Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 77,925 reviews, last reviewed 20th Apr 2026
2501000% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very user friendly. Very user friendly. Rewards are really good. Reviewed on: 20th April 2026
Saurabh Maheshwari's avatar
Saurabh Maheshwari

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77925)

Five star service

5
Always quick and easy to use. I have never had any problems Reviewed on: 14th June 2024

It was great.

5
It was great. Paypal credit is so easy. Reviewed on: 14th June 2024

Excellent customer Support.

5
Excellent customer Support. You get the sense that the customer agent actually care. Appreciate that it's not a robot Reviewed on: 14th June 2024

Easy to use and fully protected

5
Ease of use for paying. I love the security and protection with PayPal. I can always pay more than is needed when repaying my bill and it’s so easy to do. Reviewed on: 14th June 2024

Very good.

5
Very good. Never had any issues and decent interest rate. Customer service is fairly fast and responsive too. Reviewed on: 14th June 2024

Very good experience, best part is 4 months 0% inter...

5
Very good experience, best part is 4 months 0% interest which is great bonus. You consider giving cashback offers if any PayPal member uses more PayPal it may benefit PayPal cooperation as well the customers experience. Hope this information helps. Reviewed on: 14th June 2024

Overall good, when paying monthly would be good if i...

3
Overall good, when paying monthly would be good if in the app there was some sort of notification to indicate the payment was made. One occasion made a duplicate payment without funds and got an email saying there will be a charge, all because there is no notification on the original payment. Reviewed on: 14th June 2024

I have peace of mind when I working with the...

5
I have peace of mind when I working with the paypal Reviewed on: 14th June 2024

PayPal is very helpful and very safety.

5
PayPal is very helpful and very safety. I’m very happy with. Reviewed on: 14th June 2024

Good service that you can trust and instant access f...

5
Good service that you can trust and instant access for financial assistance thank you Reviewed on: 14th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 35640 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 63 reviews
    PayPal
    View all products