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PayPal: PayPal Credit reviews

4.90
Based on 78,161 reviews, last reviewed 20th Apr 2026
2523200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Thank you Great. Not great with computers, not a problem as I got to talk with a person, they were understanding and helpful. Thank you Reviewed on: 20th April 2026
Sandy C's avatar
Sandy C

Latest lowest rating:

1

No way to reduce the credit limit, once your locked... No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026
Mi's avatar
Mi

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78161)

Excellent customer service.

5
Excellent customer service. Value for money. Reviewed on: 14th June 2024

Faultless service

5
Never had a problem great deals and refunds always promptly paid and also when I had an issue with a seller to they sorted it out and my payment was paid back into my account that's the reason I highly recommend PayPal.fo Reviewed on: 14th June 2024

Great, easy to use and manage

5
Great, easy to use and manage. Use paypal all the time and customer service is always super helpful. Reviewed on: 14th June 2024

No need to think twice to Purchase.

5
PayPal interest free credit enables me to buy the items I might think twice about buying if it was full payment in one go. Reviewed on: 14th June 2024

Hi heln very good very good

5
Hi would love to give the team good feedback Reviewed on: 14th June 2024

Thumbs up from me

5
The app is easy to use, credit account comes in handy and most vendors will allow me to pay with PP. Reviewed on: 14th June 2024

great for the access of the money.

4
great for the access of the money. I would like to pay off contracts directly rather than a monthly bill Reviewed on: 14th June 2024

PayPal is a convenient method to pay for goods knowi...

5
PayPal is a convenient method to pay for goods knowing that purchases are covered. Reviewed on: 14th June 2024

Prompt service and easy to use would recommend PayPa...

5
Prompt service and easy to use would recommend PayPal for all transactions Reviewed on: 14th June 2024

Fantastic

5
Fantastic service top notch I will recommend Reviewed on: 14th June 2024

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