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PayPal: PayPal Credit reviews

4.73
Based on 180,932 reviews, last reviewed 18th Jul 2026
296% increase in 5 star reviews
in the past 90 days
359% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180934)

Great offers on interest free purchases

5
Easy to use. Clear statements and great customer service. Reviewed on: 9th June 2026

I’m long time with PayPal and I’m very happy with P...

5
I’m long time with PayPal and I’m very happy with PayPal Reviewed on: 9th June 2026

Paypal - the reliable staple to e-commerce

5
Paypal has been a regular staple to e-commerce life for many years now, starting with giving us the ability to pay for items on eBay to then progressing to paypal credit and pay in 3 (or 4) and therefore taking the stress out of costly items and making them more accessible to the masses so in turn, assisting other businesses through theirs being so innovative, forward thinking and great. Reviewed on: 9th June 2026

Very good easy to use app simple and easy to use goo...

5
Very good easy to use app simple and easy to use good communication via email Reviewed on: 9th June 2026

Excellent Service Provider

5
Use PayPal consistently love the pay in 3 for larger purchases never had any issues plus love the security of it. Reviewed on: 9th June 2026

So easy to deal with always there to help

5
So easy to deal with always there to help Reviewed on: 9th June 2026

PayPal credit card gives 0 interest up to 4 months

5
PayPal credit card gives the opportunity to make purchases with zero interest for up to 4 months so for me it's the best product on the market. Reviewed on: 9th June 2026

A great service and always reliable

5
A great service and always reliable Reviewed on: 9th June 2026

I have never had any problems dealing with PayPal.

5
I have never had any problems dealing with PayPal. They helped me get my money refunded a few years ago without any problems at all. Reviewed on: 9th June 2026

Easy to move money or make payments

5
Easy to move money or make payments Reviewed on: 9th June 2026

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