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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

I been using PayPal for years I never had any issues...

I been using PayPal for years I never had any issues and it’s give a lot more confidence to do shopping online without having to worry about money fraud or scams. I am very thankful for the PayPal team who’s working hard to keep us safe from scammers. Reviewed on: 9th June 2026

Easy to navigate, easy to view breakdowns of spend,...

Easy to navigate, easy to view breakdowns of spend, simple credit purchases online and lot of flexibility. No charges for paying off credit early and instant money transfers make PayPal a great tool. Reviewed on: 9th June 2026

PayPal - A Choice to Suit Your Circumstances.

PayPal gives me a choice with either a payment from my credit or debit card, pay in three option and the PayPal credit to spread the repayments. PayPal is handy for overseas payments so that the seller cannot see my card details. Reviewed on: 9th June 2026

I love Paypal

I love Paypal, it is the best option to pay online Reviewed on: 9th June 2026

Excellent customer service.

Excellent customer service. Helpful sbd knowledgeable staff. Problems sorted promptly and efficiently Reviewed on: 9th June 2026

Exccelent service for everyone

Exccelent service for everyone . You can pay at any time and to any country Reviewed on: 9th June 2026

Convenient

Convenient for those more expensive purchases Reviewed on: 9th June 2026

Great experience whenever I need a refund that the s...

Great experience whenever I need a refund that the seller refuses to issue. Credit services are invaluable and help me split payments better than pay in three services. Customer support is always easy to get hold of and understand. Reviewed on: 9th June 2026

Excellent service.

Excellent service. Whenever I need to discuss something they are happy to help Reviewed on: 9th June 2026

Excellent financial tool

I use PayPal to spread out costs and find it quite useful Reviewed on: 9th June 2026

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