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PayPal: PayPal Credit reviews

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4.90
Based on 59,547 reviews, last reviewed 12th Apr 2026
805400% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to transact with and good options for payments. Easy to transact with and good options for payments. Reviewed on: 12th April 2026
Luke Jackson's avatar
Luke Jackson

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59547)

I've had PayPal for over 10 years

5
I've had PayPal for over 10 years and been excellent. Helpful when needed refunds from eBay. Reviewed on: 28th May 2024
Scott R's avatar
Scott R

VALUE FOR MONEY

5
I've had it for over a year now definitely helps with large amount of purchases. Reviewed on: 28th May 2024
Safina Q's avatar
Safina Q

Superb...No problems at all

5
I've never had any problems whatsoever with PayPal,on the contrary they've been very helpful when I've had any issues. Using it is quick and easy and has helped me to renovate and decorate my home,I've been able to purchase those little things that make a house a home, Also I've been able to provide extras for my pets,2 dogs and 4 budgies! Reviewed on: 28th May 2024
Lynn H's avatar
Lynn H

Brilliant 0% finance offers and super helpful when I...

5
Brilliant 0% finance offers and super helpful when I had a dispute Reviewed on: 28th May 2024
Amelia P's avatar
Amelia P

Always use PayPal, never an issue

5
Always use PayPal, never an issue Reviewed on: 28th May 2024
Jason W's avatar
Jason W

Seamless integration with third party and no hassle pay

5
Seamless integration with third party and no hassle pay Reviewed on: 28th May 2024
Umesh Thakur's avatar
Umesh Thakur

Great company.

5
I've never had a problem, when contacting customer service they always get back to me fast. Reviewed on: 28th May 2024
Hayley f's avatar
Hayley f

Very good nice ai hope ai more aff You

5
Very good nice ai hope ai more aff You Reviewed on: 28th May 2024
Ionut C's avatar
Ionut C

Paypal easy to use

5
Easy to use app, great platform and straight forward to pay for items Reviewed on: 28th May 2024
LeAnn Arrowsmith's avatar
LeAnn Arrowsmith

PayPal credit is very helpful but need improvements

5
PayPal credit is helpful with my finances allowing purchases above £99.00 to be spread and paid back in up to four installments without interest. However, despite effective in disputes, PayPal customer services is not great for assisting increase of credit limits requests. Reviewed on: 28th May 2024
Evilasio 's avatar
Evilasio

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