Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103994 reviews)

View other PayPal products

4.90

Based on 103,994 reviews, last reviewed 11th May 2026

2452550% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

When I have experienced any issues PayPal have alway... When I have experienced any issues PayPal have always been quick to help and resolve them. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103994)

PayPal has been without doubt always fair if dispute...

PayPal has been without doubt always fair if disputes have been raised. Reviewed on: 10th May 2026

Very straightforward process.

Very straightforward process. I got confirmed easily Reviewed on: 10th May 2026

0% interest offer is great.

Really like the 0% interest for 4 months when spending over £100. Also liking the virtual card. Reviewed on: 10th May 2026

I have used PayPal over 10?

I have used PayPal over 10?years. I have confidence in it as they have resolved a few issues for me including my account being Spammed and guided me through the process. Reviewed on: 10th May 2026

Real Happy about this opportunity

Real Happy about this opportunity Reviewed on: 10th May 2026

Easy to use preferred method of online transactions...

Easy to use preferred method of online transactions , its as simple as that Reviewed on: 10th May 2026

Easy to use but 0% interest ending could be clearer

Easy to use but could be clearer on which purchases have or are running out of the 0% interest free 4 months. This could be made clearer with a progress chart to demonstrate how long each payment has before reaching end of 0%. Reviewed on: 10th May 2026

Good and fast service now i am going to use pay pal...

Good and fast service now i am going to use pay pal on the daily basis Reviewed on: 10th May 2026

Whenever I have had a reason to contact PayPal custo...

Whenever I have had a reason to contact PayPal customer services, I have always been met with support, understanding and a strong urge to resolve my issue. Reviewed on: 10th May 2026

Its Paypal, best usage for buyjng on internet in my...

Its Paypal, best usage for buyjng on internet in my personal opinion. Reviewed on: 10th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49140 reviews
Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub