Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173045 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173069)

PayPal is easy to use and always at hand.

PayPal is easy to use and always at hand. App is easily accessible. Reviewed on: 8th June 2026

PayPal is a reliable and efficient service, I use Pa...

PayPal is a reliable and efficient service, I use PayPal frequently and have never had any issues with the platform. I prefer PayPal as there is an added layer of security incase there are any issues with a transaction. Overall, I am happy to recommend PayPal. Reviewed on: 8th June 2026

Always very helpful, no matter what the situation

Always very helpful, no matter what the situation Reviewed on: 8th June 2026

Very reliable service and good rates.

Very reliable service and good rates. Reviewed on: 8th June 2026

Easy to use

Straightforward process, easy to understand and to use. Perfect Reviewed on: 8th June 2026

Perfect service, immediately helps

Perfect service, immediately helps Reviewed on: 8th June 2026

Good very good

Good very good value and services. Customer service is fantastic. I would highly recommend the service to friends and family. Reviewed on: 8th June 2026

Very easy to use and convenient way to pay for goods...

Very easy to use and convenient way to pay for goods or send money to friends or family. Reviewed on: 8th June 2026

Handy and convenient for purchases and on line, apps...

Handy and convenient for purchases and on line, apps good Reviewed on: 8th June 2026

easy simple no problem to apply and use online.

easy simple no problem to apply and use online. so far no issues noted Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Payments
from PayPal 4.70 from 3837 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95645 reviews
Payments
from PayPal 4.70 from 3838 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub