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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

I've always used PayPal ever since I started using e...

5
I've always used PayPal ever since I started using eBay many years ago. I always use it to transfer money to friends for a fast easy transaction. Reviewed on: 12th June 2025

Very helpful with spreading the cost

5
Very helpful with spreading the cost Reviewed on: 12th June 2025

Earning on line

5
I sell my films and music on line and PayPal is a big help. Reviewed on: 12th June 2025

I have had a couple of issues when it’s come to my a...

5
I have had a couple of issues when it’s come to my account and taking money for my credit direct debt. After one phone call I was reassured that everything was okay and there was no need to worry. Everything was handled swiftly and was sorted in 48 hours with no damages to my credit rating. Reviewed on: 11th June 2025

Nothing bad to say, PayPal have even credited me whe...

5
Nothing bad to say, PayPal have even credited me when a company has caused me to lose money before! Reviewed on: 11th June 2025

Very good and easy to use , would reccommend for oth...

5
Very good and easy to use , would reccommend for others as it not hard to navigate espcially as i struggle to understand how to use apps sometimes due to my dsleyia Reviewed on: 11th June 2025

I love PayPal so much I use more than my...

5
I love PayPal so much I use more than my bank Reviewed on: 11th June 2025

4 months to pay for airtickets

5
Its unbelievable paypal giving interest free credit for the lowest airline tickets purchase Reviewed on: 11th June 2025

Excellent service and very helpfull

5
Excellent service and very helpfull Reviewed on: 11th June 2025

Heard really good things about Paypal credit and I r...

5
Heard really good things about Paypal credit and I recommend it to friends, family and clients. Reviewed on: 11th June 2025

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