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PayPal: PayPal Credit reviews

4.90
Based on 78,477 reviews, last reviewed 20th Apr 2026
2552800% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use Comes in handy for those urgently required items Reviewed on: 20th April 2026
Marc M's avatar
Marc M

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78477)

I’ve always have good experiences with PayPal credit

5
I’ve always have good experiences with PayPal credit Reviewed on: 14th June 2024

Simply simple

5
Simple way to spread the cost, so simple to use. Reviewed on: 14th June 2024

Great service available to customers, can fault it.

5
Great service available to customers, can fault it. Reviewed on: 14th June 2024

Need to return credits to cards not certified account

3
Need to return credits to cards not certified account Reviewed on: 14th June 2024

Spreading the cost of online...

5
A very good way to spread the cost of online purchases Reviewed on: 14th June 2024

Very simple to use, explained well too

5
Very simple to use, explained well too Reviewed on: 14th June 2024

great at solving previous problem when they occurred...

5
great at solving previous problem when they occurred, and retrieving monies when things have not been right Reviewed on: 14th June 2024

Brilliant with everypaypal bestthing they do

5
Brilliant with everything they do Reviewed on: 14th June 2024

Always very simple to use and helpful on the rare oc...

5
Always very simple to use and helpful on the rare occasion there is an issue Reviewed on: 14th June 2024

Easy to use for transactions

5
Easy to use for transactions and the app is excellent for keeping track Reviewed on: 14th June 2024

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