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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

I like credit card

5
perfect product! I like this one. Reviewed on: 8th July 2022

PayPal credit

5
Very easy to use and makes spending easier Reviewed on: 8th July 2022

PayPal credit

5
Simple to use & easy to manage. Reviewed on: 8th July 2022

Really impressed

5
You have 4 months to pay off purchase. Great service from PayPal as always Reviewed on: 8th July 2022

Easy to use and wide availability.

5
Great way to budget and make purchases with no interest Reviewed on: 8th July 2022

Happy

5
Quick and easy process to pay for everything Reviewed on: 8th July 2022

Good product

5
Good interest rates and offer, many retailers accept paypal . Reviewed on: 8th July 2022

Peace of Mind

5
Peace of mind all your purchases are safe, secure and protected. Future Technology we can’t live without in today’s world. Reviewed on: 8th July 2022

Excellent Credit Option for Quick Online Transactions

5
I think PayPal's credit option is fantastic. So easy to apply and use, especially with the payment options available. Really love the service and the ease and availability across so many retailers. Reviewed on: 8th July 2022

Simple to use

4
Using PayPal credit i find simple to use , specially person to person payments. Reviewed on: 8th July 2022

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