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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great service, ideal to help spread costs

Great service, ideal to help spread costs Reviewed on: 9th June 2026

good credit limit, customer support but had issue wh...

good credit limit, customer support but had issue when i paid directly instead of direct debit which was setup. it took the direct debit even tho i paid directly Reviewed on: 9th June 2026

Paypal are reliable and flexible and enabled me to d...

Paypal are reliable and flexible and enabled me to do business I wouldn't have been able to do without it... Reviewed on: 9th June 2026

helpful and no cost

On occasions of low income (i am retired) it has helped to make a large or medium size payment in instalations; at no cost Reviewed on: 9th June 2026

Fantastic product and service.

Fantastic product and service. Offers superb flexibility. Reviewed on: 9th June 2026

It's very easy and good for use , and flexible...

It's very easy and good for use , and flexible credit Reviewed on: 9th June 2026

No complaints at all.

No complaints at all. Every transaction is completed with no problems, which means I have absolute confidence in using PayPal Reviewed on: 9th June 2026

Easy transactions, it’s my go to payment method!

Easy transactions, it’s my go to payment method! Reviewed on: 9th June 2026

Easy spreading your cost

I have been using PayPal Credit for more than 6 years now and the fact that I can purchase some electronics with ZERO interest is absolutely fantastic Reviewed on: 9th June 2026

PayPal credit to book holidays and travel

Recently retired and use PayPal credit to book holidays and travel interest free credit over four payments makes it very manageable Reviewed on: 9th June 2026

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