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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

It has been good, never had any issues with getting...

It has been good, never had any issues with getting credit or with making payments to clear the credit amount on my account. Reviewed on: 9th June 2026

PayPal is the best !

PayPal is the best !! I appreciate the security and reliability offered. Reviewed on: 9th June 2026

The offers for extra points are little riddled with...

The offers for extra points are little riddled with t&cs and buried are reasons for you not to earn them. It’s a bit annoying but I’ve enjoyed how easy it is to use the app. Reviewed on: 9th June 2026

Very reliable and prompt and peace of mind

Very reliable and prompt and peace of mind Reviewed on: 9th June 2026

Paying fir goods in instalment which enables me to m...

Paying fir goods in instalment which enables me to manage my finances. I am so grateful. I have recommended family and friends to Pay pal. Reviewed on: 9th June 2026

Because paper are excellent surface there will help...

Because paper are excellent surface there will help you best they can do and the offers you get is amazing and I would do recommend friends and family go for it I'll be with them for a long time thank you take care Reviewed on: 9th June 2026

Always used paypal with my ebay account Always been...

Always used paypal with my ebay account Always been excellent service without any problems when the credit card came along I had problem with getting one ans using it as I feel a lot safer with paypal Reviewed on: 9th June 2026

PayPal is quick, easy and secure. Love it!

I love PayPal, I use it every time thar it's a payment option. I love that it's so easy to use and safe and secure and I know if there is a problem with a purchase I can report it to PayPal and they'll sort it out. Where PayPal is not among the payment options on a website I can now use my PayPal credit card! Happy customer! Reviewed on: 9th June 2026

Great service

Everything had been working very well for me, very happy. Reviewed on: 9th June 2026

I find it difficult to pay back what I owe on my cre...

I find it difficult to pay back what I owe on my credit card. 1st payment went through easily, and every other one failed after that, trying different cards and bank account direct Reviewed on: 9th June 2026

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