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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

98% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy and frictionless

It took less than 5 minutes to open an account and was such an easy process. PayPal credit is also accepted by a lot of vendors so you have access to a wide range of products and services. If you pay back purchases above £99 in 4 months you pay no interest which is an added bonus and you get £20 free credit when you join in. Really impressed with PayPal credit! Reviewed on: 12th August 2022

Paypal Credit good experience!.

Ive been with Paypal credit a fair whiles, ive never had any real issues. Customer service advisors have always been courteous and proffesional when ive had a query...so happy overall!. Reviewed on: 12th August 2022

Easy to use

Really find the payments affordable and easy to use the app Reviewed on: 12th August 2022

No 1 :)!1

It’s been amazing to have. Helped to buy furniture for my son room and he love Reviewed on: 11th August 2022

Excellent service

Easy to pay back and brilliant service Reviewed on: 11th August 2022

Its excellent

I love PayPal credit because gives me flexibility on my payments Reviewed on: 11th August 2022

paypal credit

easy to set up the paypal credit, easy to pay for goods easy to settle up. Reviewed on: 11th August 2022

Excellent help when needed

Using Paypal Credit has been a godsend helping purchase things that are needed especially now times are tough and having that chance to pay back over a short period no interest is amazing Reviewed on: 11th August 2022

Amazing

PayPal are amazing credit users. The payback fee is very little and the Apr is very little too. I'd recommend this to everyone. Reviewed on: 11th August 2022

Great back up during tricky times!

Having PayPal credit has been great to use as a fall back during those tricky times. It has been easy to pay off and the interest rates are reasonable. Also great to have the option to set up a direct debit so you don’t forget repayments! Reviewed on: 11th August 2022

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