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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Ive had a really positive experience with PayPal Cre...

Ive had a really positive experience with PayPal Credit. It’s super easy to use, especially if you already shop with PayPal, and the option to spread payments with 0% interest (if paid on time) is a big plus. Everything is simple to manage in one place. The only downside is the high interest if you don’t clear it in time, so you do need to stay on top of payments—but overall, it’s a handy and flexible option.” Reviewed on: 9th June 2026

The pending payment always takes too long to complete.

The pending payment always takes too long to complete. Makes me worry to miss the deadline. Reviewed on: 9th June 2026

Delivering professional customer support

I missed a payment on one occasion, and they were very understanding and helped me work through my situation. Thank you very much." Reviewed on: 9th June 2026

Credit was available and provide when needed.

Credit was available and provide when needed. Reviewed on: 9th June 2026

Good and easy use service.

Good and easy use service. Clear for money use. Reviewed on: 9th June 2026

Use PayPal for 3 separation payments couldn't fault...

Use PayPal for 3 separation payments couldn't fault my experience Reviewed on: 9th June 2026

Easiest application

Used PayPal for years, applied for credit card was issued straight away, easy application no issues Reviewed on: 9th June 2026

Good customer service and easy to talk to

Good customer service and easy to talk to Reviewed on: 9th June 2026

I have found PayPal to be a reliable product for onl...

I have found PayPal to be a reliable product for online purchasing Reviewed on: 9th June 2026

a quick reliable service and decent app

a quick reliable service and decent app Reviewed on: 9th June 2026

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