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PayPal: PayPal Credit reviews

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4.90
Based on 77,951 reviews, last reviewed 20th Apr 2026
2503600% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very handy when i need to spend big. Very handy when i need to spend big and split payment. Reviewed on: 20th April 2026
Maztee's avatar
Maztee

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77951)

PayPal credit great help

5
I have found using PayPal credit very helpful and useful for me Reviewed on: 14th June 2024
Ola's avatar
Ola

Safe, Fair, Secure

5
I have used PayPal for a number of years and they have always offered fair credit and provided me with security when purchasing online. If paypal is an option on a purchase, I would alway opt to use it to secure my purchases. Reviewed on: 14th June 2024
Lucy S's avatar
Lucy S

A good way of helping you afford items you Carnot p...

5
A good way of helping you afford items you Carnot pay for all at once at no extra cost Reviewed on: 14th June 2024
Elizabeth A's avatar
Elizabeth A

It's just like that friend who is always reliable

5
Having started to use PayPal Credit, I have found it really good for me on occasions where I need it. Its been flexible and met my needs and has helped me stay in control of my finances when I need to. I've never had a problem when using it. Reviewed on: 14th June 2024
Phil H's avatar
Phil H

PayPal is great way to pay and interest free in 4 mo...

5
PayPal is great way to pay and interest free in 4 months is awesome Reviewed on: 14th June 2024
Max J's avatar
Max J

Never had any problems and good support

5
Never had any problems and good support Reviewed on: 14th June 2024
Stuart W's avatar
Stuart W

Use everyday, very satisfied Use everyday, very sati...

5
Use everyday, very satisfied Use everyday, very satisfied Reviewed on: 14th June 2024
Mercurio C's avatar
Mercurio C

Extremely convenient

5
PayPal credit is an extremely easy and convenient way to spread the cost of large purchases without incurring expensive interest charges Reviewed on: 14th June 2024
Veronica 's avatar
Veronica

Handy to have

4
Handy to be able to use on many purchases. Can be confusing to understand when you have various simultaneous paypal agreements with different payments Reviewed on: 14th June 2024
Abi U's avatar
Abi U

Love the pay in 3 facility!

5
Love the pay in 3 facility! It’s great for budgeting! Also like the pay pal credit for larger purchases especially if interest free terms are available! Reviewed on: 14th June 2024
Jocelyn H's avatar
Jocelyn H

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