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PayPal: PayPal Credit reviews

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4.90
Based on 104,128 reviews, last reviewed 11th May 2026
2458800% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I enjoy the ease of use and customer service I enjoy the ease of use and customer service Reviewed on: 11th May 2026
Ian T's avatar
Ian T

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104128)

I have always from paypal great .

5
I have always from paypal great . I even have credit with them. Reviewed on: 10th May 2026
Sara W's avatar
Sara W

good help

5
have used PayPal on lots of occasions with no complaints Reviewed on: 10th May 2026
Thomas murchison 's avatar
Thomas murchison

Easy to use

5
Very easy to use, secure, easy to set up and manage direct debits Reviewed on: 10th May 2026
Andrew J's avatar
Andrew J

Easy to use and peace of mind against scammers

5
Easy to use and peace of mind against scammers Reviewed on: 10th May 2026
Dagmar B's avatar
Dagmar B

Thumbs up!

5
So far, I’ve not encountered any problem. Pay in 3 or over a period of time has made it easier to purchase things! Reviewed on: 10th May 2026
RS 's avatar
RS

Never had an issue, always prompt

5
Never had an issue, always prompt Reviewed on: 10th May 2026
Shane L's avatar
Shane L

Super convenient and easy to manage

5
I’ve had a really positive experience using PayPal Credit. It’s made larger purchases much more manageable with the flexible payment options and promotional offers. The application process was straightforward, checkout is quick, and everything is easy to track through the app. I especially like how convenient it is when shopping online, as PayPal is accepted on so many websites. Payments are simple to make, statements are clear, and I’ve found the whole service reliable and user friendly. Overall, it’s been a great tool for helping me spread costs when needed while staying in control of my finances. Reviewed on: 10th May 2026
Nikki's avatar
Nikki

Was easy to use, simple to pay off.

5
Was easy to use, simple to pay off. Reviewed on: 10th May 2026
Lana's avatar
Lana

Ease of payment - no hassle.

5
Ease of payment - no hassle. It allows you take the element of having to pay in full at point of purchase. Reviewed on: 10th May 2026
Anthony E's avatar
Anthony E

I love the easy checkout and the PayPal app especial...

5
I love the easy checkout and the PayPal app especially for managing my credit Reviewed on: 10th May 2026
Clare B's avatar
Clare B

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