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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Brilliant service, very borrower friendly

This service has a very comfortable rate, and never rob you like others do! I am always finance my holidays, air fare etc. with this service. Reviewed on: 8th July 2022

Lovely experience

Paypal is there for you if you need money, I love the fact that you do not pay ant interest on your borrowing money and also pay as much as you can ! Thanks Paypal, my pal! Reviewed on: 8th July 2022

Hooray for 0% finance

PayPal credit is so easy, and ideal for those bigger purchases that you can spread over time without being charged interest! Life saver! Reviewed on: 8th July 2022

Very good Service

Nice and easy and simple very happy Reviewed on: 8th July 2022

Excellent offers and Customer Service

Brilliant to have the option of paying for various priced items. Interest free for 4 months etc. Would recommend helps to spread the cost and also the pay in 3 option under £99 is a benefit. Reviewed on: 8th July 2022

Easy and pain free

PayPal is already really accessible and globally used. So, it's an easy thing to get and use the credit. Interest free options help spread out the cost without paying an arm for the privilege. Reviewed on: 8th July 2022

Fantastic customer service

My experience with PayPal had been super good Reviewed on: 8th July 2022

Great company

Never have any issues with payment or with receiving the offer Reviewed on: 8th July 2022

Love paypal very easy to use and very helpful

Everything goes smoothly even if things go wrong paypay is great you can use it on so many different things been really helpful in this crisis with money so tight Reviewed on: 8th July 2022

Pay pal credit

Pay pal credit is a great way of spreading the cost and so easy to use . Kept up the good work . Reviewed on: 8th July 2022

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