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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

very good service-I use it a lot and helps me spread...

very good service-I use it a lot and helps me spread the costs Reviewed on: 9th June 2026

I often use paypal credit for everyday purchases due...

I often use paypal credit for everyday purchases due to its flexible and affordable payment plans. I initially was with another company and now I use that less and use paypal credit more! Reviewed on: 9th June 2026

Good customer service with an attentive aproach to e...

Good customer service with an attentive aproach to every customer Reviewed on: 9th June 2026

Very help full team.

Very help full team. there to help. Reviewed on: 9th June 2026

Totally fuss free and easy to use.

Totally fuss free and easy to use. Reviewed on: 9th June 2026

The pay in 3 scheme is great, helps spread the load...

The pay in 3 scheme is great, helps spread the load a little when funds are tight. Reviewed on: 9th June 2026

Good general experience.

Good general experience. Easy to use Reviewed on: 9th June 2026

Great customer service.

Great customer service. Very helpful each time I have had to contact them. Reviewed on: 9th June 2026

Very useful service, worth it if you purchase over £...

Very useful service, worth it if you purchase over £99 and pay it back within 4 months to get no interest Reviewed on: 9th June 2026

It’s simple and effective.

It’s simple and effective. Easy to navigate too. Reviewed on: 9th June 2026

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