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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174229)

I’ve used PayPal for a good amount of years now, I f...

I’ve used PayPal for a good amount of years now, I feel it’s a great experience every use. I have also contacted customer services a few times, each occasion I am met with the most professional and helpful team member. All in all a great online payment platform. Reviewed on: 9th June 2026

Very convenient and reliable app

Very convenient and reliable app Reviewed on: 9th June 2026

Very easy to set up on my iphone

Very easy to set up on my iphone Reviewed on: 9th June 2026

good experience with PayPal

I have good experience with PayPal more than six years ago Reviewed on: 9th June 2026

almost always good, great service

almost always good, great service Reviewed on: 9th June 2026

helpful and useful to spread costs at resonable rate...

helpful and useful to spread costs at resonable rate and payment - transparent and over payments allowed Reviewed on: 9th June 2026

I have used PayPal for many years now

I have used PayPal for many years now and I haven't had any problems with their products or services. Paypal is accepted in nearly every situation i need to pay for something online, and the very few times I've had a problem with a payment PayPal has resolved the problem promptly Reviewed on: 9th June 2026

I have nothing negative at all to say.

I have nothing negative at all to say. There is never a need to call paypay, because everything is so straight forward and simplle and user friendly. Reviewed on: 9th June 2026

Love the attention to detail in app and great custom...

Love the attention to detail in app and great customer service Reviewed on: 9th June 2026

I been using for long time!

I been using for long time! No complain at all. Excellent experience Reviewed on: 9th June 2026

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