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PayPal: PayPal Credit reviews

4.91
Based on 50,352 reviews, last reviewed 5th Jun 2025
1801600% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and Secure PayPal Delivers Every Time! I've used PayPal for over 10 years, and every issue has been quickly resolved. Online payments feel safe and hassle-free, and their credit options are... Read more Reviewed on: 5th June 2025
Wesley's avatar
Wesley

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50352)

PayPal rocks!

5
With 4 months 0% interest when spending £99+ and integration with my favourite websites, PayPal makes payments simple and affordable. Reviewed on: 13th June 2022

Simply amazing

5
I love everything about PayPal! It offers secure services that is easy and simple to use. Reviewed on: 13th June 2022

Great and easy to use

5
PayPal credit is a very quick, great and easy to use service in which you can use just as quickly as paying normally through PayPal and lets you spread the cost for as long as it suits you Reviewed on: 13th June 2022

Best to use and very transparent billings

5
PayPal credit is best to use with permanent offer for 4 months credit and no charges applied and pay by min. statement due. Reviewed on: 13th June 2022

WoW Awesome product

5
This is the best credit card service I have seen ever just awesome and easy to use Reviewed on: 13th June 2022

Convenient

5
PayPal has helped me manage my debt and the interest-free period has been a life saver! Highly recommend Reviewed on: 13th June 2022

Super and thanks again

5
..Good company with little to no quick decisions Reviewed on: 13th June 2022

Excellent, fast and efficient service

5
Love using PayPal credit. No issues Reviewed on: 13th June 2022

Outstanding

4
Outstanding easy to use Always reliable credit line available instantly never had a problem so far has help me handsomely has been critical to me. PayPal credit app is just brilliant a lot of hard work and effort by PayPal definitely I recommend few friends who already joined a bonus point PayPal credit app graphics user interface is excellent definitely a care and thought put in by PayPal Every details are very clearly explained especially the credit agreement Aswel as every term's and conditions finally I'll say no complaints thanks Reviewed on: 13th June 2022

Easy access

5
I have found that the credit is there when I need it, without having to go through long forms and how reliable it is. Reviewed on: 13th June 2022

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