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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1075% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Hassle free

I use their services extensively and have never had a problem. Very fair. Reviewed on: 8th July 2022

Simple, generous credit

The PayPal service is a breeze to use and the 4 month interest free for purchases over £100 is incredibly useful. Reviewed on: 8th July 2022

I like to pay with PayPal credit

I am using PayPal credit more than my debit card or online pay and I like PayPal credit account . Reviewed on: 8th July 2022

PayPal credit

Excellent credit lender, easy to Purchase things from almost anywhere, great apr as well Reviewed on: 8th July 2022

So simple to use!

Haven't found anywhere I can't use it! Reviewed on: 8th July 2022

Best Short Term Credit Card

The best credit card without an interest. I have been using it without paying any interest, as I always pay within the 4-month grace period. Reviewed on: 8th July 2022

PayPal been stress free

Stress free cos it’s simple and easy to set up and keep track of everythunf Reviewed on: 8th July 2022

Good old PayPal

Always there when you need it, reliable and affordable Thank you PayPal Reviewed on: 8th July 2022

execellent

great fast and easy to use service with no extra charges Reviewed on: 8th July 2022

Credit made easy

The advantage of paypal credit is the consumer protection put in place, which ensures that I always backed up when I return goods having used paypal credit. In addition, the user interface is easy to use and gives me handy summaries of my credit. Reviewed on: 8th July 2022

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