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PayPal: PayPal Credit reviews

4.91
Based on 47,667 reviews, last reviewed 28th May 2025
1554600% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal can be trusted! Paypal has been my trusted go to for online payments for over 10 years and my experience has always been positive. Also, PayPal credit flexible monthl... Read more Reviewed on: 28th May 2025
Martha O's avatar
Martha O

Latest lowest rating:

1

Paypal needs a overhaul and simplyfy the whole process PayPal credit is not as simple to use or view and manage as other. Even when it comes to make payments the process is very long and complicated which ... Read more Reviewed on: 28th May 2025
S a's avatar
S a

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (47667)

Review of the PayPal, PayPal Credit:

Reliable and convenient for shopping

5
Reliable and convenient for shopping Reviewed on: 17th June 2024

Paypal can be trusted!

5
Paypal has been my trusted go to for online payments for over 10 years and my experience has always been positive. Also, PayPal credit flexible monthly payments, Interest free, low payments have been a life saver. Reviewed on: 28th May 2025

Always easy, quick and very clear process

5
Always easy, quick and very clear process Reviewed on: 28th May 2025

My go to for purchases on line and for selling items .

5
My go to for purchases on line and for selling items . I use PayPal for buying through eBay ,Etsy etc as it is safe & secure. It is a good way to stay in control of your spending the credit limit starts off low and an increase is offered when you show you can manage responsibility but you don't have to accept so you are in control unlike some others who raise the credit limit without your consent. It helps improve your credit rating by showing you spending and repaying in a responsible manner. It is my go to for purchases on line . And now with the added bonus of tracking facility for your purchases makes it a great all round app. Reviewed on: 28th May 2025

Paypal credit is just amazing

5
PayPal credit's awesome! Their credit limit is a lifesaver for budgeting, and there are zero hidden fees. Reviewed on: 28th May 2025

PayPal is an easy and effective payment method.

5
PayPal is an easy and effective payment method. I would choose the 4 months interest free rather than using my credit card. Reviewed on: 28th May 2025

Flexible monthly payments.

4
Flexible monthly payments. Interest free, low payments .easy accessible customer service contact. I would like improvement in refunds/disputes it's too long and drawn out. Reviewed on: 28th May 2025

Perfect with everything, over the years very good ex...

5
Perfect with everything, over the years very good experience. And highly recommended Reviewed on: 28th May 2025

PayPal have been easy to contact and always great su...

5
PayPal have been easy to contact and always great support Reviewed on: 28th May 2025

Good service

5
I have always use paypal for paying for things and and use paypal credit too. It's easy to use without any problems. Reviewed on: 28th May 2025

easy to use, clear and great products offered

5
easy to use, clear and great products offered Reviewed on: 28th May 2025

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