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PayPal: PayPal Credit reviews

4.91
Based on 50,318 reviews, last reviewed 4th Jun 2025
1798400% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Great customer service. Friendly, polite and helpful customer service. Phone calls answered promptly. Excellent range of services and payment options and easy to use. Can be ... Read more Reviewed on: 4th June 2025
Philip S's avatar
Philip S

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50318)

So handy

5
Super convenient for spreading costs over months wether it be a few month or several years Reviewed on: 13th June 2022

Interest free credit

5
Great easy to pay service, safe and secure, interest free for 4 months nowhere else like it Reviewed on: 13th June 2022

Brilliant option

5
PayPal credit gives you the option of spreading the cost of your purchase. With no interest if cleared within time scale. Highly recommend Reviewed on: 13th June 2022

No hassle!

5
All transactions are quick and reliable Reviewed on: 13th June 2022

One fine credit card

5
Big fan of PayPal credit card, long time user. Been enjoying the rewards PayPal offer me and the buyer protection they provide is top quality. Highly recommend this credit service to everyone. Reviewed on: 13th June 2022

Quick and Easy

5
When your budget just doesn't stretch enough. PayPal is there to take you all the way. PayPal, the pal you need. The hero we deserve. Reviewed on: 13th June 2022

Convinient and handy

5
Very convinient way of payment when short of cash till next month or 4. Using it very often for shopping online. Reviewed on: 13th June 2022

Best Online Service

5
Often a fantastic why to spread the cost my shopping addiction. Reviewed on: 13th June 2022

Quick and easy

5
Like the easy application for the credit and how it works. Reviewed on: 13th June 2022

Super helpful and fair

5
I have used PayPal credit now multiple times over the last year and a half. Having the ability to pay back in 4 months with 0% internet has allowed me to save money and products I wouldn’t normally be able to afford outright. It’s very fair and the app makes it easy to make payments towards paying off the debt. Reviewed on: 13th June 2022

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