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PayPal: PayPal Credit reviews

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4.90
Based on 59,468 reviews, last reviewed 12th Apr 2026
797900% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service. Very good service. Always quick answer ing on all questions Reviewed on: 12th April 2026
Igors s's avatar
Igors s

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59468)

Nearly spot on everytime

5
Nearly spot on everytime like all companies you have your good and bad but most good to know they got your back on certain things better than not at all the transaction are very quick and some don't cost anything Reviewed on: 27th May 2024
Ryan M's avatar
Ryan M

PayPal is my go-to for spending large amounts on the...

5
PayPal is my go-to for spending large amounts on the Internet. It helpfully gives me 0% interest for four months. Reviewed on: 27th May 2024
David C's avatar
David C

Whenever I needed PayPal, they’ve been there for me...

5
Whenever I needed PayPal, they’ve been there for me organising sorting lots of things out Reviewed on: 27th May 2024
Stephen M's avatar
Stephen M

Flawless efficient and user friendly service.

5
Flawless efficient and user friendly service. Reviewed on: 27th May 2024
Paul W's avatar
Paul W

Helpful and efficient

5
Always efficient and helpful resolving my issue and keeping updated and ensuring I was happy Reviewed on: 27th May 2024
Mairi m's avatar
Mairi m

paypal is easy and fast to use.

5
paypal is easy and fast to use. would like to have option to pay by paypal on amazon Reviewed on: 27th May 2024
Patryk S's avatar
Patryk S

Very easy to use and pay.

5
Very easy to use and pay. Had been using since last few years and never been a problem. I also like 3 interest free payment Reviewed on: 27th May 2024
Yogesh's avatar
Yogesh

Years of great service, couldn't be happier.

5
I have used paypal for many years and more recently utilised paypal credit and I have always enjoyed the service and how fluid and manageable it is. Wouldn't use any other payment company. Reviewed on: 27th May 2024
Lee B's avatar
Lee B

Amazing and easy to use.

5
Amazing and easy to use. A whole lot easy to keep track of than credit cards Reviewed on: 27th May 2024
Karamjeet S's avatar
Karamjeet S

It’s easy to use and the direct debit makes payments...

5
It’s easy to use and the direct debit makes payments easy too. Reviewed on: 27th May 2024
Tom I's avatar
Tom I

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