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PayPal: PayPal Credit reviews

4.90
Based on 59,583 reviews, last reviewed 12th Apr 2026
808500% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It gives me the time to pay for my purchases in ins... It gives me the time to pay for my purchases in instalments and take’s the pressure of me. I find it easier to use to pay for my purchases online and... Read more Reviewed on: 12th April 2026
Julie G's avatar
Julie G

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (59583)

Perfect!

5
Perfect! Always happy with PayPal services Reviewed on: 28th May 2024

PayPal is great

5
PayPal makes it easier to pay for goods on the Internet Reviewed on: 28th May 2024

Game changer

5
Available to use in times of challenges and is reliable and safe for any online purchases. Reviewed on: 28th May 2024

It’s been great, checking out with PayPal credit is...

5
It’s been great, checking out with PayPal credit is a breeze and I have never had issues with my transactions Reviewed on: 28th May 2024

Great credit option

5
PayPal credit is simple easy to use and offers a great credit option for those who use PayPal. Reviewed on: 28th May 2024

Excellent and very good everything.

5
Excellent and very good everything. Reviewed on: 28th May 2024

Great services easy to use, great tools for budgetin...

5
Great services easy to use, great tools for budgeting for a single parent Reviewed on: 28th May 2024

convenient and easy

5
Always so convenient and easy to receive payments Reviewed on: 28th May 2024

Always been a great help!

5
Always been a great help when needing to buy something urgent Reviewed on: 28th May 2024

PayPal is Good

5
Good but could do with more credit limit Reviewed on: 28th May 2024

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