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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76171 reviews)

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4.90

Based on 76,171 reviews, last reviewed 18th Apr 2026

2337900% increase in 5 star reviews

in the past 90 days

6700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always use for transfers to family, excellent prompt... Always use for transfers to family, excellent prompt and efficient service Reviewed on: 18th April 2026

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76171)

Very good been using paypal for years

Very good been using paypal for years Reviewed on: 12th June 2024

Always super easy to use seamless system with easy u...

Always super easy to use seamless system with easy user interface. Transactions present properly and give enough detail to review post payment Reviewed on: 12th June 2024

Easy to use and safe.

Easy to use and safe. Great pay in service as well as PayPal credit Reviewed on: 12th June 2024

Been extremely useful to plan spending

Been extremely useful to plan spending Reviewed on: 12th June 2024

I’ve used PayPal for years, excellent service in all...

I’ve used PayPal for years, excellent service in all areas Reviewed on: 12th June 2024

Easy to use, can send money to international friends...

Easy to use, can send money to international friends with easy, the pay in 3 or buy now pay later super useduf! Reviewed on: 12th June 2024

Excellent company with fantastic customer service.

Excellent company with fantastic customer service. Never had any issues with my money, credit or any issue resolution. Happily will continue using the service and actively advise people to use because of how save it is. Reviewed on: 12th June 2024

Super easy, would really recommend

The best way i have used to spread the cost of paying for things Reviewed on: 12th June 2024

Fast and easy

It's very easy to set up and also easy to see your information. Reviewed on: 12th June 2024

Easy to use!

Very easy to use, makes it very easy to buy essentials that cannot be bought with a single payment. Reviewed on: 12th June 2024

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