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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use credit when paying for goods and to set...

Easy to use credit when paying for goods and to set up direct debit, no form filling just simple Reviewed on: 9th June 2026

PayPal credit has helped me in many ways so easy to...

PayPal credit has helped me in many ways so easy to use when needed Reviewed on: 9th June 2026

Pay In 3 really handy to split payments.

Pay In 3 really handy to split payments. Always an efficient way to pay for goods. Reviewed on: 9th June 2026

Excellent services, providing flexibility

Very helpful features and great flexible ways to pay for items. Highly recommended and also very well known and trusted. Reviewed on: 9th June 2026

Stress free!

Stress free! Always use the app, easy to use and safe! Reviewed on: 9th June 2026

Very useful to spread your payments

Very useful to spread your payments Reviewed on: 9th June 2026

PayPal - Widely Accepted and Useful

PayPal is widely accepted at retailers and is a useful addition to my wallet Reviewed on: 9th June 2026

I feel safe and valued

Great company I feel safe and valued Reviewed on: 9th June 2026

PayPal is easy to use!

PayPal is easy to use, pay in three is an amazing feature and PayPal credit allows you 4 months interest free time to pay off the bigger purchases! Reviewed on: 9th June 2026

Unauthorised subscriptions

When I had a problem with unauthorised subscriptions being charged it was quickly resolved. These subscriptions are tricky to spot and it's something I am much more aware of now. Reviewed on: 9th June 2026

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