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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use and helpful when needed

Easy to use and helpful when needed Reviewed on: 9th June 2026

Just so convenient, especially pay in 3

Just so convenient, especially pay in 3 Reviewed on: 9th June 2026

Great way to pay with small amount of interest after...

Great way to pay with small amount of interest after 4 months Reviewed on: 9th June 2026

PayPal is very good and seve to pay every time...

PayPal is very good and seve to pay every time Reviewed on: 9th June 2026

PayPal is the best

Very happy with PayPal, easy to use and available on most retail websites Reviewed on: 9th June 2026

Excellent service at all times

Excellent service at all times - always quick and reliable Reviewed on: 9th June 2026

Reliable short term interest free finance.

Reliable short term interest free finance. Reviewed on: 9th June 2026

Paypal is very user friendly and offer loads of opti...

Paypal is very user friendly and offer loads of options. Reviewed on: 9th June 2026

It has facilitated a way to do things I dreamed of d...

It has facilitated a way to do things I dreamed of doing & spread the cost. Also make secure payments easily & effortlessly & travel easily abroad. I am now also getting cashback with the PayPal card Reviewed on: 9th June 2026

The app is a little difficult to navigate but overal...

The app is a little difficult to navigate but overall ok Reviewed on: 9th June 2026

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