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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173626 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173628)

Spot on, no issues, easy to use.

Spot on, no issues, easy to use. Have been using PayPal for years and never had any problems - would recommend. Reviewed on: 8th June 2026

Have used PayPal Credit on a few occasions.

Have used PayPal Credit on a few occasions. All seems to work well with reminders when payments are due. Always had a fairly quick response from customer services when I had a query. Just need to make sure you dont miss any payments and make the final payment before the due date. Or face the dreaded interest. Reviewed on: 8th June 2026

Multiple retailers

I've used it a few times. The terms are simple to use and available with a lot of retailers. Reviewed on: 8th June 2026

PayPal gives you more freedom!

PayPal pay later has been so helpful for me! With 0% interest for 4 months on purchases over £100 has been so helpful for me and my family’s lifestyle! With our finances and budgeting it gives us way more freedom to enjoy our lifestyle as a family! Reviewed on: 8th June 2026

There are no major problems, everything is clear and...

There are no major problems, everything is clear and transparent Reviewed on: 8th June 2026

Customer service team was excellent, I love that the...

Customer service team was excellent, I love that they issued a virtual credit card for me to use until my card arrives in the post! Reviewed on: 8th June 2026

very reliable and very dependable, good way for cred...

very reliable and very dependable, good way for credit building Reviewed on: 8th June 2026

My go to provider, now that a PayPal card is availab...

My go to provider, now that a PayPal card is available you can use anywhere! Reviewed on: 8th June 2026

It's a credit line

Does what it says on the tin. I'm not sure really what more I could say. It's a credit line, and it's accepted by a lot of carriers. What more can you realistically ask for Reviewed on: 8th June 2026

Great customer service.

Great customer service. Issues resolved quickly and efficiently. Reviewed on: 8th June 2026

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