Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180937 reviews)

View other PayPal products

4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180937)

Love this it gives me so much flexibility

Love this it gives me so much flexibility Reviewed on: 9th June 2026

Easy to use and intuitive interface with security fe...

Easy to use and intuitive interface with security features built in. Reviewed on: 9th June 2026

Easy to set up both the credit line and the monthly...

Easy to set up both the credit line and the monthly direct debit which all goes through smoothly. Convenient if you need that little bit of help before payday!! Reviewed on: 9th June 2026

Never had a problem with pay pal had a problem with...

Never had a problem with pay pal had a problem with a order and there sorted it and got my money back Reviewed on: 9th June 2026

Paypal are my most trusted, I literally do everythin...

Paypal are my most trusted, I literally do everything I can through PayPal, I was the victim of an online theft and lost money that I could not reclaim, had it gave been through PayPal I would have been ok, so lesson learned. Reviewed on: 9th June 2026

Good easy to use quick payment Options to pay

Good easy to use quick payment Options to pay Reviewed on: 9th June 2026

Helpful for online purchases and paying for services

Helpful for online purchases and paying for services Reviewed on: 9th June 2026

Great service

Everything is super simple and all in one place. Really easy to use Reviewed on: 9th June 2026

Easy to apply for, but still feel protected

Easy to apply for, but still feel protected Reviewed on: 9th June 2026

PayPal’s Pay-in-Three is an excellent product.

PayPal’s Pay-in-Three is an excellent product. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101135 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub