Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent.

Excellent service, help whenever needed great customer service and care. I always use PayPal. Reviewed on: 9th June 2026

Love PayPal handy and secure.

Love PayPal handy and secure. Will be using it everywhere I shop now Reviewed on: 9th June 2026

Great option

It has been amazing that you can spread the cost over 4 months interest free especially good for me as retired makes me more inclined to spend Reviewed on: 9th June 2026

very happy, satisfied

very happy, satisfied . Recommend Reviewed on: 9th June 2026

Feels safe & secure.

Feels safe & secure. Excellent customer support. Reviewed on: 9th June 2026

PayPal is the go to for any payment

The variety of payment options is excellent together with fast checkouts and purchase protection. PayPal credit 4 months at 0% for purchases is very convenient and payment methods are not shared with sellers. PayPal is a cut above the rest 5 stars and more. Reviewed on: 9th June 2026

Excellent service

Safe and secure. Always confident using PayPal. Reviewed on: 9th June 2026

Peace of mind

Live paypal always use it at checkout for peace of mind Reviewed on: 9th June 2026

I am new with PayPal and feel happy being there

I am new with PayPal and feel happy being there Reviewed on: 9th June 2026

When I needed you, you were there for me.

When I needed you, you were there for me. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub