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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Very good service, very easy to use

5
Very good service, very easy to use Reviewed on: 9th June 2026

Always pay through PayPal as I trust it and has good...

5
Always pay through PayPal as I trust it and has good offers , pay in 4 etc Reviewed on: 9th June 2026

Super fast easy set up and pay with different ways t...

5
Super fast easy set up and pay with different ways to pay easily. customer service is spot on always happy to help I will always trust and use PayPal Reviewed on: 9th June 2026

paypal is improving

4
I find that paypal is improving but quite a few of there systems are a bit slow, like taking ten days to clear a payment but it is improving and better now they provide a physical bank card that can be used! Reviewed on: 9th June 2026

I’ve used PayPal for years, the app is so easy to na...

5
I’ve used PayPal for years, the app is so easy to navigate & I’ve not really had to use customer care much but when I have they have been great, I feel more safe buying items through PayPal than I do my own bank. Reviewed on: 9th June 2026

Fantasic servies very easy to use and convenient

5
Fantasic servies very easy to use and convenient Reviewed on: 9th June 2026

Safe money

4
Using it for 2 decades now, and no stolen money’s Reviewed on: 9th June 2026

The best ever

5
They are great. Even I coud get a card with them. Amazing. I really recommend Reviewed on: 9th June 2026

Clear and easy to use service.

5
Clear and easy to use service. Options to spread the payment are great Reviewed on: 9th June 2026

I have had paypal for over 10 years!

5
I have had paypal for over 10 years. It is simply the best!. Reviewed on: 9th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review