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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,021 reviews, last reviewed 20th Apr 2026
2510000% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best money app. Never had the problem with PayPal, fast transfers, app easy and clear in use, great offers like PayPal pay in 3/PayPal credit/PayPal+. Highly recommen... Read more Reviewed on: 20th April 2026
Krzysztof's avatar
Krzysztof

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78021)

Excellent customer service and support

5
Excellent customer service and support Reviewed on: 14th June 2024
June J's avatar
June J

Easy to use but could do with a little more info reg...

4
Easy to use but could do with a little more info regarding being charged interest etc Reviewed on: 14th June 2024
Jen Seren's avatar
Jen Seren

Very simple, no waiting,

5
Very simple, no waiting, either a yes or no. Reviewed on: 14th June 2024
Lorna S's avatar
Lorna S

No issues with their platform, pay in 3 every useful...

5
No issues with their platform, pay in 3 every useful prefer to pay with PayPal then my credit cards. Had an internal issue with a direct debit was called by PayPal team to verify the payment was not stopped my end and was checked by them to find out it was there issue was well informed and kept upto date of any further issues fantastic Reviewed on: 14th June 2024
Colin r's avatar
Colin r

Excellent PayPal service

5
I have had to contact PayPal anytime I have issues with my transactions eg paying the wrong merchant and this sorted immediately. Statement s always available and accessible Reviewed on: 14th June 2024
Adaora 's avatar
Adaora

PayPal Credit is easy to use and to manage.

5
PayPal Credit is easy to use and to manage. Everything is clear a precise and long as you are careful you can hugely benefit from the interest free period. Reviewed on: 14th June 2024
Bruce H's avatar
Bruce H

Tricky interface as it's difficult to navigate

3
Tricky interface as it's difficult to navigate Reviewed on: 14th June 2024
Herve A's avatar
Herve A

Nothing overwhelming from them, free credit is great...

5
Nothing overwhelming from them, free credit is great but for me that's all that stand out for me Reviewed on: 14th June 2024
Connor B's avatar
Connor B

The best for my every day needs

5
Paypal has always been so easy to use. It has provided me with credit and opportunities to purchase items that I can pay back in installments. The payment amounts each month are very affordable. Paypal has a great customer service team who provide clear and precise answers to any inquiry I have had. I have found Paypal easy to send payment to other people knowing I have the Paypal gaurentee makes it safe and secure. Paypal is something I use nearly every day and could not live without. Reviewed on: 14th June 2024
ebony larissa's avatar
ebony larissa

I’m lost without my PayPal

5
PayPal is handy and safe to use and I’m lost without my PayPal. Reviewed on: 14th June 2024
Ma M's avatar
Ma M

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