Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 76,673 reviews, last reviewed 19th Apr 2026
2383600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy with pay pal I’m always happy to shop with PayPal. Easy, safe and quick. Good to buy something more expensive so can pay in instalments. Reviewed on: 19th April 2026
Patrycja Patrycja's avatar
Patrycja Patrycja

Latest lowest rating:

1

Paypal his very Relieable way to pay for goods Exce... Paypal his very Relieable way to pay for goods Excellent custormer service 10 out of 10 Reviewed on: 19th April 2026
Alan s's avatar
Alan s

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76673)

Good offers and easy to use.

5
Good offers and easy to use. Made easy choice. Reviewed on: 12th June 2024

Good rates and great app been using PayPal for years...

5
Good rates and great app been using PayPal for years recommend to anyone. Reviewed on: 12th June 2024

Easy to use.

5
Easy to use. Good customer service Reviewed on: 12th June 2024

Reliable, easy to use, trustworthy

5
Reliable, easy to use, trustworthy Reviewed on: 12th June 2024

It’s been very easy, clear and straightforward.

5
It’s been very easy, clear and straightforward. I’ve only had one issue where a direct debit didn’t go through but after a ~5 minute call with a customer service rep the issue was resolved Reviewed on: 12th June 2024

Loving ebay, great service.

5
Loving ebay, great service..easy to use Reviewed on: 12th June 2024

Good experience from start to finish

5
Good experience from start to finish Reviewed on: 12th June 2024

I’ve used PayPal for years.

5
I’ve used PayPal for years. It’s an easy and safe alternative to using my card online. Reviewed on: 12th June 2024

Love pay in 3 goes.

5
Love pay in 3 goes. Often use pay in 4 month with no fees Reviewed on: 12th June 2024

It's good to use now and again and when they offer 0...

5
It's good to use now and again and when they offer 0% interest it's very useful Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 34953 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 62 reviews
    PayPal
    View all products