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PayPal: PayPal Credit reviews

4.90
Based on 77,139 reviews, last reviewed 19th Apr 2026
2428000% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great people and helpful service. Great service made a mistake and rep helped me to rectify and put my mind at peace when the bank was unhelpful. Reviewed on: 19th April 2026
Muna PP's avatar
Muna PP

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77139)

Easy to understand and use the app.

5
Easy to understand and use the app. Great options such as pay in 3. Would recommend. Reviewed on: 13th June 2024

I’ve been using it for a few years.

5
I’ve been using it for a few years. Super easy to use Reviewed on: 13th June 2024

Bugs and terrible UX.

3
Bugs and terrible UX. Bugs with payments, support chat. Reviewed on: 13th June 2024

Excellent customer services

5
Great customer service and great futures such as pay in 3. Reviewed on: 13th June 2024

Confusing unclear info on account on when interest w...

2
Confusing unclear info on account on when interest will be charged Reviewed on: 13th June 2024

PayPal is excellent in terms of variety of payments...

5
PayPal is excellent in terms of variety of payments and also customer service. Anyone can feel confident paying with PayPal. It is safe way to pay for the goods and if there are any issues then PayPal is quick to resolve them. Reviewed on: 13th June 2024

No hassle , been using for years now

5
No hassle , been using for years now Reviewed on: 13th June 2024

PayPal credit offer a fair the credit rates

5
PayPal credit offer a fair interest for the credit. Customer service is always kind and helpful my disputes have always been solve in a small period of time . Very happy with PayPal credit . Also it is accepted in many stores online and in store. Reviewed on: 13th June 2024

Always a great idea

5
I always use PayPal credit whenever I need to make a big payment for gifts or birthdays - it’s always been a straight forward process and any time I’ve ever had any issues, the customer helpline have always reassured me and helped with zero fuss Reviewed on: 13th June 2024

Go to every time!

5
Reliable choice each time, so much easier and quicker. Reviewed on: 13th June 2024

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