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PayPal: PayPal Credit reviews

4.91
Based on 50,615 reviews, last reviewed 11th Jun 2025
1825200% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had a couple of issues when it’s come to my a... I have had a couple of issues when it’s come to my account and taking money for my credit direct debt. After one phone call I was reassured that every... Read more Reviewed on: 11th June 2025
C M's avatar
C M

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025
Florin's avatar
Florin

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50615)

Great interest rate

5
Great service provider, good interest rate, overall very happy , I would recommend it to anyone Reviewed on: 13th June 2022

Very good

5
Always protecting your money keep safe and easy shopping Reviewed on: 13th June 2022

Hasznalat

5
Szeretem használni, mert megkönnyíti a fizetést. Reviewed on: 13th June 2022

I love it

5
Since I have been using it ,I am relax that my goods will be deliver in good condition Reviewed on: 13th June 2022

Number One

5
First for me & secure, and just a click away for my purchase online. The freedom of choice, buy in 3, buy in 4, interest free. Giving the customer e.g me the power to choose how i spend in balance with my income. Excellent :) Reviewed on: 13th June 2022

Amazing

5
Words can't explain the feasibility and flexibility it offers. Reviewed on: 13th June 2022

Easy going online credit.

5
An easy to use online credit facility. Easy to make payments and manage the account via the app. Reviewed on: 13th June 2022

So easy

5
Really easy to use, can be used in most stores and great payment reminders Reviewed on: 13th June 2022

Good credit

5
Easy minimum monthly payments and pay in 3 also an option. Reviewed on: 13th June 2022

Very simple way to spread cost

4
PayPal is my online payment method of choice as gives me the flexibility to use existing cards or features like PayPal credit which means I can spread the cost of a large purchase over a few months. The app is easy to use, can amend payments easily and see remaining instalments left. the ability to claim return goods postage back is an excellent feature I hope they keep. Reviewed on: 13th June 2022

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