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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174244 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174252)

Best efficiency

PayPal is efficient , never fails Reviewed on: 9th June 2026

Paypal is over charging

Not good rate thats all i can thinnk Reviewed on: 9th June 2026

The app that makes itself user friendly

I purchase lots of items via my PayPal but since they simplified the workings and functions it’s a lot easier to use and more user friendly. Customer service when needed are responsive fairly quickly which is good too Reviewed on: 9th June 2026

I use it all the time it's great to spread...

I use it all the time it's great to spread the cost Reviewed on: 9th June 2026

Fast , reliable and safe.

Fast , reliable and safe. I trust PayPal so far and always use them Reviewed on: 9th June 2026

Really good services and friendly team

Really good services and friendly team Reviewed on: 9th June 2026

0% interest on purchases for many months, easy to u...

0% interest on purchases for many months, easy to use and reliable. No annual fee Reviewed on: 9th June 2026

Very easy.

Very clear and easy to navigate. No fuss Reviewed on: 9th June 2026

so convenient and easy to use anyone could use it

so convenient and easy to use anyone could use it Reviewed on: 9th June 2026

Never had any issues with my account any problems de...

Never had any issues with my account any problems delt with satisfactorily the app is extremely easy to use and understand would recommend to friends Reviewed on: 9th June 2026

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