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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59505 reviews)

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4.90

Based on 59,505 reviews, last reviewed 12th Apr 2026

801300% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use safe and secure Easy to use safe and secure. Easy to use app and I’m confident that data secure Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59505)

Flexible & accepted everywhere makes this an easy se...

Flexible & accepted everywhere makes this an easy service to use. I enjoy being able to go onto an app which is far more easy & uservfiriendlybtgan any banking system I currently use. Reviewed on: 27th May 2024

Very good customer service, solved my issue very qui...

Very good customer service, solved my issue very quickly Reviewed on: 27th May 2024

i love paypal credit.

i love paypal credit. it allows me to spread the costs of different payments and enables me to make payments freely and easily Reviewed on: 27th May 2024

Excellent

Very good so far! East to use app and great for money transfers and payments. But Tricky when dealing with a fraudulent transaction as there is no evidence but it was debited off my visa account. This was not recovered as there is no one to contact. Reviewed on: 27th May 2024

Everything is good.

Everything is good. Especially the customer service often responds very quickly when you have questions. Reviewed on: 27th May 2024

Good use for PayPal excellent service from customer...

Good use for PayPal excellent service from customer service Reviewed on: 27th May 2024

PayPal credit is great when managed well

PayPal credit is great for web stores that accept PayPal, particularly for larger purchases using the interest free for four months. It would be better if you could select which order to pay off promotional rates as if you buy something new part way through you’ll pay toward the latest repayment date to try and make you pay interest! Reviewed on: 27th May 2024

It is absolutely awesome, life saver!

It is absolutely awesome, life saver!! Reviewed on: 27th May 2024

A great range of credit options, with excellent onli...

A great range of credit options, with excellent online access to make payments and keep track. Reviewed on: 27th May 2024

It’s a great way to spread a cost without a long rep...

It’s a great way to spread a cost without a long repayment like a loan. It’s flexible and helps me out all the time. Reviewed on: 27th May 2024

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