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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Easy to access and even easier to purchase items

5
I’ve used PayPal credit a few times now because I trust it and feel safe whenpurchasing items I cannot afford to pay for all at once Reviewed on: 8th July 2022

Paypal

5
hi, i am very happy with paypal and very good Credit Card. Reviewed on: 8th July 2022

Payment with ease

5
With PayPal, payments can be made on various websites as quickly as possible. The credit options gives you an opportunity to purchase and pay later. Never felt more confident shopping online thanks to their fraud management protocols. Reviewed on: 8th July 2022

Life saver

5
Currently getting my recently bought house for the arrival of a new born baby. Helps getting big items and spreading the cost across 4 months and pay no interest absolute god send. Reviewed on: 8th July 2022

Safeguarding Purchase

4
Paypal gives you that confidence when making purchases that you could always get your money back if you not happy with products or scammed. Reviewed on: 8th July 2022

Never had any issues in 6 years, everything is flawless

5
Best ever method of payment, been able to pay for goods, to receive money instant, low fees or none, perfect Reviewed on: 8th July 2022

Perfect

5
Makes it easier and more affordable to pay my holidays off! Reviewed on: 8th July 2022

Excellent service

5
Using this service and very happy with PayPal credit services Reviewed on: 8th July 2022

Very convenient and easy to use

5
Thinking of the everyday person that needs a little helping hand Reviewed on: 8th July 2022

paypal credit rocks!!

5
4 months interest free , what more do you want. Very handy , fully recomended!!! Reviewed on: 8th July 2022

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