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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Good old PayPal

Always there when you need it, reliable and affordable Thank you PayPal Reviewed on: 8th July 2022

execellent

great fast and easy to use service with no extra charges Reviewed on: 8th July 2022

Credit made easy

The advantage of paypal credit is the consumer protection put in place, which ensures that I always backed up when I return goods having used paypal credit. In addition, the user interface is easy to use and gives me handy summaries of my credit. Reviewed on: 8th July 2022

Awesome PayPal credit

PayPal and PayPal credit is awesome. PayPal has enabled me pay for my purchases in convenient installments in a safe and secure way Reviewed on: 8th July 2022

Good

Its really a Good service and very helpful Reviewed on: 8th July 2022

PayPal credit is amazing!! Love it!!!

PayPal credit is the best thing since sliced bread! Extremely easy to use, comes in handy for those long months and something that is just really good!! Don't know what I did without this for so long and now I can't live without it!!! Reviewed on: 8th July 2022

Very convenient

Paypal credit as the lowest APR out of my other credit cards Reviewed on: 8th July 2022

Money life saver

Having a bad experience getting payday loans out when a bit short before paydays, PayPal credit has really helped me out Reviewed on: 8th July 2022

Excellent all rounder

So happy with PayPal credit . It's easy to use ,very convenient and I know exactly where I am with it . Customer service is excellent. I would highly recommend Reviewed on: 8th July 2022

Easy to use, very secure and fast way to pay

Great service, very secure and fast. Reviewed on: 8th July 2022

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