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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Best help

Useful Help when I need and a convenient time to payback Reviewed on: 12th June 2025

Smooth Ride with PayPal Credit

Initially I was struggling to get PayPal Credit but as soon as I qualified everything went through smoothly Reviewed on: 12th June 2025

Never had an issue with PayPal.

Never had an issue with PayPal. All my transactions have been troublé free so far Reviewed on: 12th June 2025

Safe, secure, convenient

Never any issues, the money I keep in there feels safe and secure. As someone who often uses PayPal to do TCG trading with friends it’s the best way to easily move money from person to person without concerning myself with bank details or giving any personal details I don’t want to give. Reviewed on: 12th June 2025

Modern app, easy to use the service.

Modern app, easy to use the service. Reviewed on: 12th June 2025

Really good and reliable, a trustworthy name

Really good and reliable, a trustworthy name Reviewed on: 12th June 2025

incredible!

so far i have had no problems using paypal and have received prizes and profit from using their services Reviewed on: 12th June 2025

PayPal makes my shopping experience alot easier.

PayPal makes my shopping experience alot easier. I always pay with PayPal with the reassurance that I am covered Reviewed on: 12th June 2025

Amazing application.

Amazing application. An amazing credit builder and super easy to use Reviewed on: 12th June 2025

Strangely close people accounts any reason

Strangely close people accounts without any reason Reviewed on: 12th June 2025

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