Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Paypal truly a Pal

When you need something desperately and have no means to pay, it is an easy, pain free way to take your worry away, you pay at your own pace and stress free while keeping a smile on your loved ones face. Reviewed on: 9th June 2026

Always use PayPal for all my online purchases

Always had a good relationship with PayPal, fortunately never had to call them very often but they've always been extremely helpful and solve any issue quickly and without fuss. Used them for years and will continue to use them Reviewed on: 9th June 2026

Easy to pay

Easy to access, friendly app to access and pay. Clear information Reviewed on: 9th June 2026

PayPal Credit has been very useful in my daily trans...

PayPal Credit has been very useful in my daily transaction. Very flexible for ease of use Reviewed on: 9th June 2026

Very good very nice and popular

Very good and pretty, good cooperating Reviewed on: 9th June 2026

Love using 4 months interest free.

Love using 4 months interest free rather than using a credit card. Reviewed on: 9th June 2026

Extremely easy to pay bills

Extremely easy to pay for item & even spread the cost over a few weeks Reviewed on: 9th June 2026

Offers great perks, app is user friendly

Offers great perks, app is user friendly Reviewed on: 9th June 2026

Have been using PayPal for years and its my pretty m...

Have been using PayPal for years and its my pretty my default for online shopping. If I find something I like that there isn't a PayPal option, I find the item with a seller that does. And now with the PayPal credit and debit cards it makes it easier to make online and in-store payments with them. Great service and app. Reviewed on: 9th June 2026

I have been with PayPal for over 15 years and this t...

I have been with PayPal for over 15 years and this testament to how secure I am in all my dealings with them. That is both purchasing products online and recently using it as a means of paying for transactions in store as well. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub