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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180980 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180980)

Interest free over 4 months

Interest free over 4 months is a great offer which I use regularly. Reviewed on: 9th June 2026

I use all services pay in 3, PayPal credit and pay f...

I use all services pay in 3, PayPal credit and pay for hooods Reviewed on: 9th June 2026

Overall, my experience has been positive.

Overall, my experience has been positive. Reviewed on: 9th June 2026

Good overall

Good overall nothing to complain about as would have expected. Simple and and easy to use. Reviewed on: 9th June 2026

Convenience and no brainer.

Convenience and no brainer. Fast and efficient. Reviewed on: 9th June 2026

Always helpful and supportive providing clear and em...

Always helpful and supportive providing clear and empathetic guidance and clarity Reviewed on: 9th June 2026

I have always found PayPal to be quick and easy bri...

I have always found PayPal to be quick and easy bridging the gap for when I need a little time to pay Reviewed on: 9th June 2026

Paypal credit allows me to spend when needed with ex...

Paypal credit allows me to spend when needed with extra security Reviewed on: 9th June 2026

Well for me its all been positive, for when I cant q...

Well for me its all been positive, for when I cant quite afford to buy something in one go PayPal is my saviour Reviewed on: 9th June 2026

Pay pal credit has been easy and helpful to use.

Pay pal credit has been easy and helpful to use. Never had a problem and great customer service. Reviewed on: 9th June 2026

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