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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,426 reviews, last reviewed 12th Apr 2026
794300% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy and without fuss so enjoyable Always easy and without fuss so enjoyable Reviewed on: 12th April 2026
Chris G's avatar
Chris G

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (59426)

Quick efficient and easy to use...

5
Quick efficient and easy to use, I would recommend pay pal to anyone. Customer services are really good and resolve any problems quickly, pay pal is the only web site I would trust with money Reviewed on: 27th May 2024
Jess's avatar
Jess

Excellent

5
PayPal credit is a great service and is always been easy to use and great for paying off larger purchases with a small interest rate. I will be continuing to use this service in the future. I would recommend. Reviewed on: 27th May 2024
I B's avatar
I B

Always good experience and to use very quick and ver...

5
Always good experience and to use very quick and very easy to understand Reviewed on: 27th May 2024
Helen 's avatar
Helen

Always easy and never had a problem

5
Always easy and never had a problem Reviewed on: 27th May 2024
Philip M's avatar
Philip M

Simple, convenient, widely accepted.

5
Very convenient to use, balances are easy to keep track of in the app. Available at almost all locations. Having the different options, including 0 percent, makes it much easier to make a decision that makes sense for you. Reviewed on: 27th May 2024
JC's avatar
JC

Excellent services, reminder of payments, app is eas...

5
Excellent services, reminder of payments, app is easy to use Reviewed on: 27th May 2024
Emma g's avatar
Emma g

Great service .

5
Great service . Customer service was excellent. App works great. Reviewed on: 27th May 2024
Oniel R's avatar
Oniel R

I use PayPal for everything.

5
I use PayPal for everything. And PayPal credit is so handy and easy to use. Reviewed on: 27th May 2024
Rory B's avatar
Rory B

Always used pay pal where possible great service and...

5
Always used pay pal where possible great service and know it’s safe to use when I can Reviewed on: 27th May 2024
Robert w's avatar
Robert w

It’s so easy and I always know exactly where I stand...

5
It’s so easy and I always know exactly where I stand when using PayPal. Plus you get coverage as a buyer which is superb! Reviewed on: 27th May 2024
Leroy L's avatar
Leroy L

Review PayPal: PayPal Credit now

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