Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

View other PayPal products

4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181134)

The GOAT

It works globally and that is the best part. Reviewed on: 16th July 2026

Helps to budget for more expensive items .

Helps to budget for more expensive items . Easy to use Reviewed on: 16th July 2026

Very good, really simple to use and I’ve been very h...

Very good, really simple to use and I’ve been very happy with the service Reviewed on: 16th July 2026

The credit is good, the card is simple.

Having 3 months credit is great, however we can't use many balance transfer cards to pay off thge balance when due. Makes money playing a little more complicated Reviewed on: 16th July 2026

Good company with your money protected plus lot more...

Good company with your money protected plus lot more online shops using your bank Reviewed on: 16th July 2026

I have a very good experience with PayPal.

I have a very good experience with PayPal. I never used the costumer services because everything worked well Reviewed on: 16th July 2026

Fantastic service, great app, and super easy to use...

Fantastic service, great app, and super easy to use and keep track of your account. This has become my go to credit card. Reviewed on: 16th July 2026

Has been an absolute amazing payment gateway.

Has been an absolute amazing payment gateway. Reviewed on: 16th July 2026

Brilliant!

My experience with paypal credit has been great. I can pay it montly and I can pay paypal credit in store now as well. It's been brilliant! Reviewed on: 16th July 2026

Good customer services.

Good customer services. Very helpful in solving any issues Reviewed on: 16th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101291 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub