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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145392 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145392)

I have always had an excellent experience with PayPa...

I have always had an excellent experience with PayPal and PayPal credit. Any disputes are handled in a timely manner and the customer service is always great. The offers available are also good. Reviewed on: 25th June 2026

Excellent service, highly recommended

Excellent service, highly recommended Reviewed on: 25th June 2026

Credit Interest

In terms of credit, I do like the fact that purchases over £100 automatically apply for 4 months interest free, meaning in the event I do want that little extra time to pay off a larger purchase I do have, whilst also being able to just pay it when I feel like it. Reviewed on: 25th June 2026

All great and most convenient

All great and most convenient. I love it Reviewed on: 25th June 2026

Money and access

It’s fine but old fashioned needs to be less centralized and open to unbanked people Reviewed on: 25th June 2026

Reliable safe service

Reliable safe service. A peace of mind to no your money is safe if anything bad happens Reviewed on: 25th June 2026

Great system

Very easy to use, gives you that little bit more freedom when it comes to spending. Reviewed on: 25th June 2026

Great customer service,easy to deal with and very he...

Great customer service,easy to deal with and very helpfull Reviewed on: 25th June 2026

Very easy to use and widespread availabilty makes it...

Very easy to use and widespread availabilty makes it my go to Reviewed on: 25th June 2026

It’s great and easy

It’s great and easy to setup and very clear Reviewed on: 25th June 2026

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