Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal is good for spreading the cost without paying...

Paypal is good for spreading the cost without paying interest. Reviewed on: 9th June 2026

Easy to use with no hidden extras

Easy to use and easy to understand, with no hidden extras Reviewed on: 9th June 2026

Good service

It’s a good service that is easy to set up and use. Also like the protection it gives you when paying for an item Reviewed on: 9th June 2026

Helps with boosting my credit score.

I found it easy to use and makes big payments easy with the pay in 3 scheme. Reviewed on: 9th June 2026

A pleasure to deal with always offers available to s...

A pleasure to deal with always offers available to suit everyone Reviewed on: 9th June 2026

Pay pal is a great platform easy to use

Pay pal is a great platform easy to use Reviewed on: 9th June 2026

Easy way to pay in 4 months free of interest

Easy way to pay in 4 months free of interest something that you buy that is more than £100. It's my favourite way of pay, instead of using my credit card Reviewed on: 9th June 2026

Honest opinion.

No complaints whatsoever and sort out problems in minimal time this leaving YOU stress free . Reviewed on: 9th June 2026

So far good.

So far good. It is easy and convenient. Has many options to pay. Reviewed on: 9th June 2026

Excellent service and trendy in line with the market...

Excellent service and trendy in line with the market dynamics Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub