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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

99% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Four months interest free

Love this facility to help to spread out payments of something like a birthday present! Reviewed on: 12th August 2022

Love it

It makes payments so easy with low interest rates too! Reviewed on: 12th August 2022

Very user friendly and super efficient

Always helpful to aid cash flow - use it mostly for buying online. Great credit limit and very easy to keep an eye in my spending. Reviewed on: 12th August 2022

Convenient

So easy and convenient . Great way to pay for goids Reviewed on: 12th August 2022

Great credit

I feel very confident using Paypal credit - very easy to use and no jargon words Reviewed on: 12th August 2022

Great support

Great company, with great option like pay in three. Reviewed on: 12th August 2022

Like the 4 month no commission

I like that you can use it for big purchases over £200 and pay it back over 4 months without having to pay any extra. Reviewed on: 12th August 2022

PayPal is your pal

Every little helps PayPal giving credit and time to make payments has helped me a lot thanks pal Reviewed on: 12th August 2022

Best credit card ever love you paypal

Its big amount credit card and give you enough time to pay back i love this thank you paypal Reviewed on: 12th August 2022

Ease of use

I love how easy it is to use. I can easily keep track of my spending, transfer money with ease and it’s great for online shopping Reviewed on: 12th August 2022

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