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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great service

Great service I’ve used for many years now Reviewed on: 9th June 2026

Customer service are reliable to solve your problems

Customer service are reliable to solve your problems Reviewed on: 9th June 2026

It is pretty straightforward and transactions are ea...

It is pretty straightforward and transactions are easy to view and it gives you the chance to pay things off and save interest which is great Reviewed on: 9th June 2026

A Trustworthy Credit Option with Great Flexibility

I’ve been using PayPal Credit for years and have never had any issues. The 4‑month 0% repayment option has been extremely helpful and supportive. Reviewed on: 9th June 2026

Very convenient and easy to use

It is very convenient for managing my money and the buy now pay later is very good for spreading the cost of my purchases. Reviewed on: 9th June 2026

Paypal the only one you need

I have nothing but good things to say about paypal their services are second to none and i love the pay in three options spread over 3 months and also their credit payment altogether outstanding value Reviewed on: 9th June 2026

Great website and system with a good helpdesk.

Great website with a good range of options all laid out well and very clear to understand, helpdesk is very helpful. Reviewed on: 9th June 2026

I have never had any issued.

I have never had any issued. Refunds back quickly. Problems solved straight away and security always adapted to the constant technology changes. Reviewed on: 9th June 2026

PayPal send money abroad review

I have not used PayPal credit but can comment on their Send Money Abroad service. I have used this service many times without hassle. On one occasion the transaction failed due to my bank going offline. The issue was settled quickly. My only criticism is they make their money by fluctuating the exchange rate to their own advantage. So why is it necessary to charge the sender and the recipient a fee on top. One feels one is being fleeced Reviewed on: 9th June 2026

Very happy with PayPal services and great that i can...

Very happy with PayPal services and great that i can now use it in store Reviewed on: 9th June 2026

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