my finances. The application process was straightforward, and I like having the option to pay over time when needed. Reviewed on: 9th June 2026

PayPal makes money fun and flexible through its thou...

PayPal makes money fun and flexible through its thoughtful approach to customers financial package options. Reviewed on: 9th June 2026

Trust worthy app to use easy to use

Easy to use when purchasing online, especially dealing with options to pay Reviewed on: 9th June 2026

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