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PayPal: PayPal Credit reviews

4.92
Based on 30,761 reviews, last reviewed 18th Feb 2025
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024
E N's avatar
E N

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025
Kevin S's avatar
Kevin S

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

So easy

5
Really easy to use, can be used in most stores and great payment reminders Reviewed on: 13th June 2022

Very easy to use and understand, sensible credit rat...

5
Very easy to use and understand, sensible credit rates,pay in 3 helps with daily living and budgets, always helpful when you ring with enquiries Reviewed on: 17th June 2024

Good service

5
Never had issues really only once but had it sorted in mins over phone with them Reviewed on: 17th June 2024

PayPal credit is handy when you need something that...

5
PayPal credit is handy when you need something that you don’t quite have the money to buy at the time then you can pay it back at the rate that suits your pocket. Reviewed on: 17th June 2024

Never any issues at all.

5
Never any issues at all. Always use PayPal credit. Safest and easiest way to pay Reviewed on: 17th June 2024

Some good 0% finance offers.

5
Some good 0% finance offers. Easy to use app Reviewed on: 17th June 2024

Excelente

5
And unique experience and I wouldn’t trade it for anything Reviewed on: 17th June 2024

Happy with the service and I will recommend to famil...

5
Happy with the service and I will recommend to family and friends Reviewed on: 17th June 2024

Paypal is truly excellent

5
I have used Paypal credit and Pay in 3 many, many times and have found it both easy and efficient to arrange. Making payments and tracking my account is also easy on the highly intuitive app. Reviewed on: 17th June 2024

Paypal is so convenient.

5
Paypal has always been so convenient and simple to use. It is accepted almost everywhere. I just wish Amazon.co.uk would add PayPal. Reviewed on: 17th June 2024

Valued service.

5
Readily accepted easily accessible payment method with no noteable drawbacks. Reviewed on: 17th June 2024

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