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PayPal: PayPal Credit reviews

4.90
Based on 77,901 reviews, last reviewed 20th Apr 2026
2498700% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All round great service I have been using PayPal for many years it is a great safe way of paying and the customer service is outstanding and always happy to help Reviewed on: 20th April 2026
Saul W's avatar
Saul W

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77901)

So easy to use, with professional staff that help an...

5
So easy to use, with professional staff that help anytime you need them Reviewed on: 14th June 2024

Amazing service, easy to access and understand

5
Amazing service, easy to access and understand Reviewed on: 14th June 2024

Good customer service, easy to check the current bal...

5
Good customer service, easy to check the current balance. Reviewed on: 14th June 2024

Always ready to go the extra mile to help when unexp...

5
Always ready to go the extra mile to help when unexpected events occur. Staff will collaborate and help each other to help you when you call them. Brilliant HUMAN staff who treat you like a PERSON and that is everything Reviewed on: 14th June 2024

It works for me when I need it to!

5
In an age of online scamming, I love knowing I can buy confidently online. The easy payment options are great, allowing me to choose the right repayment option to suit my budget. Reviewed on: 14th June 2024

Best choice

5
Best choice for a short time loan Reviewed on: 14th June 2024

Happy as larry

5
So easy to use and customer service is excellent Reviewed on: 14th June 2024

Paypal is great for its ease of use and amazing cust...

5
Paypal is great for its ease of use and amazing customer service. Security and automation are also a key feature that I enjoy Reviewed on: 14th June 2024

A simple app that makes life costs easy.

5
Easy to use and the pay by 3 instalments makes sudden unexpected purchases far more manageable. Reviewed on: 14th June 2024

A secure and fast way to pay online

5
Handyn secure way to pay for goods. Anytime i have rang for advice they answer promptly n are polite and helpful Reviewed on: 14th June 2024

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