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PayPal: PayPal Credit reviews

4.73
Based on 181,134 reviews, last reviewed 25th Aug 2026
2% increase in 5 star reviews
in the past 90 days
12% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026
Belinda R's avatar
Belinda R

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181134)

Easy to navigate website.

5
Easy to navigate website. Very helpful to borrow and pay back credit in installments. Quick to apply for credit safely and secure from scammers. Reviewed on: 15th July 2026

All ways ready to help

5
When I have had a question about my credit and phoned PayPal and spoke to a Human they have answered my questions very well, honestly and been curious. I have known where I stood. This is far from the case with most other companies you deal with Reviewed on: 15th July 2026

I have nothing negative to say.

5
I have nothing negative to say. PayPal has allowed me to shop more freely and securely. Reviewed on: 15th July 2026

It’s great service.must use it. Peace of mind.

5
It’s great service. never had problem. Reviewed on: 15th July 2026

Always there.

5
Always there when I need it. Whether it’s a need or desire. PayPal has always been the best way to get a handle on things. Thanks PayPal and also you have the confidence knowing that your protected on purchases. Reviewed on: 15th July 2026

I feel safe purchasing through PayPal online

5
I feel safe using PayPal because there are too many scams out in the world. Any issues I have had with purchases, are dealt with quickly. PayPal is my chosen payment for purchasing online Reviewed on: 15th July 2026

Excellent service

5
Very easy to use and great for when I’m a little short and need a little bit longer to pay Reviewed on: 15th July 2026

Brilliant service

5
Very easy to set up account and accepted for PayPal credit. Reviewed on: 15th July 2026

Paypal is good application i like it.

5
Paypal is good application i like it. Reviewed on: 15th July 2026

One of the best paypl the best way to help me just p...

5
One of the best paypl the best way to help me just paypl Reviewed on: 15th July 2026

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