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PayPal: PayPal Credit reviews

4.73
Based on 180,932 reviews, last reviewed 18th Jul 2026
296% increase in 5 star reviews
in the past 90 days
359% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180935)

Easy to move money or make payments

5
Easy to move money or make payments Reviewed on: 9th June 2026

honest review

5
very easy to use, I am feeling covered if ordering on PayPal, all transactions are secured, using offer and points. Reviewed on: 9th June 2026

Not clear when PayPal refit is part of your credit c...

4
Not clear when PayPal refit is part of your credit card statement or your balance. How do I know. It’s not clear Reviewed on: 9th June 2026

Easy to use and secure

4
Have used PayPal and found it easy to use and secure. Pay for products and recieve money from products I've sold hassle free. Reviewed on: 9th June 2026

What I think of PayPal credit

5
Quick simple and easy to use. Handy life changing in a good way allows you to do projects over time with confidence at the time of use Reviewed on: 9th June 2026

Easy to use payment system

5
Easy to use payment system quick and simple Reviewed on: 9th June 2026

I have been a customer to Paypal for more than 20 ye...

5
I have been a customer to Paypal for more than 20 years. It has been search a useful platform and I am really loving the new services that have been added to the business. Reviewed on: 9th June 2026

Always provided a good service that is easy to use a...

5
Always provided a good service that is easy to use and secure. Reviewed on: 9th June 2026

Love this it gives me so much flexibility

5
Love this it gives me so much flexibility Reviewed on: 9th June 2026

Easy to use and intuitive interface with security fe...

5
Easy to use and intuitive interface with security features built in. Reviewed on: 9th June 2026

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