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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50486 reviews)

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4.91

Based on 50,486 reviews, last reviewed 8th Jun 2025

1814000% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Only use PayPal for online transactions! PayPal is my go to when paying for anything online, I always feel safe and secure knowing that PayPal has my back and will take care of me if it neede... Read more Reviewed on: 8th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50486)

Didn't take money from my account as scheduled

They didn't take money from my account as scheduled which ultimately effected my credit score Reviewed on: 1st August 2022

Definitly 5 stars

With the unique option to pay zero interest if paid in full within 4 months it is absolutely brilliant. I used this service many times and am very pleased with it. Highly recommend! Reviewed on: 1st August 2022

Easy to use

I like to have everything all in one place, and PayPal offers that Reviewed on: 1st August 2022

Simple & easy

PayPal credit is simple and easy with no hidden charges. The website is easy to navigate and easy to keep track of spending. Reviewed on: 1st August 2022

Safe, Simple and Secure

Transactions are very quick and seamless, very easy to navigate the site and help is always on hand. Disputes (if you have any) are dealt with quickly and fairly - I have been using Paypal for nearly 20 years and never had an issue or problem. Reviewed on: 1st August 2022

Great service

Flexible credit options, with no extra cost, if you plan your budget right. Reviewed on: 1st August 2022

Great product, great service

Paypal credit is great. Easy to use and track your account. Reviewed on: 1st August 2022

So convenient !!

Very happy with the 0% for 4 month offer for every purchase over £100. Has helped us buy stuff for our new house with enough time to pay it all back in 4 months without any interest charge. Reviewed on: 1st August 2022

Paypal credit review

I have always found paypal credit an absolutely easy option to use and the approval process is quite prompt. There is also an added sense of security that if anything goes wrong, your money is protected. Reviewed on: 1st August 2022

Credit card

I have very good experience, with my credit card. Reviewed on: 1st August 2022

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