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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50806)

Just perfect for me

5
Never any problems with my account and a long reminder before taking any payments Reviewed on: 8th July 2022
O'flaherty Paul's avatar
O'flaherty Paul

Anna Glogowska

5
I have been with paypal for many years and everything is always done professionally and I feel safe about my money Reviewed on: 8th July 2022
Anna Glogowska's avatar
Anna Glogowska

Paypal credit

5
I love paypal credit and I have been using it for a few years now because it gives me the flexibility accoding to my needs and wants, also with the 4 months free of interest is very beneficial as I will not have to pay extra money if I schedule my payments to cover the credit. Reviewed on: 8th July 2022
MARIA G's avatar
MARIA G

Good access to funds

5
Easy to set up and good way to spread cost of purchases Reviewed on: 8th July 2022
Carl's avatar
Carl

The best!

5
PayPal Credit really is the best. It helps so much with managing money especially during the summer months with holiday bookings and during the run up to Christmas when we all spend a crazy amount of money! The 0% interest payments over 4 months is the best thing to ever happen. Reviewed on: 8th July 2022
molly.obrien@hotmail.co.uk's avatar
[email protected]

Great service

5
I’ve been with PayPal for years so when I found out you could get credit I jumped at the chance so glad I did it’s been a great help and interest free Reviewed on: 8th July 2022
Stephen's avatar
Stephen

Paypal credit

5
When you need to buy something i using paypal credit for 4 month is no interest Reviewed on: 8th July 2022
Darius Armonavicius's avatar
Darius Armonavicius

My chosen payment method

5
PayPal is genuinely my chosen payment provider and I use very regularly. I like the security it offers, and the ease of use. The app is fantastic, and transactions and balances clear and easy to find. A very happy customer! Thanks you PayPal A+ Reviewed on: 8th July 2022
Susan H's avatar
Susan H

Amazing

5
Absolutely happy with PayPal credit Reviewed on: 8th July 2022
Mojtaba Tonddast's avatar
Mojtaba Tonddast

Amazing

4
Quick to use instead of putting card details in every time. Reviewed on: 8th July 2022
M Ahmed's avatar
M Ahmed

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