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PayPal: PayPal Credit reviews

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4.90
Based on 76,546 reviews, last reviewed 19th Apr 2026
2371900% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exclusively PayPal Online Shopping for me. I use PayPal exclusively for online shopping. It is fast secure and very affordable with their Pay In Three option. I can shop when I see something I ... Read more Reviewed on: 19th April 2026
MC's avatar
MC

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76546)

Customer service is excellent, problem solved withou...

5
Customer service is excellent, problem solved without any stress Reviewed on: 12th June 2024
Trevor s's avatar
Trevor s

Helping hand when needed

5
Paypal has given me more options and never had an issue using the service. Reviewed on: 12th June 2024
James Stedman's avatar
James Stedman

Fast and effective, clear instructions on how it wor...

5
Fast and effective, clear instructions on how it works and have been using this for a few years now. Reviewed on: 12th June 2024
Stephen Maisey's avatar
Stephen Maisey

Very easy to use.

5
Very easy to use. Simple process. Really enjoyed using PayPal credit as a method of payment. Reviewed on: 12th June 2024
Thomas S's avatar
Thomas S

Easy to use and easy to make payments towards

5
Easy to use and easy to make payments towards Reviewed on: 12th June 2024
Charlotte C's avatar
Charlotte C

Ace ace ace ace ace ace ace ace ace ace ace ace ace...

5
Ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace ace Ace Reviewed on: 12th June 2024
Caroline c's avatar
Caroline c

Easy use, good service and quickly solutions

5
Easy use, good service and quickly solutions Reviewed on: 12th June 2024
kelly leupin Josa's avatar
kelly leupin Josa

Great service and great option to have throughout th...

5
Great service and great option to have throughout the year! Reviewed on: 12th June 2024
Stephen B's avatar
Stephen B

Very easy to use app.

5
Very easy to use app. Secure and trustworthy Reviewed on: 12th June 2024
George McClory 's avatar
George McClory

Allows you to make bigger purchase with little to no...

5
Allows you to make bigger purchase with little to no interest Reviewed on: 12th June 2024
Chloe H's avatar
Chloe H

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