Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,772 reviews, last reviewed 19th Apr 2026
2487600% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit is a saver PayPal Credit saved me all the time Reviewed on: 19th April 2026
Mirela C's avatar
Mirela C

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77772)

PayPal has helped me boost my credit, and support me...

5
PayPal has helped me boost my credit, and support me financially when needed Reviewed on: 14th June 2024
Sandra U's avatar
Sandra U

Gold standard

4
Honestly been straight forward and easy to use. Constant email reminders so you don’t miss a payment, promotional offer and clear statement. Partnering with Curve was a fantastic move! Overall brilliant service Reviewed on: 14th June 2024
Sionne's avatar
Sionne

Good but not great ...

4
Apart from not being able to put my pay date where I want so have had to pay some charges. All is good Reviewed on: 14th June 2024
Jan G's avatar
Jan G

Very good very useful it gives me the confidence to...

5
Very good very useful it gives me the confidence to buy on the Internet knowing that my personal details are secure Reviewed on: 14th June 2024
Robert Leach's avatar
Robert Leach

Safe and Secure modern user friendly convenient..

5
I love to use PayPal because I can earn money from gaming and pay the winnings directly into PayPal quickly and securely. And I love to use PayPal as payment online as it is very safe and secure and you do not need to share your bank details online. Also the online layout on the app is very clear and modern too, and easy to use. I like that I can set up to make a payment to PayPal and then later change my mind later that day and cancel the payment set up at the last minute. It is very convenient and user friendly Reviewed on: 14th June 2024
Deborah M's avatar
Deborah M

Very good the best helpful people

5
Very good and helpful advice thank you for PayPal Reviewed on: 14th June 2024
AHMED M's avatar
AHMED M

Reliable

5
Always has been top and reliable for what I have needed. Reviewed on: 14th June 2024
Ryan B's avatar
Ryan B

Easy to set up and use love using PayPal and pay in...

5
Easy to set up and use love using PayPal and pay in 3 works for me as it gives me more time balance my outgoing Reviewed on: 14th June 2024
Bryan T's avatar
Bryan T

Easy to use and great app!

5
Easy to use and great app! Can’t fault it! Reviewed on: 14th June 2024
Carl's avatar
Carl

Fully positive

5
Fully positive never had a bad experience with them before Reviewed on: 14th June 2024
Owen d's avatar
Owen d

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill