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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,341 reviews, last reviewed 20th Apr 2026
2540300% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous PayPal is definitely my go to paying it easy and prompt plus great cover for those scams Reviewed on: 20th April 2026
Gail 's avatar
Gail

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78341)

Okay but slow.

3
Thought it was a good start but PayPal can be very slow to update sometimes so I still haigot used to it yet. Reviewed on: 14th June 2024
ThienNG's avatar
ThienNG

I've been using PayPal for years and it's good and...

5
I've been using PayPal for years and it's good and safe Reviewed on: 14th June 2024
Saida K's avatar
Saida K

Easy and fast payments makes it convenient to use fo...

5
Easy and fast payments makes it convenient to use for anyone. I would recommend to anyone to use it. It helps spread the payments over a longer period of time. There are often some deals or offers on some of your favourite retailers too. Reviewed on: 14th June 2024
Megan B's avatar
Megan B

I can always use paypal credit, anytime, when needed.

5
I can always use paypal credit, anytime, when needed. Makes it easy to spread the cost, over a certain time without paying extra. Reviewed on: 14th June 2024
carina s's avatar
carina s

Interest free, easy, great

5
Excellent way to spread the cost of big items, I use it all the time Reviewed on: 14th June 2024
navq's avatar
navq

Easy to setyp and use.

5
Easy to setyp and use. I used PayPal Credit to slipt the payment for my gaming monitor and the whole process from beginning to end was really smooth. Reviewed on: 14th June 2024
Moez Adamjee's avatar
Moez Adamjee

PayPal is the easy and smooth option for shoppers.

5
PayPal is the easy and smooth option for shoppers. It's a very straightforward, affordable and secure way of shopping. They also offer other services such as sending money to friends or family, paying bills, buying crypto etc. I've been with PayPal for years and I've never had any issues using them, which makes me feel confident in continuing to use them. Customer service is excellent and they're always willing to do whatever possible to solve any issues you may have. I definitely recommend PayPal Reviewed on: 14th June 2024
Sly 's avatar
Sly

Love using paypal, very user friendly

5
Love using paypal, very user friendly Reviewed on: 14th June 2024
G V's avatar
G V

Very easy to use & manage.

5
Very easy to use & manage. Their 3 months to pay option is a great credit facility! Reviewed on: 14th June 2024
T N's avatar
T N

Easy to use when purchasing goods, safe to use with...

5
Easy to use when purchasing goods, safe to use with codes sent to phone/email Reviewed on: 14th June 2024
Craig hawk's avatar
Craig hawk

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