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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180938)

PayPal’s Pay-in-Three is an excellent product.

PayPal’s Pay-in-Three is an excellent product. Reviewed on: 9th June 2026

Finance is perfect

Superb performance. Great help. Brilliant credit Reviewed on: 9th June 2026

Fair enough use and handy when I needed it

Fair enough use and handy when I needed it Reviewed on: 9th June 2026

Very easy to use, always feels safe

Very easy to use, always feels safe Reviewed on: 9th June 2026

Paypal credit is amazing!

Paypal credit is amazing! It's helped me out when I've needed things for my home right down to getting gas. If I've had any worries or needed advice the operators are excellent. I would definitely recommend PayPal Reviewed on: 9th June 2026

Good utility for buying on the internet.

Whenever possible for large sums, I use this service. Reviewed on: 9th June 2026

Paypal customer service always find a solution to an...

Paypal customer service always find a solution to any problem Reviewed on: 9th June 2026

Best app

Great all round , great app, easy to sue Reviewed on: 9th June 2026

The best of many. Well done.

I have been using PayPal credit for many, many years and I have never had any problems. With facility to pay in four months better than pay in three payments. I feel privileged to have PayPal credit. Thanks Reviewed on: 9th June 2026

Overall PayPal is easy to use but customer service i...

Overall PayPal is easy to use but customer service is difficult to say the least, all you get is automated response Reviewed on: 9th June 2026

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