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PayPal: PayPal Credit reviews

4.91
Based on 50,318 reviews, last reviewed 4th Jun 2025
1798400% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service. Friendly, polite and helpful customer service. Phone calls answered promptly. Excellent range of services and payment options and easy to use. Can be ... Read more Reviewed on: 4th June 2025
Philip S's avatar
Philip S

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025
Katie W's avatar
Katie W

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50318)

Simplicity

4
Easy to use and very helpful in a tight spot Reviewed on: 9th July 2022

Helps you ou when you are low on cash and has gives you enough time to pay

5
Not a particular story but i love this idea of purchasing something you may be dyeing to have whilst giving you the flexibility to pay later and not the standard one or two months but three. I wish it was pay within six months but i love paypal credit in all. Reviewed on: 9th July 2022

The best credit card

5
You have always confidence for shopping or any kind of expending with no interest in 4 months. Reviewed on: 9th July 2022

very convenient

5
easy payments, finances flexibility Reviewed on: 9th July 2022

Highly recommend

5
Spread the cost with no interest, what’s not to like Reviewed on: 9th July 2022

A Great way to Pay!

5
I've used PayPal Credit on several occasions and it has helped me buy those expensive items I've wanted. Anything £99 and above qualifies and allows you to spread your payments, which is brilliant as I'm paid monthly. Reviewed on: 9th July 2022

Always there, always fair!

5
I feel safe with PayPal, I’m protected and I am treated fairly. Friendly reminders mean I never miss a payment and 0% interest gives me peace of mind: Reviewed on: 9th July 2022

IT IS AWESOME

5
So easy to manage with the app, let’s you keep track. Safe and secure Reviewed on: 9th July 2022

Absolutely Smashing

5
My experience with PayPal has always been a pleasure. To offer people the credit scheme proves to be very useful and will help many. Thank you PayPal Reviewed on: 9th July 2022

Great PayPal I use every single month

5
I use PayPal credit interest 3 option very often find it a great way to pay for things over time. A star ++++++++ Reviewed on: 9th July 2022

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