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PayPal: PayPal Credit reviews

4.90
Based on 76,593 reviews, last reviewed 19th Apr 2026
2376200% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service Always had very good customer service. Reviewed on: 19th April 2026
Louise M's avatar
Louise M

Latest lowest rating:

2

Complicated and unexpected fees deduction Complicated and unexpected fees deduction Reviewed on: 19th April 2026
Ear E's avatar
Ear E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76593)

PayPal has always helped me to get my money back.

5
PayPal has always helped me to get my money back. I trust PayPal and I have confidence in it. Reviewed on: 12th June 2024

extremly satisfied with the efficiency and reliability

5
extremly satisfied with the efficiency and reliability Reviewed on: 12th June 2024

GreatI have found it very easy to use

5
I have found it very easy to use Reviewed on: 12th June 2024

Excellent service and very fast service

5
Excellent service and very fast service Reviewed on: 12th June 2024

Great service!

5
I live abroad from my family and it's easy to send money to them through PayPal, I also love the credit and Pay in 3 options Reviewed on: 12th June 2024

Never had any issues

5
Not had to deal with Customer Services which is a good indicator that I've not had any issues while using PayPal Reviewed on: 12th June 2024

Easy and straightforward

4
Easy to apply for and use and the 0% offer helpful for Christmas budgeting. Reviewed on: 12th June 2024

I love pay pals convenience and low interest.

5
I love pay pals convenience and low interest. Reviewed on: 12th June 2024

Good services.

5
Good services. And quickly customers services responses Reviewed on: 12th June 2024

Great service all the time only the one that i would...

5
Great service all the time only the one that i would use Reviewed on: 12th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review