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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59169 reviews)

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4.91

Based on 59,169 reviews, last reviewed 12th Apr 2026

770900% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use PayPal regularly and love its ease of use and... I use PayPal regularly and love its ease of use and bnpl and spreading the cost of a large item really helps in the current economic climate Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (59169)

Easy transactions and good security

Easy transactions and good security Reviewed on: 26th May 2024

Invaluable service .

I have found Paypal credit invaluable , I know I can trust paypal and feel that my banking details and money are secure . Being able to repay any amount over the minimum payment is great when you want to clear your credit balance quickly . Reviewed on: 26th May 2024

Great review

Brilliant service they just don’t know is it over four months Reviewed on: 26th May 2024

Just Amazing

It’s reliable , you can do 4 instalments 0% APR Reviewed on: 26th May 2024

Amazing service

Amazing service I have never seen such service Reviewed on: 26th May 2024

it's good overall specially with the paypal credit.

it's good overall specially with the paypal credit... before just paypal wasn't enough to satisfy but with credit it's very helpful Reviewed on: 26th May 2024

Really handy for online purchases, never paid intere...

Really handy for online purchases, never paid interest in all the time I’ve had the account Reviewed on: 26th May 2024

Never had problem

Never had problem using the app or asking for help.App is never down when I need it. Reviewed on: 26th May 2024

I have used PayPal for many years and have found the...

I have used PayPal for many years and have found the service trustworthy and more importantly easy to use. It is well established with a worldwide incorporated establishment . Reviewed on: 26th May 2024

All very good communication and support

All very good communication and support Reviewed on: 26th May 2024

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