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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Ease of Use

5
I like PayPal Credit for ease of use and the various credit options available. Reviewed on: 9th June 2026

Easy to use , gives me security and flexibility.

5
Easy to use , gives me security and flexibility. Managing my account is straightforward. Love that PayPal does a credit card and a debit card . Reviewed on: 9th June 2026

Excellent Service

5
Never any problems and great customer service. Reviewed on: 9th June 2026

Never any bother, would recommend

5
Never any bother, would recommend Reviewed on: 9th June 2026

Safe eficient for on line shopping

5
Safe eficient for on line shopping Reviewed on: 9th June 2026

Easy to use and conveinent.

4
Easy to use and convienent.Reminders to help you and keep you safe from misssing payments. Reviewed on: 9th June 2026

You feel save using PayPal ...

5
You feel save using PayPal with so many scams about it really helps to feel secure when you buy on line Reviewed on: 9th June 2026

Paypal credit is great

5
Always use PayPal credit for bigger items. Find it very useful Reviewed on: 9th June 2026

The PayPal App is Very simple to use.

5
The PayPal App is Very simple to use, Checking your balance and making payments is a breeze through the App. Reviewed on: 9th June 2026

Very convenient, easy to use .

5
Very convenient, easy to use . very flexible, excellent service. Reviewed on: 9th June 2026

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