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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Convenient Credit System

PayPal credit was easy to use, with a great introductory offer Reviewed on: 9th June 2026

Always have had great service from Paypal.

Always had great service from Paypal. Helpful and courteous customer service agents who quickly resolved a payment query I had. Great Service thank you. Reviewed on: 9th June 2026

PayPal is great, never had any issues with it;) and...

PayPal is great, never had any issues with it;) and now you can collect points too. Reviewed on: 9th June 2026

Easy to use, works well.

Easy to use, works well. Paypal credit interest free for 4 months is a lifesaver! Reviewed on: 9th June 2026

I’ve been using it for a few years now and any issue...

I’ve been using it for a few years now and any issues I have always get sorted the customer service is always helpful and informative. Very easy to use as wel Reviewed on: 9th June 2026

Highly recommended! Amazing service!

Easy to use with no interest for 3 months for Paypal in 3.Highly recommended! Money is safe and given me a Paypal credit with high credit immediately when I applied last December 2025! Reviewed on: 9th June 2026

Great experience, is normally always available to be...

Great experience, is normally always available to be used and good value when interest free for a period Reviewed on: 9th June 2026

A great financial tool

I have been using PayPal Credit for some time now and have found it to be a reliable and convenient way to manage purchases. The application process was straightforward, and the account is easy to use through the PayPal platform. I particularly appreciate the flexibility it offers for larger purchases, allowing me to spread the cost and manage my finances more effectively. Payments are easy to make, statements are clear, and I have always found the service efficient and user-friendly. Overall, PayPal Credit is a great financial tool for anyone looking for a secure, convenient, and flexible way to shop online. I would happily recommend it to others. Reviewed on: 9th June 2026

Always helpful and straightforward

Always helpful and straightforward no messing around and waiting excellent Reviewed on: 9th June 2026

Always a lot easier doing a transaction with paypal

Always a lot easier doing a transaction with paypal Reviewed on: 9th June 2026

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