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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180933 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180933)

It’s easy to register but you still get checked.

It’s easy to register but you still get checked. And easy to use and spread payments Reviewed on: 9th June 2026

Easy use for Apple Pay and you can also get the ful...

Easy use for Apple Pay and you can also get the full details Reviewed on: 9th June 2026

I’ve had a great experience using PayPal.

I’ve had a great experience using PayPal. The service is simple, convenient, and makes sending and receiving money quick and hassle-free. I appreciate the security features and the peace of mind that comes with using a trusted payment platform. The app is easy to navigate, and transactions are usually smooth and reliable. Overall, PayPal has made managing online payments much easier for me, and I would recommend it to others. Reviewed on: 9th June 2026

PayPal has been great for me and my family.

PayPal has been great for me and my family.Easy to use. No hassle. Great correspondence. Reviewed on: 9th June 2026

PayPal Credit Account.

I've had a PayPal Credit card for a while now and have been extremely content with it and the service I receive. I love the fact that you get 4 months interest free on every item you purchase. There's been a couple of times where I've experienced an issue with items not being sent, or damaged upon receipt. PayPal customer service has been excellent in dealing with the issues for me extremely quickly, absolutely hassle free, and refunded money back into my credit account within hours. I love having the confidence in knowing that any issues,which very rarely occur, are dealt with so quickly. Reviewed on: 9th June 2026

Very good, i always trust Pay Pal.

Very good, i always trust Pay Pal. Reviewed on: 9th June 2026

Great company

Very easy company to deal, with very quick application for credit account which was granted immediately. Asked if I would like a debit card which arrived very quickly. Very easy to use app very straightforward and simple yo apply cash to debit account or pay down credit account. Would highly recommend. Reviewed on: 9th June 2026

Nice and easy way of spreading cost over 4 months wi...

Nice and easy way of spreading cost over 4 months with zero interest Reviewed on: 9th June 2026

Safe and easy.

I find PayPal credit , easy to use, and with a competitive interest rate. It works well Reviewed on: 9th June 2026

Great offers on interest free purchases

Easy to use. Clear statements and great customer service. Reviewed on: 9th June 2026

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