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PayPal: PayPal Credit reviews

4.73
Based on 180,929 reviews, last reviewed 17th Jul 2026
306% increase in 5 star reviews
in the past 90 days
367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026
Deryl Scott's avatar
Deryl Scott

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180929)

Easy to use, knowing lots of retailers use them

5
Easy to use, knowing lots of retailers use them Reviewed on: 9th June 2026

Pay in 3, and PayPal credit all in one place.

5
Pay in 3, PayPal credit and a credit card all in one place, easy to use and service is excellent. Reviewed on: 9th June 2026

If you want something choice PayPal easy payment.

5
If you want something choice PayPal easy payment. Expensive gift for someone or that special what ever it is .PayPal is the only choice when you can not afford to pay straight out Reviewed on: 9th June 2026

Excellent service

5
I have never had any problems with PayPal, services always available when I need them. Reviewed on: 9th June 2026

Never had an issues, great service.

5
Never had an issues, great service. Reviewed on: 9th June 2026

It’s easy to use and allows me to spread the cost in...

5
It’s easy to use and allows me to spread the cost interest free Reviewed on: 9th June 2026

Easy to use and secured payment.

5
Easy to use and secured payment. Give you options and clear. Reviewed on: 9th June 2026

The All-In-One place for quick easy payment

5
Easy to use, Pay in 3 installments at 0% is very convenient, Buyer Protection and now they have introduced a PayPal linked Credit card. Reviewed on: 9th June 2026

Never had any problems with PayPal

5
Never had any problems with PayPal, Reviewed on: 9th June 2026

Love how easy it is to use PayPal for payment’s and...

5
Love how easy it is to use PayPal for payment’s and sending money. Reviewed on: 9th June 2026

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