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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174092 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174101)

Easy to use and customer service very helpful PayPal

Easy to use and customer service very helpful Reviewed on: 8th June 2026

Good option for pay in 3

Good option for pay in 3, you can use it many time Reviewed on: 8th June 2026

It’s great to be able to purchase items and send/rec...

It’s great to be able to purchase items and send/receive funds from across the globe. Very convenient and easy to use. Reviewed on: 8th June 2026

Amazing!

Amazing! Always use PayPal. Easy to use app, clear information. Reviewed on: 8th June 2026

Excellent product

Easy to apply. Good rates. Very friendly app Reviewed on: 8th June 2026

Great online financial service.

Paypal has been extremely useful for me, at times the ability to use paypal for transactions and especially the paypal credit facility has been very important. It is convenient, easy to use, and good customer service when needed. Reviewed on: 8th June 2026

Easy even for us neuro spicy users.

I use PayPal all the time. Its quick, easy and understandable. I'm neurodiverse so complicated throws me off. Not with PayPal Reviewed on: 8th June 2026

Paypal is the best.

Paypal is the best. Quick and easy. Excellent customer service Reviewed on: 8th June 2026

Great experience and easy pack back

Great experience and easy pack back Reviewed on: 8th June 2026

Helpful and useful

PayPal credit is very useful and helpful when you spend bigger amounts, and you can split the cost over 4 months. It does work amazingly well and again, it's very helpful. Reviewed on: 8th June 2026

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