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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

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4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Excellent very happy I love Paypal

Excellent very happy I love Paypal Reviewed on: 3rd June 2024

Never had any issues and makes all of my transaction...

Never had any issues and makes all of my transactions 10 times safer Reviewed on: 17th June 2024

It was a very smooth experience with no stress

It was a very smooth experience with no stress Reviewed on: 17th June 2024

Love it! Brilliant way to build credit score

Pay pal credit is a great credit score builder, I started off with low credit but eventually built it up over time by using pay pal credit. I really like that they update you on if you can have extra credit amount and it’s not pushy. Also love it because it’s all done through the app. Reviewed on: 17th June 2024

Simple and quick...

Simple and quick. Good deals, competitive and convenient Reviewed on: 17th June 2024

Always reliable

PayPal have always sorted any issues that I have had, and are usually, very verulamium good. Reviewed on: 17th June 2024

PayPal proper people proper terms and conditions.

Paper has always been a great experience and always been on top of it. We have customer service and any problems they always favour the customer which is about time that people did very pleased the service and customer service Reviewed on: 17th June 2024

Quick and easy to apply

Quick and easy to apply for, it has come in handy for making bigger purchases online and spreading the cost over a few months. Easy to keep track of your credit in the PayPal app. Reviewed on: 17th June 2024

Very user friendly.

Very user friendly. Quick to load, easy to usE Reviewed on: 17th June 2024

I like having time to pay, it gives me freedom to bu...

I like having time to pay, it gives me freedom to buy things I need Reviewed on: 17th June 2024

I've been able to use the service to buy large items...

I've been able to use the service to buy large items when I've not had the money readily available Reviewed on: 17th June 2024

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