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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145444 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145444)

Safeguard

I have had nothing but good experiences. It is the best way to make sure you are not being scammed. Also there are benefits, eg paying in three instalments, also earning cash back. Reviewed on: 25th June 2026

Very good always happy Geoff clark

Very good always happy service is brilliant at all times all ways happy to help the customer Reviewed on: 25th June 2026

I like using PayPal, a lot.

I like using PayPal, be it normally, PayPal Credit or pay in three. All of these products served me very well. I am able to see my balances at a glance and if things don't go as planned the support is usually there to help me. Reviewed on: 25th June 2026

4months interest free

4months interest free credit, what’s not to like about that Reviewed on: 25th June 2026

So far it has been easy.

So far it has been easy. Interest free 36 months made buying a new phone possible. Reviewed on: 25th June 2026

PayPal is great;

PayPal is great; I feel financially secure. It’s easy, fast, and hassle-free. Reviewed on: 25th June 2026

PayPal is secure

PayPal is easy to navigate and quick to respond to any questions you may have. It is a very secure way of paying for goods and gives you protection. I have been using PayPal for many years and will continue to do so. Reviewed on: 25th June 2026

Always there, always easy and ever evolving to bette...

Always there, always easy and ever evolving to better suit customers. Reviewed on: 25th June 2026

I have always used PayPal,

I have always used PayPal, it’s a safe and secure way to purchase items , very easy to deal with if any problems arise. Reviewed on: 25th June 2026

Paypal is Quick and easy to sort out thank you smart...

Paypal is Quick and easy to sort out thank you smart money people Reviewed on: 25th June 2026

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