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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Love paypal

Love paypal especially more so now with the newest rewards scheme they have set up I Use it for every purchase i make Reviewed on: 9th June 2026

PAYPSL APP

The PayPal APP really easy to use. Reviewed on: 9th June 2026

They have helped me when I have bought things that h...

They have helped me when I have bought things that have not been delivered,I have got my money back. Reviewed on: 9th June 2026

Great Customer Service

I have used PayPal for 5 years now, and have always been satisfied with the customer service. I have never had problems with using PayPal and any questions I have regarding my account, the team always go above and beyond to help me. Reviewed on: 9th June 2026

Flexible payment for online shopping

Flexible payment for online shopping Reviewed on: 9th June 2026

i’ve only had positive experiences with paypal.

i’ve only had positive experiences with paypal. they make it easy to make payments in the best way that suits me. Reviewed on: 9th June 2026

Great service

Great service and way to save money Reviewed on: 9th June 2026

Easy To Do Business With

I often use Pay pal credit for larger purchases i find their website easy to use Reviewed on: 9th June 2026

Nothing but great.

Nothing but great. Easy and quick to do and transparent Reviewed on: 9th June 2026

Although it was easy to apply for PayPal Credit, I f...

Although it was easy to apply for PayPal Credit, I feel they also took care to ensure they were protecting me, making sure I was not being coerced into debt and that I was not taking on debt that I would struggle to pay. Using PayPal Credit online is so straightforward. I have used 'Pay in 3' and the virtual credit card as these offer additional protection for more expensive purchases.I really wouldn't hesitate to recommend PayPal Credit. Reviewed on: 9th June 2026

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