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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173731)

Its been a fine service about what is expect - only...

4
Its been a fine service about what is expect - only complaint is that it sometimes takes a while for a transaction to clear Reviewed on: 8th June 2026

Excellent service very handy, saves alot of time sec...

5
Excellent service very handy, saves alot of time secure and reliable and trustworthy would fully recommend to others Reviewed on: 8th June 2026

Always reliable and never any hassle

5
Always reliable and never any hassle Reviewed on: 8th June 2026

Paypal- poor

2
Well, not the best. Put missed payment on my report twice. Would like to win £1000 to finally close my account. Reviewed on: 8th June 2026

Seamless experience when purchasing.

5
Seamless experience when purchasing high valued items. The ease of using PayPal credit vs any other credit provider is easy and straightforward. Reviewed on: 8th June 2026

great line of credit

5
great credit with pay in 3 - plus debit card with points great idea Reviewed on: 8th June 2026

PayPal is the way for better spending

5
Am glad the day i have PayPal it let me save on interest free.also I can shop world wide without having any cash in my bank . Reviewed on: 8th June 2026

Never really had any problems when I did about...

5
Never really had any problems , but when I did about a payment I sent and didn't show on my balance, PayPal said was correct must be my app. It's now showing correct amount Reviewed on: 8th June 2026

When I first started paypal I was guided through fil...

5
When I first started paypal I was guided through filling it in its really easy to use. All my friends and family use it. Reviewed on: 8th June 2026

Very reliable & professional service

5
Very reliable & professional service Reviewed on: 8th June 2026

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