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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174192)

I always pay with PayPal

PayPal is the best way to pay. It gives refunds if undelivered Reviewed on: 9th June 2026

Easy to set up, easy to use, easy to manage.

Easy to set up, easy to use, easy to manage. Reviewed on: 9th June 2026

Fantastic.

Fantastic. Great way to spread larger purchases interest free over 4 months. Reviewed on: 9th June 2026

PayPal experience

Honest platform trustworthy , highly recommend Reviewed on: 9th June 2026

PayPal is the best and easiest way to pay, i use it...

PayPal is the best and easiest way to pay, i use it for all my payments. Reviewed on: 9th June 2026

Easy to use, fast easy payments and able to use cred...

Easy to use, fast easy payments and able to use credit and pay in 3 for extra time to pay Reviewed on: 9th June 2026

Easy and secure to use

Secure transactions, easy to choose options for paying - credit, one payment or split payments. Never had any problems. Good to use as saves address info for trader checkout. Reviewed on: 9th June 2026

Nothing to say really happy enough

Nothing to say really happy enough Reviewed on: 9th June 2026

PayPal Credit is a great support

PayPal Credit has been such a support in time of emergency, convenience and good terms and conditions. The 4 month interest free feature is enough time to pay and manage. Easy to use at point of sale as most retailers accept PayPal. You can view the PayPal Credit account as part of the usual PayPal account which make it easy to view your accounts in one place. The facility has really been an essential part of my financial planning and management. Reviewed on: 9th June 2026

It has been very easy to use many organisations use...

It has been very easy to use many organisations use this service wspecially when I have used it to pay for hotels. It’s really convenient in so many ways you don’t have to pay everything in one go. I love the options available with PayPal. Reviewed on: 9th June 2026

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