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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173977 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173981)

Reliable and friendly service.

Reliable and friendly service. Easy reminders to pay on time and a super easy ui. Credit available when I need it. Reminders to pay are prompt and when I do pay it's very easy to connect to my bank and make the payment. Reviewed on: 8th June 2026

I use PayPal a lot .

I use PayPal a lot . I like that is is secure and safe for purchases . Also like the credit options . Reviewed on: 8th June 2026

No hassle easy credit would recommend

No hassle easy credit would recommend Reviewed on: 8th June 2026

No hassle returns on Pay in Three

Handle Returns and Refunds without hassle, dodgy sellers cave on returns if paid by PayPal. Pay in 3 very handy. Excellent. Reviewed on: 8th June 2026

Paypal credit is excellent

Paypal credit is credit friendly and it has excellent payment flexibility, easy transaction with card and in app. Reviewed on: 8th June 2026

Easy to buy with protection and good payment plans p...

Easy to buy with protection and good payment plans pay in 3 or credit with flexible payments Reviewed on: 8th June 2026

Great service

Iv used PayPal for quite a few years now in several of there products and never been let down there customer services are great and are quick to sort your issue out plus PayPal is easy to use Reviewed on: 8th June 2026

So handy to have to hand.

So handy to have to hand. Great to be able to reach for online credit that isnt pay by installments. Reviewed on: 8th June 2026

My go to for credit purchases

I've been using PayPal credit for over 4 years and for me it is the safest way to make a purchase. I like the ability to pay interest free within 4 months. This enables those slighter bigger purchases to be more accessible and affordable Reviewed on: 8th June 2026

Excellent help

Excellent help change my life I’m not worrying to buy anything Reviewed on: 8th June 2026

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