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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Quick and easy, efficient for managing budgets

Quick and easy, efficient for managing budgets Reviewed on: 9th June 2026

Very happy so far

I have been using paypal for more than 10yeats mostly for online shopping, still haven’t got any problem… Reviewed on: 9th June 2026

Great service

Easy to navigate easy to use really helpful customer service. Reviewed on: 9th June 2026

Works great 99% of the time...

Works great 99% of the time, but customer service was poor when I had a problem Reviewed on: 9th June 2026

Simple to use, easy to settle up when payment is due...

Simple to use, easy to settle up when payment is due using automated direct debit. Reviewed on: 9th June 2026

Over my expectations!

Very smooth and over my expectations! Reviewed on: 9th June 2026

Easy to use, easy to manage money

Easy to use, easy to manage money Reviewed on: 9th June 2026

pay pal roger lee

great, always does the job, when required Reviewed on: 9th June 2026

The best, quickest place to pay, buy items securelyis.

PayPal is the best, easiest, quickest place to pay or buy items online securely. If you have any issue when you contact them the response is quick and problems solved! Reviewed on: 9th June 2026

Great to use I found the app easy handy to use to use.

Great to use I found the app easy to use. Pay in three is very handy and I don't have to worry about loosing cards with the app Reviewed on: 9th June 2026

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