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PayPal: PayPal Credit reviews

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4.90
Based on 78,626 reviews, last reviewed 20th Apr 2026
2566300% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to deal with, all my issues have been reso... Very easy to deal with, all my issues have been resolved quickly Reviewed on: 20th April 2026
Boomerrat's avatar
Boomerrat

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78626)

fantastic for building credit

5
Took me on as a first time credit user, fantastic for building credit scores especially as a younger person looking to get started financially. Reviewed on: 14th June 2024
ZS's avatar
ZS

Easy to use and track.

5
Easy to use and track. Interest free when paid within agreed timescales. Reviewed on: 14th June 2024
Emma W's avatar
Emma W

PayPal is always reliable when making purchases.

5
PayPal is always reliable when making purchases. Anytime I make a purchase online and see PayPal as an option it’s like a safety net incase anything goes wrong. They’ve been good before with settling money from purchases that haven’t arrived. Reviewed on: 14th June 2024
J R's avatar
J R

Top service never let me down, they really helped me...

5
Top service never let me down, they really helped me out in a time I was really down on my luck and I'll never forget that, customer service treat you as a human not as an object Reviewed on: 14th June 2024
Stuart m's avatar
Stuart m

Good experience for paypal credit can be used for sm...

4
Good experience for paypal credit can be used for small and medium purchases Reviewed on: 14th June 2024
Syed's avatar
Syed

best way to pay

5
paypal credit is a fantastic service, allowing me to spread payments over weeks or even months if i wanted to. I use it for both small and large purchases and pay it off when i get paid, would highly reccomend to anyone Reviewed on: 14th June 2024
George 's avatar
George

Excellent flexible credit at fair rates

5
Use it frequently for pay in 3/4 months etc and for longer term purchases, very flexible and decent interest rates. Reviewed on: 14th June 2024
Denis's avatar
Denis

A little bit more communication will be appreciated.

5
A little bit more communication will be appreciated. Reviewed on: 14th June 2024
Darek Budrewicz 's avatar
Darek Budrewicz

A trustworthy well know and used platform.

5
A trustworthy well know and used platform. This makes shopping safe and easy Reviewed on: 14th June 2024
Dave H's avatar
Dave H

Platform is easiest to use and I always use PayPal c...

5
Platform is easiest to use and I always use PayPal credit as an easy option to pay Reviewed on: 14th June 2024
Noname's avatar
Noname

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