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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180994 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180994)

Good customer service service money back guarantee

Good customer service service money back guarantee Reviewed on: 9th June 2026

Pp credit

Good credit limit but not very clear terms Reviewed on: 9th June 2026

Use it a lot - it’s good to have interest free for 4...

Use it a lot - it’s good to have interest free for 4 months Reviewed on: 9th June 2026

A great way to get what you want without the hassle

I've been using PayPal credit for several years now it's easy and safe to use. I love the fact that any purchases over £100 are interest free for 4 months, which makes it a great way to borrow money. I also have the card so I can use it when out shopping. Have always recommended PayPal, one of the best decisions I've made was getting it Reviewed on: 9th June 2026

Very good service with easy payments

Very good service with easy payments Reviewed on: 9th June 2026

Egoodasy to use .

Easy to use . Great when you need help with a refund. Have used it for years no problem. Reviewed on: 9th June 2026

PayPal Credit offers a superb service

PayPal Credit offers a superb service and is not just limited to online purchases, now that a physical card is also issued, enabling you to use your PayPal card at any establishment that accepts Mastercard for payment. With superb interest free periods and excellent communication, this is the credit card account of choice. Reviewed on: 9th June 2026

Excellent Communication

Communication is excellent; always know what is going on with my account with notifications and emails. Reviewed on: 9th June 2026

Highly recommend

Only ever had 1 problem and phoned customer service and was sorted straight away Reviewed on: 9th June 2026

I find it a good safety net should I need it.

I find it a good safety net should I need it. Reliable, fast and easy to use. Everything is convenient to access and support is at hand if it’s required. It’s a comfort to know my PayPal account is readily available. Reviewed on: 9th June 2026

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