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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Quick and Easy

5
Always on hand if i need a little extra help and pay for things that usually I would have to wait for PayDay. Reviewed on: 8th July 2022

Easy to use, peace of mind

5
I was struggling financially and PayPal Credit turned out to be very helpful for my large, unexpected payments with great offers and fees Reviewed on: 8th July 2022

Great

4
PayPal has and still apart of my everyday life as it is more Secure and great customer service that always happy to help Reviewed on: 8th July 2022

Wouldnt be without it

5
Have used PayPal for years now and has always given me great security, customer service and great additional features Reviewed on: 8th July 2022

Credit card

5
Awesome! Allows you to pay instalments in a period of time interest free Reviewed on: 8th July 2022

Fast easy

5
Fast and easy approval, regular reminders to keep you up to date and no issues Reviewed on: 8th July 2022

Absolutely love PayPal , so handy!

5
I have used them for a few months now and absolutely love the way it works Reviewed on: 8th July 2022

Best credit lender

5
Easy way, comfortable and secured access Reviewed on: 8th July 2022

Brilliant, helpful all round.

5
PayPal Credit has been brilliant and helpful all round. Reviewed on: 8th July 2022

Great!!!

5
Very helpful with payment and very easy to use Reviewed on: 8th July 2022

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