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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50675 reviews)

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4.91

Based on 50,675 reviews, last reviewed 15th Jun 2025

1830400% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great customer service If I’ve had to get on touch with PayPal my query has been dealt with very quickly Reviewed on: 15th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50675)

Excellent

Resolving issues and refunds the offer for 4months instalment with 0 interest Reviewed on: 14th June 2022

So convenient

Offered the 3 months promotion if free credit - very helpful when money is a little short for that particular month - just thinks a very good idea Reviewed on: 14th June 2022

Credit Limit

Credit Limit is very low, please try to give more limit, because payment from my side always on time. Thanks! Reviewed on: 14th June 2022

Hassle free

I find it quite easy and hassle free to spread my just over normal monthly expenses via PayPal credit and quickly pay off in 4 months. It saves my cash flow, enables determined to have access to a container flow of zero percent and allows me to be in control of my spending as I ensure I don’t go over the 0% period. Reviewed on: 14th June 2022

Thanks PayPal

It's amazing up It's really helpful Reviewed on: 14th June 2022

Brilliant way to easily spread the cost

Always easy to use for quick credit Reviewed on: 14th June 2022

a great product to help build a credit rating

got it so i could buy a gpu only thing is amazon wont work with it Reviewed on: 14th June 2022

Great offer to use again and again

Great offer to use again and again, simple app to view purchases / manage balances and make payments Reviewed on: 14th June 2022

Paypal credit

I use this all the time, its fast, secure and easy to use, your notified for all transactions. Highly recommend this Reviewed on: 14th June 2022

Always at your fingertips!

I am over the moon with PayPal credit. As most people do I use my phone for almost everything in life, whether it’s for all the socials and work related. If I need to order parts for vehicles I can do so straight away and reach for PayPal to pay for it without having to faff about looking for my cards etc. need something new for me, boom, PayPal makes it easy. It’s probably my biggest platform for payment. I would and I have recommended it in a heartbeat!! Reviewed on: 14th June 2022

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