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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173240)

5 stars for PayPal

5
Never any problems with transactions, lots of options to make payments, good clear user interface on app Reviewed on: 8th June 2026

Paypal reliability is topnotch

5
Paypal has really been a good experience in terms of my finance. 4 months of free credit and quite reliable service. Reviewed on: 8th June 2026

Paypal credit has always been a lifesaver when i don...

5
Paypal credit has always been a lifesaver when i don't have the money to spend on essential items. Especially when there’s zero percentage interest if you payback within the given timeframe. Reviewed on: 8th June 2026

PayPal no1

5
using pay pal is easy , simply ang helpful Reviewed on: 8th June 2026

Easy to use

5
Paypal credit is so easy to use and the pay in 3 as well as interest free installments with sellers like Samsung make such a difference Reviewed on: 8th June 2026

Flexible 0% Interest Installments

5
I am able to pay any purchase above £100 into 4 installments, which is very helpful. Flexible payment without interest is always good for me. Reviewed on: 8th June 2026

A Safe and Convenient Way to Pay Online

5
I've been using PayPal for years and find it to be one of the easiest and most secure ways to make payments online. It allows you to shop without sharing your bank or card details with every website you use, adding an extra layer of security. PayPal is quick to set up, accepted by millions of retailers worldwide, and makes sending money to friends and family simple. The buyer protection scheme also provides added peace of mind when purchasing items online. Whether you're shopping, selling, or transferring money, PayPal offers a reliable and user-friendly service that takes much of the hassle out of online payments. Reviewed on: 8th June 2026

Paypal is the exception for genuine relationship eit...

5
Paypal is the exception for genuine relationship eith their customers by being proffessional and thorough at the same time.Got to the core of issues many times,faultless to the end of solving what seemed the unsolvable Reviewed on: 8th June 2026

Easy to use, cost effective

5
Easy to use, helped when there was a dispute, cost effective Reviewed on: 8th June 2026

PayPal credit every time

5
Easy, straightforward, customer friendly. Reviewed on: 8th June 2026

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