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PayPal: PayPal Credit reviews

4.73
Based on 180,993 reviews, last reviewed 21st Jul 2026
213% increase in 5 star reviews
in the past 90 days
268% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026
Abhishek S's avatar
Abhishek S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (180993)

Paypal credit allows me to spend when needed with ex...

5
Paypal credit allows me to spend when needed with extra security Reviewed on: 9th June 2026

Well for me its all been positive, for when I cant q...

5
Well for me its all been positive, for when I cant quite afford to buy something in one go PayPal is my saviour Reviewed on: 9th June 2026

Pay pal credit has been easy and helpful to use.

5
Pay pal credit has been easy and helpful to use. Never had a problem and great customer service. Reviewed on: 9th June 2026

Your a Pal

5
I love that if a product is bought on PayPal you feel safe knowing if anything is wrong your covered most of products I buy are on PayPal and you certainly are a Pal, Reviewed on: 9th June 2026

Ease of use,

5
Ease of use, Secure payments, and piece of mind when making a purchase Reviewed on: 9th June 2026

Navigating the system can be a bit tricky

4
Navigating the system can be a bit tricky Reviewed on: 9th June 2026

Very quick and easy to use.

5
Very quick and easy to use. Good service Reviewed on: 9th June 2026

Love PayPal, great for spreading the cost

5
Love PayPal, great for spreading the cost with pay in 3. Reviewed on: 9th June 2026

Great and know you can trust paypal

5
Great and know you can trust paypal Reviewed on: 9th June 2026

Always use PayPal for security .

5
Always use PayPal for security . Never had any issues Reviewed on: 9th June 2026

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