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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180972 reviews)

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4.73

Based on 180,961 reviews, last reviewed 20th Jul 2026

245% increase in 5 star reviews

in the past 90 days

294% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It was very clear and easy to use. It was very clear and easy to use. Reviewed on: 20th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180972)

Easy to Use and Helpful Credit Option

I’ve had a positive experience with PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of larger purchases. Payments are easy to manage through my account, and everything is clearly explained. I’ve found it useful for budgeting and appreciate the flexibility it provides when making online purchases. Overall, a reliable and user-friendly service. Reviewed on: 9th June 2026

Ideal payment platform for everyone

Used PayPal for over 25 years ideal payment platform for individuals as well as all types of business. Can't fault it. Reviewed on: 9th June 2026

Im satisfied

I use PayPal a lot and I'm satisfied Reviewed on: 9th June 2026

Convenient payments

It is a very convenient way to pay for items Reviewed on: 9th June 2026

Good experience

Good experience overall but there is always rooms for improvement Reviewed on: 9th June 2026

My experience has been Okay as long as I don't need...

My experience has been Okay as long as I don't need customer services. I would love if the bot was not so limited. Reviewed on: 9th June 2026

Excellent!

Always there when you need that backup. Reviewed on: 9th June 2026

ease of use

ease of use pay in 3 is great a safer way to send money Reviewed on: 9th June 2026

Brilliant scheme makes paying easy and convenient re...

Brilliant scheme makes paying easy and convenient really helps on the days where you don’t have the funds available Reviewed on: 9th June 2026

I feel safe from scams using PayPal, and it's been s...

I feel safe from scams using PayPal, and it's been super handy for those emergency moments where I haven't had enough money to buy something that needed immediately. I often use the pay in three options, as this spreads the cost over three months and helps.me.balance my money. Reviewed on: 9th June 2026

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