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PayPal: PayPal Credit reviews

4.90
Based on 103,648 reviews, last reviewed 10th May 2026
2436550% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use but 0% interest ending could be clearer Easy to use but could be clearer on which purchases have or are running out of the 0% interest free 4 months. This could be made clearer with a progr... Read more Reviewed on: 10th May 2026
Tiana's avatar
Tiana

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (103648)

Great expriences

5
Great expriences with Paypal easy to use and with Paypal+ even easier Reviewed on: 10th May 2026

Amazing!

5
Amazing! Always been a user for the quick transactions. Reviewed on: 10th May 2026

Number one for my purchases

5
It’s my go to for any purchases with great payment options and secure transactions Reviewed on: 10th May 2026

Simply works, affordable.

5
Simply works, affordable. Always there for emergency purchase. Reviewed on: 10th May 2026

More than 20 years of good experience.

4
More than 20 years of good experience. Over 100s of transactions. One time only dissatisfied with resolution. Over very good experience Reviewed on: 10th May 2026

Easy to use across lots of websites.

5
Easy to use across lots of websites. The pay in three is particularly good for easily splitting costs. Reviewed on: 10th May 2026

Very easy transactions.

5
Very easy transactions. Easy app to use. Would always use paypal Reviewed on: 10th May 2026

Super motivated

5
Awesome Superb Supporting make strong Reviewed on: 10th May 2026

Paypal makes things easy

5
I use paypal for all online transactions, it's easy, the safety aspect means less stress and paypal credit giving 4 months interest free credit on payments over £100 makes it easier to budget when things go wrong. Reviewed on: 10th May 2026

I ve using paypal for years and i ve been reciving e...

5
I ve using paypal for years and i ve been reciving excelent service and not forget that you can use it in almost everything what is in online Reviewed on: 10th May 2026

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