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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180932 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180932)

Great experience whenever I need a refund that the s...

Great experience whenever I need a refund that the seller refuses to issue. Credit services are invaluable and help me split payments better than pay in three services. Customer support is always easy to get hold of and understand. Reviewed on: 9th June 2026

Excellent service.

Excellent service. Whenever I need to discuss something they are happy to help Reviewed on: 9th June 2026

Excellent financial tool

I use PayPal to spread out costs and find it quite useful Reviewed on: 9th June 2026

They have your back

If ever there are any issues with my purchase paypal sorts it out. Reviewed on: 9th June 2026

Top notch company.

I have used PayPal for many years, and have never had a problem. I have had occasion when somebody tried to scam me, but PayPal reimbursed me. A great company who I have recommended to several of my friends. Reviewed on: 9th June 2026

Its good overall using pay pal credit

Its good overall using pay pal credit Reviewed on: 9th June 2026

Never a challenge.

Never a challenge. Clear options and services Reviewed on: 9th June 2026

Great mechanism for making purchases more affordable

Great mechanism for making purchases more affordable and the app makes is super easy to manage. Reviewed on: 9th June 2026

Unproblamatic

Never had any problems. Haven't used all facilities but those I have were efficient and easy to use Reviewed on: 9th June 2026

PayPal is a real Pal

I’ve never got in touch with customer service’s due to PayPal being so easy and transparent that I’ve never had a problem. Reviewed on: 9th June 2026

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