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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77245 reviews)

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4.90

Based on 77,245 reviews, last reviewed 19th Apr 2026

2438300% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always a pleasant experience. Always a pleasant experience. Quick and easy to use. Would highly recommend do others. Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77245)

Oh my goodness PayPal are fabulous I can spread paym...

Oh my goodness PayPal are fabulous I can spread payments if there’s an issue with the seller PayPal is on my side. Pay it with PayPal you can’t go wrong Reviewed on: 13th June 2024

Fabulous service which enables me to manage my money

Fabulous service which enables me to manage my money Reviewed on: 13th June 2024

Very easy once you have accepted

Very easy once you have accepted Reviewed on: 13th June 2024

So easy to use, very efficient.

So easy to use, very efficient. Handy when you are in the go and need to transfer money quickly Reviewed on: 13th June 2024

Never had a problem with PayPal credit easy to apply...

Never had a problem with PayPal credit easy to apply for an you get the money instantly Reviewed on: 13th June 2024

PayPal Credit offer a great incentive for 3 months i...

PayPal Credit offer a great incentive for 3 months interest free credit on purchases. Reviewed on: 13th June 2024

Recommend and easy!

Easy to use. Flexible. Customer service is great too. A great option and fast check out. I would ask PayPal to consider an option to lower limit in App. Reviewed on: 13th June 2024

Really helps me budget.

Really helps me budget. Knowing I have four months interest free really helps Reviewed on: 13th June 2024

Seamless interface for online purchases.

Seamless interface for online purchases. Has secure Multi-factor Authentication in place which is essential for data security. Reviewed on: 13th June 2024

Very convenient and flexible

Very convenient and flexible way of utilising credit. Reliable service too. Never had any issues with PayPal credit and would highly recommended it to anyone. Reviewed on: 13th June 2024

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