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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Best finance/loan company.

Many places don’t accept Klarna or clear pay. But with PayPal credit I’m and able to afford things I can’t normally afford all at once. And it’s nice to be able to treat myself and pay it back with little interest. Reviewed on: 8th July 2022

excellent

excellent customer services and takes care of their customers very well. I love using the credit to make payments especially when the unexpected happens. Reviewed on: 8th July 2022

excellent option to spread online payments

The flexibility of paypal credit is helpful and managing the payments is detailed well. Reviewed on: 8th July 2022

Easy and hassle free

Paypal credit is easy to use and the site simple to navigate. Interest free over £99 Reviewed on: 8th July 2022

Amazing

Being able to spread the cost over 4 months with zero interest is amazing. PayPal is a trusted payment provider which makes it even better! Reviewed on: 8th July 2022

Easy and trustworthy

The app is the easiest banking app I have ever used Reviewed on: 8th July 2022

Best one

Best Credit ever had I highly recommend it for anyone who want to buy safety Reviewed on: 8th July 2022

Tremendous help with finances in my everyday life.

Paypal has been instrumental to my everyday transactions and has helped tremendously at times when I needed to a stop gap financially. Reviewed on: 8th July 2022

Yes

All good evening OK and thanks pay pal credit thanks good Reviewed on: 8th July 2022

It's just so convenient

PayPal credit for me is perfect Being that everyone is feeling the credit crunch for increasing cost of living I feel at ease knowing I can purchase essentials using PayPal credit And just pay it back the next month, Better than a credit card that I feel punishes you for using it Thank you PayPal for making like that little bit more stress free Reviewed on: 8th July 2022

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