Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

View other PayPal products

4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Good and easy to use and free confident for any onli...

Good and easy to use and free confident for any online payment. Reviewed on: 18th May 2024

my finances.

PayPal gives me the option to spread my finances out. Reviewed on: 17th June 2024

Never had any issues great service

Never had any issues, excellent service Reviewed on: 17th June 2024

On the day I needed it most, PayPal was there to hel...

On the day I needed it most, PayPal was there to help me Reviewed on: 17th June 2024

Easy to use!

Easy to use! Helpful customer service, great buyer protection Reviewed on: 17th June 2024

Amazing - easy to use.

Amazing - easy to use. Very facilitating and a great app Reviewed on: 17th June 2024

I use PayPal on a weekly basis

I use PayPal on a weekly basis and have found it the easiest and financially best way to be. Reviewed on: 17th June 2024

Always rely on PayPal

Always rely on PayPal it's a great service Reviewed on: 17th June 2024

Fast payment and super quality service from staff .

Fast payment and super quality service from staff . Reviewed on: 17th June 2024

Fantastic and very handy .

Fantastic and very handy . Always good too put funds out of the way or to even use the PayPal credit Reviewed on: 17th June 2024

Paypal is good if you don’t want to use credit cards

Paypal has helped me build up my credit score, without a credit card. It helps me pay off things in a good time as a student. Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Freedom Rewards Credit Card
from Barclaycard 3.93 from 60 reviews
Credit Card
from Zopa 4.93 from 35312 reviews
Avios Credit Card
from TSB 3.79 from 18 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub