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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Awesome

oh yeah this credit thing is awesome i think everyone should get it and pay for their snacks and stuff Reviewed on: 11th August 2022

Convenience for online shopping

I feel more confident shopping with paypal online and have made it my 'go to' credit account Reviewed on: 11th August 2022

The best credit card.

The best credit card I've ever used. Convenient, fast, affordable, secure. Help to solve problems with unscrupulous sellers. I have been with PayPal for about 10 years and I am not going to refuse. Reviewed on: 11th August 2022

Easy peasy

Easy to set up Easy to use Easy to pay back No stress at all Reviewed on: 11th August 2022

Love PayPal credit

So easy to use and loads of places online will accept so perfect Reviewed on: 11th August 2022

I love it

Everyday life changing just love it. Reviewed on: 11th August 2022

Amazing service

Have used many times and its great Reviewed on: 11th August 2022

Excellent service and worry free credit

Its a brilliant service that allows for worry free credit options and makes understanding credit easy and safe. Reviewed on: 11th August 2022

Quite Simply Love Ut6

The use of the PayPal Credit facilities has helped me no end. In particular since I've been crafting, and needed to get supplies, and the 'pay in three' option has been beyond helpful. Thank you PayPal Reviewed on: 11th August 2022

simplicity at its best.

shopping using PAYPAL is the easy way of acheiving financial peace of mind. Reviewed on: 11th August 2022

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