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PayPal: PayPal Credit reviews

4.73
Based on 180,929 reviews, last reviewed 17th Jul 2026
306% increase in 5 star reviews
in the past 90 days
367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026
Deryl Scott's avatar
Deryl Scott

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180929)

Paypal credit

5
Very easy to set up and use. Tracking payments is very simple Reviewed on: 9th June 2026

Paypal has great services and easy to use

5
Paypal has constantly improved its services and features. Has made it easier to navigate and use across many companies. Introducing the new paypal card has been the best feature so far. Reviewed on: 9th June 2026

The most secure way of paying.

5
I find it the most secure way of paying for goods, with the added bonus of paying in 3 payments and no interest charges. Reviewed on: 9th June 2026

Pay pal give me 4 month free interest credit card .

5
Pay pal give me 4 month free interest credit card . Reviewed on: 9th June 2026

Good International service when it works, problem is...

4
Good International service when it works, problem is that PPal can't sort out when it doesn't!! Reviewed on: 9th June 2026

Fabulous credit

5
It’s been very smooth and stress free Reviewed on: 9th June 2026

Communication is great, customer services are very h...

5
Communication is great, customer services are very helpful, I always feel my account is protected. Happy customer. Reviewed on: 9th June 2026

I like using PayPal

5
I haven’t had any problems using PayPal. It’s very straightforward. Reviewed on: 9th June 2026

Great, positive experience, helpful, friendly staff

5
Great, positive experience, helpful, friendly staff Reviewed on: 9th June 2026

Easy and convenient

5
So easy to use, convenient ways to pay - pay in 3, interest free etc. Reviewed on: 9th June 2026

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