Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,569 reviews, last reviewed 19th Apr 2026
2373900% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and Secure Way to Pay PayPal has been reliable, easy to use, and a service I continue to depend on for safe online payments. Reviewed on: 19th April 2026
Patrick E's avatar
Patrick E

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (76569)

Very user friendly

5
Easy to use and clear breakdown of rates applied. The app is user friendly and allows you to get an upto date picture of your finances. Can be used at most retailers which provides flexibility. I would prefer if you could chose the promotional offer to pay off, to give you more control. Reviewed on: 12th June 2024
Charlotte T's avatar
Charlotte T

Always fast and secure, I feel confident when using...

5
Always fast and secure, I feel confident when using PayPal for.payong for items online and also taking credit out Reviewed on: 12th June 2024
Ads N's avatar
Ads N

Customer service A1 & great interest free offers

4
Customer service is excellent and interest free monthly payment managed expertly and facilitated in a straight forward fashion. Excellent offer of interest free periods given. Reviewed on: 12th June 2024
Jools P's avatar
Jools P

Good options to tailor the credit to the purchase.

5
Good options to tailor the credit to the purchase. Very flexible system with fair rates. Reviewed on: 12th June 2024
m m's avatar
m m

Excellent

5
Paypal employees have been so helpful to me. Any questions I have are answered kn a clear and concise manner Reviewed on: 12th June 2024
P M's avatar
P M

It’s very good service for 3 payment of deal.

5
It’s very good service for 3 payment of deal. Reviewed on: 12th June 2024
Power's avatar
Power

Best quickest and most secure way to pay visa credit.

5
Best quickest and most secure way to pay visa credit. Any disputes also get resolved quite quickly Reviewed on: 12th June 2024
Maram s's avatar
Maram s

Good communication and tips on how to pay back money...

5
Good communication and tips on how to pay back money most effectively. Clear statements and easy to make payments. Clear advertisement of interest rate and fees. Sometimes it takes a while to see payments on total amount. Reviewed on: 12th June 2024
Katy's avatar
Katy

Easy to use and helpful thank you

5
Easy to use and helpful thank you Reviewed on: 12th June 2024
Charlotte cuthbert's avatar
Charlotte cuthbert

PayPal excellent service

5
Every time I contact PayPal they are so helpful excellent service Reviewed on: 12th June 2024
Philip H's avatar
Philip H

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill