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PayPal: PayPal Credit reviews

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4.90
Based on 76,498 reviews, last reviewed 19th Apr 2026
2367800% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to buy something you need pay over 4 month... Great way to buy something you need pay over 4 months, easy to do Reviewed on: 19th April 2026
Debbie H's avatar
Debbie H

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76498)

Great with no issues what so ever.

5
Great with no issues what so ever. Reviewed on: 12th June 2024
MrPisces110's avatar
MrPisces110

Paypal user of many years!

5
I have always used paypal for many years and have never had any issues. I feel confident that my payments and money are safe when using paypal. I trust paypal with my money and reccommend using paypal to all my family and friends. Using paypal gives me the confidence that I will be covered if any issues arise. Reviewed on: 12th June 2024
l_booth@hotmail.com's avatar
[email protected]

Really useful , definitely recommend.

5
Really useful , definitely recommend. Reviewed on: 12th June 2024
Will B's avatar
Will B

Lovely service & very helpful!

5
Very quick to reply and very helpful! PayPal credit was a god send at Christmas and after our holiday I will be paying it all off! Reviewed on: 12th June 2024
Cassie C's avatar
Cassie C

Fair borrowing.

5
Fair borrowing. Convenient payment method when buying goods. Reviewed on: 12th June 2024
Cherry's avatar
Cherry

Credit when needed

5
It’s nice to have credit to fall back on when needed Reviewed on: 12th June 2024
Steve 's avatar
Steve

PayPal make every step very easy and managing the cr...

5
PayPal make every step very easy and managing the credit account is simple. Reviewed on: 12th June 2024
Pun M's avatar
Pun M

Affordable Payments and Convenience

5
Affordable payments and convenient transactions Reviewed on: 12th June 2024
Amigo C's avatar
Amigo C

Always a pleasure.

5
Always a pleasure. I've never had a bad experience. Transactions are always completed quickly Reviewed on: 12th June 2024
Jonathan Hill's avatar
Jonathan Hill

Duplicate payment

4
I had an issue in the past with a duplicate payment that had to be solved via the Ombudsman as nor the seller or PayPal wwre willing to resolve it. Once the Ombudsman was involved it was quickly solved. Reviewed on: 12th June 2024
CG's avatar
CG

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