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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

I use Paypal Credit regularly as a safe way to pay

I use Paypal Credit regularly as a safe and functional way to pay on sites I'm less familiar with. It's easy to use, the communication is excellent, and I would hate to think who i'd use without it Reviewed on: 9th June 2026

very good service, alway use it when buying online

very good service, alway use it when buying online Reviewed on: 9th June 2026

Easy to use and keep flexible payments

Easy to use and keep flexible payments Reviewed on: 9th June 2026

So far, all the customer service personnel I have s...

So far, all the customer service personnel I have spoken with, were all patient and professional. Reviewed on: 9th June 2026

I have been with PayPal for some 20 plus years, iv n...

I have been with PayPal for some 20 plus years, iv never had a failed transaction, the issues iv always had with buying were rectified within days. Reviewed on: 9th June 2026

GREAT FAST AND SECURE GREAT CUSTOMER SERVICES

GREAT FAST AND SECURE GREAT CUSTOMER SERVICES Reviewed on: 9th June 2026

Good service.

Good service. Regular communication and able to keep track of things easily via the app Reviewed on: 9th June 2026

I use it a lot to help me pay for bigger things then...

I use it a lot to help me pay for bigger things then pay off as of when! Reviewed on: 9th June 2026

Easy and simple to use.

Easy and simple to use. Great options of different ways to pay Reviewed on: 9th June 2026

My review of Paypal

I feel that PayPal gives you flexibility when spending, they also helped me recently when I was going through some financial problems. Reviewed on: 9th June 2026

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