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PayPal: PayPal Credit reviews

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4.90
Based on 77,633 reviews, last reviewed 19th Apr 2026
2474600% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use.Good Service.very . Reviewed on: 19th April 2026
Majen Shrestha's avatar
Majen Shrestha

Latest lowest rating:

1

Paypal Credit - a nightmare of an organisation. Paypal Credit is convenient but extremely fruistrating, On the one hand they offer 4 months interest free credit which allows you to spead the cost of... Read more Reviewed on: 19th April 2026
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Digby
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77633)

I have been using PayPal credit for a few years.

5
I have been using PayPal credit for a few years. Super helpful and easy to use for some large purchases. Reviewed on: 13th June 2024
Eleanor l's avatar
Eleanor l

Excellent service

5
Very easy to understand and great plans. Reviewed on: 13th June 2024
Mick B's avatar
Mick B

A great way to spend.

5
A great way to spend. So helpful when you don’t have much in the bank. PayPal seems to be a trustworthy company I’ve had an account for years and never had a problem. Reviewed on: 13th June 2024
Amy j's avatar
Amy j

Great - no complaints, no issues, reasonable, flexible

5
Great - no complaints, no issues, reasonable, flexible Reviewed on: 13th June 2024
Carlehlala's avatar
Carlehlala

Love PayPal

5
very easy to use , great app, quick service. Reviewed on: 13th June 2024
Beth Sturgeon's avatar
Beth Sturgeon

Brilliant service, finance options are fantastic.

5
Brilliant service, finance options are fantastic. And really easy to understand and use Reviewed on: 13th June 2024
Joel 's avatar
Joel

15-plus Years Regular PayPal Customer

5
I use Paypal regularly for payments, transfer and the Credit options (Paypal Credit and Pay in 3). Customer service is a LOT faster and more efficient in the last 18 months or so and it has always been a good experience; help when needed as well as sound advice given. I genuinely prefer dealing with PayPal than any bank! Thank you, PayPal! Reviewed on: 13th June 2024
MichaelP's avatar
MichaelP

Paypal credit allows you to live like you

5
Paypal credit allows you to manage everyday costs by spreading out payments and allowing you to purchase what you need when you need it. Reviewed on: 13th June 2024
Thomas j's avatar
Thomas j

Great experience

5
I have found it easy to use, easy to pay, the interest is reasonable. Not had any issues. Reviewed on: 13th June 2024
Zhan's avatar
Zhan

Haven't really had a bad experience with PayPal, but...

5
Haven't really had a bad experience with PayPal, but when i've been called they've always made sure i can still afford to pay. Reviewed on: 13th June 2024
Liam B's avatar
Liam B

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