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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,404 reviews, last reviewed 18th Apr 2026
2359600% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app. Easy to use app. Never had a valid reason to doubt their services. Great work! Reviewed on: 18th April 2026
CJ's avatar
CJ

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76404)

Easy to use and flexible.

5
Easy to use and flexible. Makes it a great way to pay for holidays and stay cations Reviewed on: 12th June 2024
Yasir Khan's avatar
Yasir Khan

Very easy to control and access ,you have different...

5
Very easy to control and access ,you have different options time to pay your credit PayPal offer you many choices to pay your credit. I really love the way they work Reviewed on: 12th June 2024
Kaila A's avatar
Kaila A

Just so simple to apply and service is great

5
Just so simple to apply and service is great Reviewed on: 12th June 2024
Enrico R's avatar
Enrico R

Great and easy

5
Easy to use and you can have 4 months interest free. Great customer service Reviewed on: 12th June 2024
Camila Fitzsimons's avatar
Camila Fitzsimons

Great service

5
A great service, that helps to spread the cost of larger items over time. Reviewed on: 12th June 2024
Louis Wrench's avatar
Louis Wrench

PayPal’s Biggest Fan.

5
I use PayPal for all my online purchases. The security and simplicity is perfect, I recommend it to everyone that I know and meet. Reviewed on: 12th June 2024
BARRIE M's avatar
BARRIE M

Great experience and love the options paypal gives us

5
Great experience and love the options paypal gives us Reviewed on: 12th June 2024
Clive B's avatar
Clive B

Useful and flexible service

5
Easy to apply and easy to use via supported apps and websites. Also, very simple to manage using the PayPal app. Everything is very transparent. Reviewed on: 12th June 2024
Landor's avatar
Landor

Easy to use and handy having credit for bigger items

5
Easy to use and handy having credit for bigger items Reviewed on: 12th June 2024
David L's avatar
David L

Any issues I’ve ever had PayPal have always been ver...

5
Any issues I’ve ever had PayPal have always been very fast acting on sorting these issues out and I feel it’s safer way to pay people Reviewed on: 12th June 2024
Holly w's avatar
Holly w

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