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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent simple straight forward, no fuss experience.

Excellent simple straight forward, no fuss experience. Reviewed on: 9th June 2026

You need an accessible helpline .

You need an accessible helpline . You are very difficult to get to speak to anyone Reviewed on: 9th June 2026

paypal credit helps me by giving me more time to pay...

paypal credit helps me by giving me more time to pay and guarantees payment Reviewed on: 9th June 2026

Safe and protected against fraud

Safe to use knowing your tranaction is protected against fraud Reviewed on: 9th June 2026

Very happy with papal the new credit card I got was...

Very happy with papal the new credit card I got was perfect as I can shop in stores aswell the app makes paying back very easy Reviewed on: 9th June 2026

PayPal have always been very efficient in all my tra...

PayPal have always been very efficient in all my transactions and when I’ve had any disputes they’ve been very fair and very thorough in reviewing the evidence provided to settle the issue. I also love the fact that if you purchase any goods physically in the shop with the credit card you get a few months interest free on the repayments. Reviewed on: 9th June 2026

I am loving recently that how we can use PayPal cred...

I am loving recently that how we can use PayPal credit in stores as well. Same benefits for £99+ purchases, which is great. Reviewed on: 9th June 2026

Flexible plans for repayment.

Flexible plans for repayment. Easy to set up and apply for . Secure and protected service. Reviewed on: 9th June 2026

is completely safe

Easy transaction, knowing the money is completely safe Reviewed on: 9th June 2026

PayPal is easy and accepted on most major online sho...

PayPal is easy and accepted on most major online shops and services. Ideal when you need something particularly a high value item that you can’t afford all in one go. The interest rates are low and the PayPal site is easy to use and see where you’re at with interest and purchases etc. I use the pay in 3 option a lot it really helps. Reviewed on: 9th June 2026

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