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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Speedy safe way to buy

5
Very easy safe way to purchase especially on line and you dont have to cinstantly input your detsils pay pal dirs it fir you Reviewed on: 9th June 2026

Safe reliable

5
Safe realisable easy to swap ways to check plenty places and different ways of paying Reviewed on: 9th June 2026

I like use pay pal so i dont need give my bank detai...

5
I like use pay pal so i dont need give my bank details on any website Reviewed on: 9th June 2026

Christmas special

5
made my christmas special as i spread my payments over a period of 4 months interest free Reviewed on: 9th June 2026

I have had a couple of problems with purchases, but...

5
I have had a couple of problems with purchases, but by going on to the complaints section of the app the problems were resolved in a fast and efficient manner and the monies returned to my account within a week. Reviewed on: 9th June 2026

Perfect for shopping

5
The app works perfectly, CS is responsive. No issues whatsoever. Reviewed on: 9th June 2026

It’s simple to use and track your spending.

5
It’s simple to use and track your spending. The 0% interest offers I have used multiple times. The app is easy and I can send payments without any hassle Reviewed on: 9th June 2026

Easy to use and various payment options

5
Easy to use and various payment options Reviewed on: 9th June 2026

Always had a great experience with paypal

5
Always had a great experience with paypal Reviewed on: 9th June 2026

;;@3@((dgv

5
Nice experience for almost few years now Reviewed on: 9th June 2026

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