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PayPal: PayPal Credit reviews

4.90
Based on 77,019 reviews, last reviewed 19th Apr 2026
2416600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Just works Just works, don't have need for customer service. Pay in three great, live 0% on spreading cost Reviewed on: 19th April 2026
Gary R's avatar
Gary R

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77019)

Pay in three...

5
I think pay in three is a really great way to spread the cost and its interest free. Reviewed on: 13th June 2024

Had it for a few years now always good when u need t...

5
Had it for a few years now always good when u need to spread the cost . Reviewed on: 13th June 2024

Love PayPal and the flexibility, also accepted most...

5
Love PayPal and the flexibility, also accepted most places Reviewed on: 13th June 2024

Friendly service I’m using PayPal not even eBay but...

5
Friendly service I’m using PayPal not even eBay but many other service and shop I don’t had any problem with pay or Refund Reviewed on: 13th June 2024

very good experience, no disappointments nor difficu...

5
very good experience, no disappointments nor difficulties at all Reviewed on: 13th June 2024

Easy & straight forward

5
Easy & straight forward process with minimum fuss Reviewed on: 13th June 2024

Very pleased

5
Only.comaint is I.cant always understand the allocation of payments to charges (ie refunds etc) Reviewed on: 13th June 2024

It's very handy and helps for easy transaction

5
It's very handy and helps for easy transaction Reviewed on: 13th June 2024

Secure platform for everyday transaction

5
Use PayPal for utmost security. Also very seamless transfer to and from family and friends. Will alway use Paypal Reviewed on: 13th June 2024

An excellent provider.

5
So easy to use and keep on top of what you have spent and pay off the credit amounts before interest accrues. Clear information all round! Reviewed on: 13th June 2024

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