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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Convenient but needs greater adoption

I had a great experience setting up my PayPal online credit and having it attached to your PayPal account is just what I was looking for. Their current promotion of having 4 months interest free credit for purchases over £100 was a welcome addition and their quick application low rates was welcome relief to other institutions that can make this process feel like pulling teeth!. However, I do wish more online retailers would accept payment PayPal credit. It is improving, but needs a larger base to make it really shine and be the one stop credit provider. Thank you for the convenience PayPal! Reviewed on: 8th July 2022

Reliable and prompt services.

It is very flexible with the payments and I bought an iPhone 13 pro through PayPal credit and no interest. That’s seems like a great offer. Reviewed on: 8th July 2022

Just the easiest way to get your holiday up and running

My experience with PayPal has been very helpful and useful it's so quick and easy also your purchase is garrented. Reviewed on: 8th July 2022

I love PayPal very helpful and secure.

I use PayPal for payment for last 4 years and I love it, very helpful and secure. Reviewed on: 8th July 2022

Mr

I love PayPal probably the best credit card i love the pay in 3 it helps along especially buying this like flight etc Reviewed on: 8th July 2022

Easy, flexible, affordable

I love PayPal credit- it gives me the opportunity to spread the payment of higher cost items over several months. I especially love that any purchase over £99 is interest free for 4 months! I already love and use PayPal a lot in my transactions so adding on PayPal credit is brilliant as so many places accept PayPal. Reviewed on: 8th July 2022

Good Experience using PayPal

It is easy to use and more convenient while using for online shopping. I also love to use it and highly recommend it to other people. Reviewed on: 8th July 2022

Great payment solutions

Had been using PayPal credit for over 5 years amazing ways of purchasing . Thank you so much Reviewed on: 8th July 2022

Wonderful

Makes paying back so much easier and affordable! Reviewed on: 8th July 2022

Excellent Idea !

PayPal credit has been so helpful for me, and easy to use. Excellent service. Highly recommended Reviewed on: 8th July 2022

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