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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I have been using PayPal for several years, and alwa...

I have been using PayPal for several years, and always find a solution if there is a problem. There is a solution to everything Reviewed on: 9th June 2026

has great customer service

PayPal has great customer service and is very easy to contact- unlike the banks. Reviewed on: 9th June 2026

Always use PayPal .

Always use PayPal . Quick and convenient and feel safe. Had a PayPal account for 10 years. Getting better by they year with new improvements such as the + Reviewed on: 9th June 2026

always a great tool to have with the availability of...

always a great tool to have with the availability of pay in 4 Reviewed on: 9th June 2026

Ive used Paypal for years and ive never had a proble...

Ive used Paypal for years and ive never had a problem with it. it has worked the customer service is always quick to answer and sort out your problem Reviewed on: 9th June 2026

Able to use money smartly and pay easily in numerous...

Able to use money smartly and pay easily in numerous stores and online Reviewed on: 9th June 2026

Not much to say they do what I need

Not much to say they do what I need Reviewed on: 9th June 2026

I’ve used PayPal credit and pay in three many times...

I’ve used PayPal credit and pay in three many times and have found it a great service. Reviewed on: 9th June 2026

Feel really secure with PayPal always have peace of...

Feel really secure with PayPal always have peace of mind Reviewed on: 9th June 2026

I am pleased with PayPal because they allow me to fu...

I am pleased with PayPal because they allow me to fulfill my kids' dreams, and I can have better control over my expenses. I`m very happy with the app and Paypal credit Reviewed on: 9th June 2026

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