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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145431 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145431)

Easy service

Easy to use trustworthy service with payment options Reviewed on: 25th June 2026

I’m thankful PayPal helped when no one else would su...

I’m thankful PayPal helped when no one else would support my small business Reviewed on: 25th June 2026

So easy to use

So easy to use great that it's linked to all my accounts and fabulous to have the three month credit over purchase of £100 really helpful and useful Reviewed on: 25th June 2026

I have used PayPal credit for flexibility.

I have used PayPal credit for flexibility. I wish they could do the interest free for a little longer than 3 months, bit it is still very good. Reviewed on: 25th June 2026

Easily accessible and able to use anywhere.

Easily accessible and able to use anywhere.. allows you to pay in a safe way without exposing yourself to fraud. Reviewed on: 25th June 2026

I've had a great experience using PayPal Credit.

I've had a great experience using PayPal Credit. The application process was simple, payments are easy to manage, and having the flexibility to spread the cost of purchases has been really helpful. The online account is straightforward to use, and everything has worked smoothly for me so far. I'd happily recommend PayPal Credit to others looking for a convenient payment option. Reviewed on: 25th June 2026

Security

Ease of use and security wouldnt use any other provider Reviewed on: 25th June 2026

I am able to manage my money easily with PayPal , th...

I am able to manage my money easily with PayPal , the app is easy to use, I like the fact I can buy a item and pay over a few months Reviewed on: 25th June 2026

PayPal- convenient easy and secure

PayPal is so convenient and safe- pay in 3 is a life saver sometimes and with PayPal credit available on Apple Pay- I can use PayPal virtually anywhere I shop. 10/10 Reviewed on: 25th June 2026

Easy to use, breakdown of cost is explained well.

Easy to use, breakdown of cost is explained well. App is great for keeping ontop of payments. Reviewed on: 25th June 2026

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