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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal credit has been so helpful and easy to use an...

PayPal credit has been so helpful and easy to use and the interest rate and how it’s works is good value Reviewed on: 9th June 2026

Works for me.

Works for me. I like that I can choose between PayPal credit or Pay in 3 Reviewed on: 9th June 2026

Fantastic service, buy now pay later, pay in three,...

Fantastic service, buy now pay later, pay in three, every little helps. Reviewed on: 9th June 2026

Excellent customer service and perfect response to m...

Excellent customer service and perfect response to match your requirements Reviewed on: 9th June 2026

Simple to use, notifications helpful, no complaints

Simple to use, notifications helpful, no complaints Reviewed on: 9th June 2026

Used PayPal for years really helped me purchase thin...

Used PayPal for years really helped me purchase things on a budget with there pay in 3 Reviewed on: 9th June 2026

FREEDOM!

Never any issues, can use it freely and now with the digital credit card I can use PayPal anywhere Reviewed on: 9th June 2026

Pay with paypal less stress and easily to used..

It great and if you dont recieved good pay pal is there to help you and solve the problem. And it easy to used and pay using the PayPal app and less hassle. Great Reviewed on: 9th June 2026

Good app and service

Good app and service. Easy to understand and the packages that are being offered has the customer at heart. Reviewed on: 9th June 2026

PayPal credit is very easy to set up and use.

PayPal credit is very easy to set up and use. Using the app it is quick and easy to monitor account details and make payments. Because my PayPal account is linked to my bank it was very easy to pay off my balance. Reviewed on: 9th June 2026

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