Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59225 reviews)

View other PayPal products

4.90

Based on 59,225 reviews, last reviewed 12th Apr 2026

775700% increase in 5 star reviews

in the past 90 days

2600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Everyone’s pal Very easy to use . Always feel safe when using PayPal . It’s got all online shopping covered Reviewed on: 12th April 2026

Latest lowest rating:

1

Keep taking the money am using to pay debt up keep’s... Keep taking the money am using to pay debt up keep’s going up not down charging far to much very expensive gonna have to go citizen advice about this ... Read more Reviewed on: 12th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (59225)

A great benefit for ebay use.

A great benefit for ebay use... Simple and effective method of safe payments. Reviewed on: 27th May 2024

I have called PayPal numerous times when things have...

I have called PayPal numerous times when things have gone wrong and they have always sorted it out efficiently. Customer service is always great. Reviewed on: 27th May 2024

The best

Paypal is the best, is saved me a lot Reviewed on: 27th May 2024

Before I wasn't using PayPal my friends told me abo...

Before I wasn't using PayPal my friends told me about it and after I try to use now I'm really happy and feeling secure thanks Reviewed on: 27th May 2024

PayPal credit is fair and easy to use, balance and s...

PayPal credit is fair and easy to use, balance and statements are clear and able to download quickly. The only way I hope things can improve is when making a payment back, it takes a long time for it to show up and it would be better if the payment back could be a pending transaction Reviewed on: 27th May 2024

Its been a wonderful journey

Its been a wonderful journey in the many years I have been using PayPal. I can say it's a match made in heaven. I have not had a single negative experience. It is convenient for payment online without having to disclose your data with every organisation you buy from, I find that comforting. Reviewed on: 27th May 2024

I find it useful practical

I find it useful & easy to use when buying Reviewed on: 27th May 2024

smooth payment experience

smooth payment experience and less chances of fraudulent transactions Reviewed on: 27th May 2024

Buy now pay later has helped me and my other half im...

Buy now pay later has helped me and my other half improve our home and spread the cost affordably Reviewed on: 27th May 2024

fast, safe and secure

It's a fast, safe and secure service that not many other companies do like PayPal. Reviewed on: 27th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from V12 Retail Finance 4.70 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 32976 reviews
Payments
from PayPal 4.92 from 3668 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub