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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Good credit lender and lots of benefits

Lots of different options paying. Also lots of benefits. Reviewed on: 9th June 2026

Easy to use and manage

Easy to use and manage, good online portal and easy statements. Reviewed on: 9th June 2026

Convenient, Fast, & Worldwide recognition.

PayPal is fast & convenient to use on-line (many traders now list PayPal as their 1st option). Free short term credit is available for all but the smallest purchases. PayPal is known & trusted worldwide. They now even offer a 'physical' payment card. What's not to like? Reviewed on: 9th June 2026

Very easy to use & give me updates

Very easy to use & give me updates Reviewed on: 9th June 2026

The best way to pay.

I always use Paypal where ever able, so easy to use, very quickly through the tedious checking out, great website with all the information you need to do your shopping. Reviewed on: 9th June 2026

Brilliant apart from payment plans

Would be a good option to be able to allocate payments when you have payment plans as they automatically deduct from payment plan before other outstanding balances and won’t correct this Reviewed on: 9th June 2026

using Paypal is a very secure way of paying for item...

using Paypal is a very secure way of paying for items and there credit facility is 2nd to none Reviewed on: 9th June 2026

I have used PayPal for many years now. Fantastic

I have used PayPal for many years now and I have seen nothing improved services year on year. I trust it implicitly. Reviewed on: 9th June 2026

Great service.

Great service. Easy to use and efficient. Reviewed on: 9th June 2026

No problems with PayPal.

No problems with PayPal. Over the years I have been with PayPal I have no difficulties which could not be resolved. Reviewed on: 9th June 2026

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