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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great credit card to use when you can

Pretty straight forward on what payments are intreset free for 4 months which are great and apply is quick and easy Reviewed on: 11th August 2022

Second to none

PayPal lets me pay now or later, all in one wallet with one login. Plus, it’s available at millions of places! Simply the best! Reviewed on: 11th August 2022

Easy Peasy

Great service and can add purchases instantly and pay off at anytime, great app and great service Reviewed on: 11th August 2022

Easy to apply

Once set up it's easy to use. Any problems a phone call and your sorted. Reviewed on: 11th August 2022

Quick. Convenient. Handy.

Accepted form of payment at many prominent retailers. Convenient 3 month interest free payment plan for those large purchases ! Reviewed on: 11th August 2022

Blew my expectations

I have £1000 credit liase with me if I have any issues at all 10/10 for customer service everything sorted out first time would recommend to anyone looking for credit or a payment provider to pay people and companies. Reviewed on: 11th August 2022

Thank you for being ace

Thanks for PayPal credit I was able to get my son a laptop for his studies and during lockdown. Great service Reviewed on: 11th August 2022

So easy to use

I love the 4 months interest free credit option. It gives me freedom to make purchases I otherwise wouldn't afford, but in a way that's fair. The reminders that the interest free period is coming to an end are also super transparent and helpful. Reviewed on: 11th August 2022

Perfect opportunity

I love paying by PayPal and split the payment Reviewed on: 11th August 2022

Great for spreading unplanned cost

I've always used PayPal credit when I needed something but could not get it because of not having enough cash. Spreading the cost over four months is amazing Reviewed on: 11th August 2022

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