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PayPal: PayPal Credit reviews

4.91
Based on 30,760 reviews, last reviewed 27th Apr 2025
200% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love 0% for 4 months 0.% for 4 months is fabulous. I can get this every time I pay for items above £99 Reviewed on: 18th April 2025
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Ed G

Latest lowest rating:

1

Incredibly underhanded and sneaky way of conducting... Incredibly underhanded and sneaky way of conducting a business. I set up a credit agreement with PayPal Credit on the condition that they would take p... Read more Reviewed on: 27th April 2025
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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30760)

Review of the PayPal, PayPal Credit:

Safe and easy to pay online.

5
Safe and easy to pay online. Nice to be able to spread the cost of larger purchases. And if you have any problems the customer service team is always ready to help Reviewed on: 15th June 2024

Couldn’t be without it

5
Reliable, safe, been using it for years and i am very happy with it Reviewed on: 17th June 2024

Charged fees wrongly.

1
Charged fees wrongly. Some staff are rude & long waits to get sorted Reviewed on: 17th June 2024

Excellent service.

5
Excellent service. Prompt refunds. Supportive with issues with purchases Reviewed on: 17th June 2024

Efficiency and reliability.

5
Efficiency and reliability. Helps financially and provides convenience in purchasing. Reviewed on: 17th June 2024

Great app, easy to use and clear notifications

5
Great app, easy to use and clear notifications Reviewed on: 17th June 2024

Easy to use website/app and to keep check on purchases.

4
Easy to use website/app and to keep check on purchases.However, complex sign in process. Reviewed on: 17th June 2024

Reliable credit

5
I always can rely on PayPal credit I enjoy the flexibility of it Reviewed on: 17th June 2024

Easy to use, widely accepted

5
Easy to use, no ridiculous fees, accepted by most websites that take standard PayPal payment. Options to pay with credit or setup a pay over 3 month option. Easy to track in the PayPal app too which means it's easy to keep into of the spending and repayments. Reviewed on: 17th June 2024

I can always rely on Paypal.

5
I can always rely on Paypal. they dont mess about if you have a problem. Reviewed on: 17th June 2024

Reliable and convenient for shopping

5
Reliable and convenient for shopping Reviewed on: 17th June 2024

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