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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,805 reviews, last reviewed 29th Oct 2025
67% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (50805)

Dead easy to set up and use

5
I use PayPal credit all the time as you can pay over 4 months if you spend over £99 and mostly all shops use PayPal for payment. Reviewed on: 8th July 2022
Scott Allan's avatar
Scott Allan

Hassle-free and reliable

5
I always look out for PayPal credit when I need to spread my payments. It's easy to check your balance and you get reminders when a payment is due so you aren't left feeling surprised when payment is taken. Reviewed on: 8th July 2022
William Gallimore-Tallen's avatar
William Gallimore-Tallen

Reliable credit card

5
Easy to access the credit,very useful Reviewed on: 8th July 2022
Gabriel Gingu's avatar
Gabriel Gingu

my go to ........

5
so easy to work with wish more sites would use PayPal its reassuringly useful Reviewed on: 8th July 2022
nicky payne's avatar
nicky payne

PayPal credit

5
Very easy to use very easy to manage your payments. Reviewed on: 8th July 2022
paul conway's avatar
paul conway

PayPal credit

5
PayPal credit provides a great opportunity to take advantage of 4 month 0% interest, this has helped me so much through the pandemic when struggling with money problems. Couldn't ask for better service. Reviewed on: 8th July 2022
joe safianyk's avatar
joe safianyk

Great

5
Used it numerous times. Very helpful! Reviewed on: 8th July 2022
mm ee's avatar
mm ee

Trust

5
When I am thinking in PayPal...the first thing in my thoughts is Trust.! Reviewed on: 8th July 2022
Luciano's avatar
Luciano

Great service

5
The credit plans are great, definitely recommend to anyone Reviewed on: 8th July 2022
Kayley's avatar
Kayley

My Beginning

5
I had no credit cards and I wasn't able to get one as my credit was low but PayPal gave me an opportunity to make my credit and I'm using it and since last year I have built my credit and hopefully soon I'll be able to have even more credit limits. They gave me the opportunity and that's a lot for me. Thank you PayPal Reviewed on: 8th July 2022
Reza Mohebi's avatar
Reza Mohebi

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