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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,045 reviews, last reviewed 11th May 2026
2454900% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and easy to use. Very good and easy to use. Never had any issues Reviewed on: 11th May 2026
Laura M's avatar
Laura M

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104045)

I use PayPal credit for big or small purchases and t...

5
I use PayPal credit for big or small purchases and they are very generous with how much they give you Reviewed on: 10th May 2026
Pink_Demon's avatar
Pink_Demon

PayPal experience

5
Excellent service provided, no hassle whatsoever Reviewed on: 10th May 2026
Lewis 's avatar
Lewis

Really easy to use and feel secure from fraud

5
Really easy to use and feel secure from fraud Reviewed on: 10th May 2026
Claire P's avatar
Claire P

Always smooth transactions.

5
Always smooth transactions. Never had a problem with this service. Reviewed on: 10th May 2026
Karen 's avatar
Karen

Easy from start to finish.

5
Easy to do and simple to use. Helped me when i needed credi5 and the terms and conditions are clear. Reviewed on: 10th May 2026
Matt Poole's avatar
Matt Poole

Easy and straightforward, no hidden small print.

5
Easy and straightforward, no hidden small print. Reviewed on: 10th May 2026
Ajay M's avatar
Ajay M

Never had any problems with credit, interest rates a...

5
Never had any problems with credit, interest rates are fair. Easy to pay back. Always deal with fraud well Reviewed on: 10th May 2026
Martin C's avatar
Martin C

So easy to use both online and in store with their n...

5
So easy to use both online and in store with their new Mastercard which can be used online and in store. Giving you the convenience and the confidence that PayPal brings to everyday transactions. I use it on most transactions and the bonus is with PayPal + points are added with each transaction to give you a little added bonus. Well done PayPal. Reviewed on: 10th May 2026
Kaye's avatar
Kaye

Really easy to use and navigate through to use servi...

5
Really easy to use and navigate through to use services. Reviewed on: 10th May 2026
Andrew P's avatar
Andrew P

So easy to use great at keeping you updated too

5
So easy to use great at keeping you updated too Reviewed on: 10th May 2026
Rebecca L's avatar
Rebecca L

Review PayPal: PayPal Credit now

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