Smart Money People Logo
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1075% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B
Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (50806)

Easy to use and manage

5
A great alternative for online shopping, everything done electronically so no paper waste or another card to contend with. Great updates and can manage limits up and down Reviewed on: 8th July 2022
Craig Cheshire's avatar
Craig Cheshire

Dead easy to set up and use

5
I use PayPal credit all the time as you can pay over 4 months if you spend over £99 and mostly all shops use PayPal for payment. Reviewed on: 8th July 2022
Scott Allan's avatar
Scott Allan

Hassle-free and reliable

5
I always look out for PayPal credit when I need to spread my payments. It's easy to check your balance and you get reminders when a payment is due so you aren't left feeling surprised when payment is taken. Reviewed on: 8th July 2022
William Gallimore-Tallen's avatar
William Gallimore-Tallen

Reliable credit card

5
Easy to access the credit,very useful Reviewed on: 8th July 2022
Gabriel Gingu's avatar
Gabriel Gingu

my go to ........

5
so easy to work with wish more sites would use PayPal its reassuringly useful Reviewed on: 8th July 2022
nicky payne's avatar
nicky payne

PayPal credit

5
Very easy to use very easy to manage your payments. Reviewed on: 8th July 2022
paul conway's avatar
paul conway

PayPal credit

5
PayPal credit provides a great opportunity to take advantage of 4 month 0% interest, this has helped me so much through the pandemic when struggling with money problems. Couldn't ask for better service. Reviewed on: 8th July 2022
joe safianyk's avatar
joe safianyk

Great

5
Used it numerous times. Very helpful! Reviewed on: 8th July 2022
mm ee's avatar
mm ee

Trust

5
When I am thinking in PayPal...the first thing in my thoughts is Trust.! Reviewed on: 8th July 2022
Luciano's avatar
Luciano

Great service

5
The credit plans are great, definitely recommend to anyone Reviewed on: 8th July 2022
Kayley's avatar
Kayley

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 22348 reviews
    PayPal

  • Payment Provider

    from PayPal 4.91 from 3600 reviews
    PayPal
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill