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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180944 reviews)

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4.73

Based on 180,943 reviews, last reviewed 19th Jul 2026

271% increase in 5 star reviews

in the past 90 days

328% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I feel safer ehen using paypal. I feel safer ehen using paypal. Thank you Reviewed on: 19th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180944)

Brilliant scheme makes paying easy and convenient re...

Brilliant scheme makes paying easy and convenient really helps on the days where you don’t have the funds available Reviewed on: 9th June 2026

I feel safe from scams using PayPal, and it's been s...

I feel safe from scams using PayPal, and it's been super handy for those emergency moments where I haven't had enough money to buy something that needed immediately. I often use the pay in three options, as this spreads the cost over three months and helps.me.balance my money. Reviewed on: 9th June 2026

Easy and great way to spread payments

Easy and great way to spread payments Reviewed on: 9th June 2026

Safe and Easy

Always a safe and easy way to pay for goods Reviewed on: 9th June 2026

Interest free over 4 months

Interest free over 4 months is a great offer which I use regularly. Reviewed on: 9th June 2026

I use all services pay in 3, PayPal credit and pay f...

I use all services pay in 3, PayPal credit and pay for hooods Reviewed on: 9th June 2026

Overall, my experience has been positive.

Overall, my experience has been positive. Reviewed on: 9th June 2026

Good overall

Good overall nothing to complain about as would have expected. Simple and and easy to use. Reviewed on: 9th June 2026

Convenience and no brainer.

Convenience and no brainer. Fast and efficient. Reviewed on: 9th June 2026

Always helpful and supportive providing clear and em...

Always helpful and supportive providing clear and empathetic guidance and clarity Reviewed on: 9th June 2026

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