Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173324 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173385)

Money goes straightaway no hassle

Money goes straightaway no hassle Reviewed on: 8th June 2026

If it’s not broke don’t fix it

I have been using PayPal for over twenty years now never thought of moving as they have always been spot on with their customer service. Reviewed on: 8th June 2026

Excellent customer service

When I had I problem with one of my payments and I needed to use the customer service, they were very helpful. Reviewed on: 8th June 2026

Cost Effective Spending Planning

Meets a need for special eventualities, spreading the cost with 0% interest. I find it very useful when planning spending on expensive items Reviewed on: 8th June 2026

Very good overall can't complain always been simple...

Very good overall can't complain always been simple and easy to understand Reviewed on: 8th June 2026

Using PayPal Credit consistently has been very benef...

Using PayPal Credit consistently has been very beneficial for me. Reviewed on: 8th June 2026

Always reliable, convenient and fast

Always reliable, convenient and fast Reviewed on: 8th June 2026

My personal favourite

I personally adore paypal because of its convenience and rewarding policies with the absolute utter best customer service. I always use paypal since it is easy and very reliable Reviewed on: 8th June 2026

Great 0% offers.

Great 0% offers. Suits me down to the ground. Reviewed on: 8th June 2026

Long term PayPal user

I have never had any problems dealing with PayPal. Everything is always easy and the buyer protection is a good thing to fall back on. I use PayPal for online shopping, paying friends and family and I also use PayPal credit when I need to get something a little earlier than my budget allows Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95860 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub