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PayPal: PayPal Credit reviews

4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

PayPal Credit is flexible easy to access and the app...

5
PayPal Credit is flexible easy to access and the app is clear and great to check balances anytime, anywhere. Reviewed on: 13th June 2024

Simple, transparent service that keeps you updated a...

5
Simple, transparent service that keeps you updated and in control. Reviewed on: 13th June 2024

Worth it just dont wsste ur credit

5
Worth it just dont wsste ur credit Reviewed on: 13th June 2024

4 months 0 interest fee

5
Not paying interest for 4 months was the reason I joined ☺️ Reviewed on: 13th June 2024

Easy to use - affordable repayments

5
Easy to use - affordable repayments Reviewed on: 13th June 2024

Smooth easy transactions never an issue

5
Smooth easy transactions never an issue Reviewed on: 13th June 2024

In general I Love PayPal.

4
In general I Love PayPal. Recently they have changed how you make payments and that can affect credit score. This not clearly stated. Reviewed on: 13th June 2024

Happy client

5
No problem at all ,make your life easier Reviewed on: 13th June 2024

Very easy to use and manage through the app

4
Very easy to use and manage through the app Reviewed on: 13th June 2024

PayPal credit

5
Very good option to spread and pay for all necessary purchases. Reviewed on: 13th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review