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PayPal: PayPal Credit reviews

4.91
Based on 50,318 reviews, last reviewed 4th Jun 2025
1798400% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service. Friendly, polite and helpful customer service. Phone calls answered promptly. Excellent range of services and payment options and easy to use. Can be ... Read more Reviewed on: 4th June 2025
Philip S's avatar
Philip S

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50318)

PayPal

5
PayPal Credit has been amazing for me. The reasonable and sustainable interest rates have meant that I can purchase the things that bring me enjoyment in life without worrying about being in debt. I've booked holidays and gotten presents for friends and family without a worry! Prior to Pay Pal Credit, I was very afraid of ever using credit after hearing about so many bad experiences! Reviewed on: 9th July 2022

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5
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Use all the time

5
Buy large products spread payments brilliant Reviewed on: 9th July 2022

Good value

5
Paypal is easy to use and offers good deals on credit. Reviewed on: 9th July 2022

Simple to split payments over 4 months

5
I've used PayPal credit to split the cost of big purchases over 4 months interest free on several occasions - simple to use and widely accepted. A really useful option I'll use again. Reviewed on: 9th July 2022

Interest free on spending

5
The 4 month interest free on purchase’s over £100 is great as it allows you to spread the cost of big spending Reviewed on: 9th July 2022

Easy and faster

5
I always try use PayPal. Because is the safe way to buy online. Reviewed on: 9th July 2022

very good company

5
things happen very quickly and easy to work with and some very good offers Reviewed on: 9th July 2022

Extremely simple to use

5
Great product and easy to use. This has been a game changer for me and can be done there and then Reviewed on: 9th July 2022

Interest Free Credit for 4 Months

5
Excellent credit for interest free over 4 months. Can pay direct debit or card payments . The best provider on the market. Reviewed on: 9th July 2022

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