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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Enables me to purchase more expensive items with pay...

Enables me to purchase more expensive items with pay in 3/4 security in the back up! Reviewed on: 9th June 2026

Pay pal is so easy to use even for a tech phobe like...

Pay pal is so easy to use even for a tech phobe like me..Good for pay in 3 and 3 months interest free credit. Reviewed on: 9th June 2026

I joined as originally linked to eBay.

I joined as originally linked to eBay. But I still use, I like the reminders it sends to make monthly payments. I like the ease and reliability of it. I don’t have anyone to recommend it to though. I am disabled and housebound. Reviewed on: 9th June 2026

Easy to use.

Easy to use. And when fraud, PayPal is very easy to deal with compared to my regular bank where it can take weeks to get a refund. My only grape is that I wish transactions were more itemised and specific. Reviewed on: 9th June 2026

Positive , its always nice to know its there if...

Positive , its always nice to know its there if needed Reviewed on: 9th June 2026

Easy to use with great online security

Easy to use and secure online purchases always knowing your money is safe from scams . Reviewed on: 9th June 2026

Good communication

Good communication from company including regarding upcoming payments which I love. Clear with expectations and details of credit and pay in 3 so as a consumer, you know where you stand. Reviewed on: 9th June 2026

Paypal credit is very helpful to me especially havin...

Paypal credit is very helpful to me especially having the card to use in store.I use it very often and this service has not let me down. Reviewed on: 9th June 2026

Use as and when all good

There when you need it. simple and most major places except PayPal. great for what’s required in today’s world Reviewed on: 9th June 2026

Very easy to use and repayment options are clear

Very easy to use and repayment options are clear Reviewed on: 9th June 2026

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