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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

I like credit card

5
perfect product! I like this one. Reviewed on: 8th July 2022

PayPal credit

5
Very easy to use and makes spending easier Reviewed on: 8th July 2022

PayPal credit

5
Simple to use & easy to manage. Reviewed on: 8th July 2022

Really impressed

5
You have 4 months to pay off purchase. Great service from PayPal as always Reviewed on: 8th July 2022

Easy to use and wide availability.

5
Great way to budget and make purchases with no interest Reviewed on: 8th July 2022

Happy

5
Quick and easy process to pay for everything Reviewed on: 8th July 2022

Good product

5
Good interest rates and offer, many retailers accept paypal . Reviewed on: 8th July 2022

Peace of Mind

5
Peace of mind all your purchases are safe, secure and protected. Future Technology we can’t live without in today’s world. Reviewed on: 8th July 2022

Excellent Credit Option for Quick Online Transactions

5
I think PayPal's credit option is fantastic. So easy to apply and use, especially with the payment options available. Really love the service and the ease and availability across so many retailers. Reviewed on: 8th July 2022

Simple to use

4
Using PayPal credit i find simple to use , specially person to person payments. Reviewed on: 8th July 2022

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