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PayPal: PayPal Credit reviews

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4.90
Based on 59,381 reviews, last reviewed 12th Apr 2026
790000% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very good customer service. Always very good customer service. PayPal credit is very useful too me and suits my needs. Reviewed on: 12th April 2026
Daniel Elliott 's avatar
Daniel Elliott

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026
Ksgrg's avatar
Ksgrg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59381)

In General the experience is good,

5
In General the experience is good, Reviewed on: 27th May 2024
Anselm Caldeiro's avatar
Anselm Caldeiro

opportunity for catch great deals and pay later

5
it is really nice option for me - i am doing bigger orders when shop has great discounts so i can spend 300-500£ for great deal order with no worryies. its great for me as i have 5cats and often i order on zooplus by PaypalCredit. its good choice for me because the cat food order will cover a 3-4 months, i will pay for it better price as i have discount and in the same time i can pay for it in a few smaller amounts - thank you PayPal! Reviewed on: 27th May 2024
Magdalena Polak's avatar
Magdalena Polak

Only good things I can say about pay pal credit .

5
Only good things I can say about pay pal credit . It’s so easy to manage my accounts Reviewed on: 27th May 2024
Lee burgess's avatar
Lee burgess

I have been using PayPal for a number of years I fin...

5
I have been using PayPal for a number of years I find it easy to use and very straightforward the payments are very manageable and would highly recommend Reviewed on: 27th May 2024
Mrs L's avatar
Mrs L

Highly recommend

5
Very good allows you to pay for things over a few months which helps a lot, I always use it as it is interest free and feels like you get your items for free as you only have to pay it back a little each month Reviewed on: 27th May 2024
Ryan M's avatar
Ryan M

Super Service

5
Always fantastic service and reliable- i recommend to everyone because its safe and efficient Reviewed on: 27th May 2024
Caroline O's avatar
Caroline O

great rates for large and small payments

5
I've used paypal credit for large and small payments knowing ill be protected when shopping and purchasing Reviewed on: 27th May 2024
AndyP's avatar
AndyP

great service!!

5
Great service, I particularly like the interest free period that you get so larger purchases. Very easy to use and the app is customer friendly. The credit limit of £2500 is plenty for most purchases that I would use a credit card for. Reviewed on: 27th May 2024
Liam W's avatar
Liam W

U can increase your credit

5
Had little credit to start then increased it. Reviewed on: 27th May 2024
Justina 's avatar
Justina

Always giving updates and never had an issue.

5
Always giving updates and never had an issue. Reviewed on: 27th May 2024
Christopher D's avatar
Christopher D

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