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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180938)

always there when needed.

always there when needed.....more than a friend with a safety net Reviewed on: 9th June 2026

It helps

PayPal allows me to buy what a need with a possibility for paying back 0 interest in 4 months Reviewed on: 9th June 2026

PayPal credit was an easier and less stress way to p...

PayPal credit was an easier and less stress way to pay for purchases on finance Reviewed on: 9th June 2026

Ease of you, clear statements and details around cha...

Ease of you, clear statements and details around charges Reviewed on: 9th June 2026

PayPal rocks.

PayPal credit is fantastic as it allows me to purchase large items when I need them without having to pay up front. They interest they charge is very good to. Reviewed on: 9th June 2026

Simple, Flexible and Convenient Way to Manage Purchases

Using PayPal Credit has been a very good experience for me. It’s easy to use, especially when shopping online, and the option to spread the cost of purchases makes budgeting much more manageable. The application process was straightforward, and I like how everything is clearly shown in my PayPal account. Overall, it’s a convenient and reliable way to pay, and I would definitely recommend it. Reviewed on: 9th June 2026

Easy to Use and Helpful Credit Option

I’ve had a positive experience with PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of larger purchases. Payments are easy to manage through my account, and everything is clearly explained. I’ve found it useful for budgeting and appreciate the flexibility it provides when making online purchases. Overall, a reliable and user-friendly service. Reviewed on: 9th June 2026

Ideal payment platform for everyone

Used PayPal for over 25 years ideal payment platform for individuals as well as all types of business. Can't fault it. Reviewed on: 9th June 2026

Im satisfied

I use PayPal a lot and I'm satisfied Reviewed on: 9th June 2026

Convenient payments

It is a very convenient way to pay for items Reviewed on: 9th June 2026

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