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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Transfer

Transfer or receive my payment in seconds. Very secure for online payments. Reviewed on: 8th July 2022

Best credit facilities offered e.g buy now pay later

Had a good experience with the services offered. Reviewed on: 8th July 2022

quick and easy

so quick and easy to use low rates and lots of places to use it Reviewed on: 8th July 2022

Best credit lender Ive used

Not only is it interest free for 4 months, it’s up to you how you pay it back. You can do 4 instalments, or set up weekly payment. Or random payments here and there. I’ve been using it for a while for bigger purchases, holidays and birthdays. And I haven’t had to pay any interest yet as I always pay everything off within the 4 months. Reviewed on: 8th July 2022

Great credit provider to date!

Really happy with the usability of the app and the 0% interest over four months on £99+ purchases! Reviewed on: 8th July 2022

Brilliant

With PayPal company all transactions are successful completion. Reviewed on: 8th July 2022

Execellent

Help with big shops as different payment offers incl pay in 3/4 with 0% interest Reviewed on: 8th July 2022

0% on purchases over £99 fantastic

Really simple and easy going - with almost all companies allowing you to pay via PayPal - their 0% interest on purchases over £99 is of great benefit to me Reviewed on: 8th July 2022

Very convenient

Great experience with affordable rate with good service Reviewed on: 8th July 2022

PayPal credit can't be beaten

PayPal Credit is most convenient credit provider nowadays. While majority of shops already got online shopping, there is no easier and safer way to manage your credit. It saved me so many times. And trust grows gradually with everyday use. Reviewed on: 8th July 2022

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