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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Great customer service

5
Great customer service with good access to helpful human beings who are well trained and pleasant to deal with. I also like the fact that PayPal is secure and that I can question them about purchases where I have questions or problems. Reviewed on: 16th July 2026

Easy to use and very user friendly

5
Easy to use and very user friendly Reviewed on: 16th July 2026

My go to payment gateway

5
My go to payment gateway, safe, lots of options and I especially like the interest free 3 payment opion Reviewed on: 16th July 2026

Only used once but I am sure I will use again due to...

5
Only used once but I am sure I will use again due to how safe PayPal is to use Reviewed on: 16th July 2026

Paypal is so easy to use, and very safe.

5
Paypal is so easy to use, and very safe. I would always be my prefers payment option. Reviewed on: 16th July 2026

Fast, Secure, and Reliabl

5
I had a great experience using PayPal. The platform is easy to use, transactions are fast, and I feel secure when sending and receiving payments. Customer support was helpful whenever I needed assistance. Overall, I highly recommend PayPal for online payment Reviewed on: 16th July 2026

Highly recommend paypal credit

5
Any problems with products bought paypal have helped 100 percent to get things fixed. Its great knowing I have the PayPal credit there to use if needed. I would definitely recommend applying for paypal credit. Reviewed on: 16th July 2026

It comes in handy in times of trouble.

5
It comes in handy in times of trouble. It’s helped me a lot and knowing that I can pay it back slowly with breaking my account Reviewed on: 16th July 2026

When I need fresh money something I use PayPal

5
When I need something I use PayPal Reviewed on: 16th July 2026

Easy to use.

5
Easy to use.. and plenty if options with regards tyoes of credit with free interest deals Reviewed on: 16th July 2026

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