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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1075% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Brilliant

Excellent service and I would highly recommend this to anyone Reviewed on: 8th July 2022

Life saver

Very good company offering real life solutions. Excelent customer service with good understanding of customer needs. Reviewed on: 8th July 2022

Trust and flexibility...

It's convenient to use Paypal Credit in so many ways from online clothes shopping to takeaway deliveries to choosing and buying a new TV. Interest Free over 4 months on any purchase over £99 or the "Pay In Three" method, again interest free. Manage and budget with ease and flexible payback method that works with my life ! It's brilliant - so get on board ! Reviewed on: 8th July 2022

So easy.

Transactions are quick, easy and safe. The ability to get 0% credit for a few months is brilliant. Makes those big purchases more manageable. Reviewed on: 8th July 2022

Quick, easy and always there for you

Paypal credit offers quick and easily acessible credit options at a distance of a finger. The 24/7 support is also much appreciated. Reviewed on: 8th July 2022

Easy credit

Brilliant to have 4 months intrest free Reviewed on: 8th July 2022

Highly recommended

Highly recommended I use it all the time it makes my life easier Reviewed on: 8th July 2022

Fantastic service

PayPal is great company making purchases safer and easier. Reviewed on: 8th July 2022

Payment dispute

Quick service, prompt replay, dispute resolved. Reviewed on: 8th July 2022

Best recommended for credit

I’ve been with PayPal for a short period of time and I find that there re payments are low which helps for people with low income and that’s amazing. Reviewed on: 8th July 2022

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