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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Overall it's much better than most of them out there. The reason I'm not giving 10/10 is that recently I had an an bad experience with them and they couldn't rectify the situation.

Overall good and had one very bad experience recently Reviewed on: 8th July 2022

Impressive

Absolute life saver, the best thing to use, helped out in so many ways Reviewed on: 8th July 2022

Satisfied immensely

Amazing tool to help a young lad like myself sensibly use credit and help me make the most of summer ! Reviewed on: 8th July 2022

Excellent and Easy

Great to use and you know your money’s safe ! Reviewed on: 8th July 2022

Excellent product, so easy to use.

I really like the PayPal Credit product, as it offers me huge flexibility on spreading cost in time and also managing the peyments. Really great and easy to use features, clarity on cost and secure in use. Highly recommend it. Reviewed on: 8th July 2022

Easy to use and a good rate

Easy to use and very good pay options. I would like it to be attached to a card one day. Reviewed on: 8th July 2022

Quick and easy, and interest free

I like having 4 months to pay things off interest free. Good amount of time. Reviewed on: 8th July 2022

Good

Very easy and safe method of payment Reviewed on: 8th July 2022

Amazing

Amazing credit limits and always guaranteed money back Reviewed on: 8th July 2022

Good way to use credit

Always great and easy to use. Accepted most places too as well. Reviewed on: 8th July 2022

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