Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
95% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Good service

5
Good customer service. I am loving use it. Reviewed on: 8th July 2022

pay pal is the best

5
pay pal is the safest for paying on line I would recomend to anyone 1`09% Reviewed on: 8th July 2022

PayPal

5
Can’t say nothing wrong about PayPal they are brilliant there everywhere Reviewed on: 8th July 2022

Just so convenient to able to even out the payments

5
PayPal Credit is really easy to manage and let’s you even out payments to make the more expensive items easier to buy by spreading the cost over a few months. Reviewed on: 8th July 2022

So worth it

4
Excellent for buying and paying online purchases and safe Reviewed on: 8th July 2022

Wonderful customer experience

5
Absolute premier class nobody can beat PayPal for customer service and honesty Reviewed on: 8th July 2022

Help me to bring me bck in hard times thank you

5
I like PayPal because it been used everywhere in the world I stand for correction . When I joined they they have been there to answer every question and chase for illicit transactions and get my money bck is advantage to be part of the family Reviewed on: 8th July 2022

Perfect credit

5
Iam so happy with PayPal credit Reviewed on: 8th July 2022

100 % recommend this product

5
As always, PayPal credit card customer service always there for you when you need them. Very professional, helpful, and friendly. Can’t really complain. Reviewed on: 8th July 2022

Excellent

5
Using PayPal is simply the best option, I’d definitely recommend. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22350 reviews
    PayPal
  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
    View all products