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PayPal: PayPal Credit reviews

4.90
Based on 77,856 reviews, last reviewed 20th Apr 2026
2494900% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Eazy to apply - operationally functional Eazy to apply - operationally functional Reviewed on: 20th April 2026
Arinze n's avatar
Arinze n

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77856)

Very easy to use and would recommend to anyone since...

5
Very easy to use and would recommend to anyone since its very easy to setup. 3 in installation helps alot when managing money Reviewed on: 14th June 2024

PayPal is a secure payment service

5
I use PayPal for a range of services including making secure payments for goods and services and sending money to friends and family. The pay on 3 service is excellent Reviewed on: 14th June 2024

The best place ever

5
Always satisfied and zero problems Reviewed on: 14th June 2024

Brilliant low interest and easy to use, would always...

5
Brilliant low interest and easy to use, would always choose as a form of payment when I can Reviewed on: 14th June 2024

Fantastic way to pay for goods, great communication...

5
Fantastic way to pay for goods, great communication so you are always aware of payments, balance etc Reviewed on: 14th June 2024

Great if you need short term credit

5
Great if you need short term credit Reviewed on: 14th June 2024

Great. simple to use.

4
simple to use. flexible. practical Reviewed on: 14th June 2024

Friendly checkout.

5
Easy to purchase items and it gives u more time to pay. Stress free transaction. Reviewed on: 14th June 2024

When I've been conned I got my money back straight a...

5
When I've been conned I got my money back straight away compared to my cc for a hotel that caught fire which I never got back. I use PayPal for most things now Reviewed on: 14th June 2024

PayPal credit is easy to use and I like the flexibil...

5
PayPal credit is easy to use and I like the flexibility it offers on repayment . The app is great so you always know where you at with your balance and payments Reviewed on: 14th June 2024

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